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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Fed up, need some encouragement!!


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After listening to my mate (who now has been paid out by A&L, and extremely easily) she had me convinced that barclays was one of the easier ones to sue! After reading more closely i now know that this isn't the case. Issued court proceedings on 12th Sept, which i now know won't be acknowledged until about the 13th/14th day, then the wait of another 28 days!! Is it really worth the sleepless nights?! Is it likely that it will then be defended in which i will have to pay more money and spend more time, listing my charges?? I don't know how you really work out the interest, as using your calculator, my mate who just got a cheque wrongly thought you added the total at the bottom of the calculator to your charges fees, so she had to then file an amendment, but before they got that they paid, and about £500 more than she had worked out on the amendment. If you have to pay for the next stage, do you have to stay at the figure you have already filed for?? Am i worrying too much?? Going mad!! :-x

Prem letter sent 19th August asking for £1465.00

Fob off letter received 24 August :mad:

LBA letter sent 3 September

MCOL started 12 September

Deemed as served 17 September

Offer of £550 received 18 September :(

(Not accepting, waiting for acknowledgement!)

Acknowledged on 25 September yey! :)

Defended on 8 October

Allocation Questionnaire received 14th October

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Oh, fallen7682....poor u!

 

Don't loose sight of why you first started. They have taken YOUR money unlawfully and you have every right to claim it back! Chin up... keep strong and keep reading everyone elses threads, it keeps me motivated!

It will be worth it!

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Thanks for the encouragement. I'm getting married in December and could really do with the money, and at this rate will be lucky to get it before then. I find your words helpful and i will stick with it, just having a bad week lol, and wish there was some ending to this. Good luck with yours and let me know how you get on. Kate

Prem letter sent 19th August asking for £1465.00

Fob off letter received 24 August :mad:

LBA letter sent 3 September

MCOL started 12 September

Deemed as served 17 September

Offer of £550 received 18 September :(

(Not accepting, waiting for acknowledgement!)

Acknowledged on 25 September yey! :)

Defended on 8 October

Allocation Questionnaire received 14th October

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Many congrats on wedding... just think, you will have the money in the new year to start your new married life!!

It is definately a rollercoaster ride but remember .....IT IS YOUR MONEY!! Well worth fighting for it back!

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ps- yes Barclays are 'bloodsuckers' as people on this site have been known to refer them as, and they do try and fight a little (more than other banks) but they are just wasting their money in the end by dragging it out. And, they are trying to scare people off.

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Hi Heidik.

 

Chin up.

Issued court proceedings on 12th Sept, which i now know won't be acknowledged until about the 13th/14th day, then the wait of another 28 days!!
Think you will find its 28 days from the date of issue of claim, after they acknowledge your claim they have 14 days to submit defence.

That should cheer you up.

Argyle.

Story So Far:

Pre letter sent 14th August.

Barclays Reply 18th August.

Barclays Reply 5th Sept.

Lba sent 30th August.

Rejection letter sent 9th Sept.

Barclays reply 13th Sept.

Mcol submitted 15/09/2006.

AQ received 21/10/2006.

AQ returned 23 /10/2006.

Court Date:25/01/07 10.30am

Phoned Barclays 08/01/07 Said they would contact me shortly.

15/01/07 Received letter offering a full settlement however figure was short.

22/01/07 Received telephone call from Barclays asking for a settlement figure.

CLAIM SETTLED IN FULL!!!!!!!!!

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Thanks you all for being so supportive, was having a really bad day which didn't help. Feeling a lot more optimistic about it all now, at least the longer it takes the more interest they will have to pay!!! Look forward to hearing how all your cases are doing to keep me posted, and thanks once again for brightening my day :D

Prem letter sent 19th August asking for £1465.00

Fob off letter received 24 August :mad:

LBA letter sent 3 September

MCOL started 12 September

Deemed as served 17 September

Offer of £550 received 18 September :(

(Not accepting, waiting for acknowledgement!)

Acknowledged on 25 September yey! :)

Defended on 8 October

Allocation Questionnaire received 14th October

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Just keep us all updated on the steps you take and if you have any doubt ask us before you send in the letters or do whatever. We will help you through this. Good Luck, we will be watching with interest, you will find if you follow it through you will hit the roof when the cheque arrives on your doorstep, i know i did.

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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Hi Heidik.

 

Chin up.

Think you will find its 28 days from the date of issue of claim, after they acknowledge your claim they have 14 days to submit defence.

