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  1. LOL Mrs Froogle. Your splitting my sides Mrs Froogle. I'm afraid you will probably have to send your bundles before Barclays entertain you with a settlement(Sorry) When i phoned on the 8th my bundle had to be in by the 11th. Barclays on the phone said that they will call me soon however they still have yet to receive my bundle(nice of them to remind me). Thing is they never sent me their defence. As soon as the defence hits their desks and your court date is on the doorstep they will settle. Barclays said to me before we agreed settlement on my terms and i quote."Mr xxxxx we at Barclays do not wish to goto court therefore we wish this matter resolved today how can we make this happen" That was the exact words said to me on the phone. Hope it gives you more of an insight into the people you are dealing with. Argyle.
  2. Hi Mrs Froogle Certainly won't harm your defence in court if you do the above. However it seems Barclays are very keen to let this goto the wire. For instance i phoned Barclays with 2 weeks to my court date and i finally received a phone call 3 days before i was due in court. Good Luck with what you do. Argyle.
  3. Hi Everyone. Just a final update for you all. My claim against Barclays has been finally settled. They left it late but everything has now been resolved. Just to let you know i phoned Barclays on the 8th told that someone would contact me soon. On the 15th received a further offer but it was short of my calculations. Never replied to the letter and i finally received a call from Barclays asking if i had received their letter and am i happy with their offer for settlement. I replied that yes i had received the letter however the figure they offered was short of my calculations and the confidentiality clause i could not agree to. I was promptly told that Barclays wanted to settle this and avoid court and that could i ammend the figures on the letter and cross out the confidentiality clause and fax the letter to Barclays. This i did and today the money has been deposited into my account. I would like to thankyou all for showing me the way and supporting me in recovering our money. Celebrating with champagne tonight. To all of you out there still fighting keep going you will win. A donation will be made shortly as a thankyou to ensure