That should cheer you up.

Argyle.

 

No, Heidi is correct, you're not. It's 14 days to acknowledge, then 28 days from acknowldgement to lodge a defence.

 

Heidi, if you've filed 12th September, don't think about seeing your money until March, April earliest. I lodged mine in April, and they still haven't settled. (However, hearing date's November 2nd, so one way or another, it shouldn't be much longer :-D)

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Hi,

Please keep going dont get down, claiming back whats your's is full of obstacles, precisly put in your way to put you off claiming back your charges, the banks want people to think it's too much of a hassle, and they make things as difficult as they can, but believe me whern you persevere and WIN you feel a million dollars, I had times when I was very frustrated and I too thought it's doing my head in, but Please continue It's worth it in the end.:)

 

 

GOOD LUCK ......................:D

LETS ROCK !!!:D :D :D

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Acknowledged

The Defendant is allowed a total of 28 days from the date from when they are served with the claim to reply.

 

Doesn't this mean that they only actually get another 14 days on top of the claim to respond and file defence?? When they are served with the claim they have 14 days to acknowledge or defend plus then if they acknowledge they get another 14days but that from their website surely means from the date they are served??? Oh im confused.

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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I thought the same orfoster. The Step by Step instructions are clear on this. The link http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-step-step-instructions.html

 

state that the Defendant has a TOTAL of 28 days from "date deemed served".

 

Bookworm, can you check on this please?

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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I thought the same orfoster. The Step by Step instructions are clear on this. The link http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-step-step-instructions.html

 

state that the Defendant has a TOTAL of 28 days from "date deemed served".

 

Bookworm, can you check on this please?

 

AFAIK it's a total of 28 days. Fourteen days to defend or acknowledge, then if acknowledged a further fourteen days.

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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From HMCS site:

 

Within 14 days of receiving (being 'served' with) particulars of your claim, the defendant must send to the court (called 'filing') either:

  • an acknowledgment of service; or
  • a defence.

 

and

 

Why would the defendant file an acknowledgment of service instead of a defence?

 

Filing a Form N9 (acknowledgment of service) gives the defendant extra time in which to prepare a defence. The time for filing a defence is increased from 14 to 28 days from the date of service of your particulars of claim.

 

So in theory, it would seem so. But I have had 5 claims forms coming back to me form Northampton now, and every single one of them stated on the AoS that the defendant had "28 days from this date (on AoS) to file a defence".

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From HMCS site:

 

 

 

and

 

 

 

So in theory, it would seem so. But I have had 5 claims forms coming back to me form Northampton now, and every single one of them stated on the AoS that the defendant had "28 days from this date (on AoS) to file a defence".

 

My AoS clearly states:

 

"The defendant now has 28 days from the date of service of the claim form to file a defence.

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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The question that then springs to mind is, why claimants have been filing for judgement - and allowed to do so - at the end of the 28th day after the defendants were deemed to have been served.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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A-ha, clarified. My mistake, or should I say my misunderstanding:

An Acknowledgment of Service of your claim has been filed today, a copy of which is attached.

 

The defendant now has 28 days from the date of service of the claim form to file a defence

 

So yes, 14/14, then, which means that retrospectively, I let Natwest get away with it a few months back! B*gger, b*gger, b*gger :mad:

 

Apologies for the confusion, grovel, grovel, etc... :-)

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Bookworm, no problem. I do feel it is very confusing until you look at it with an open mind. I called the court about this as it made no sense to me. I may be on first name terms with them soon lol.

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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I was getting confused just reading it all!!! Kept me entertained for 5 mins lol!! Made me grin about the whole thing, which i haven't done for a while. Thanks guys for all being so supportive. Trying not to check my online claim every 5 minutes so made a bet that i will not check it till after 1pm from now on, and it's only 9.17am and it's killing me!!! Keep me posted on any developments :razz:

Prem letter sent 19th August asking for £1465.00

Fob off letter received 24 August :mad:

LBA letter sent 3 September

MCOL started 12 September

Deemed as served 17 September

Offer of £550 received 18 September :(

(Not accepting, waiting for acknowledgement!)

Acknowledged on 25 September yey! :)

Defended on 8 October

Allocation Questionnaire received 14th October

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Share on other sites

haha you sad person lol

 

Thats what i did as well. Its suprising how good it makes you feel when you get that cheque in the post which in sure you will very soon.

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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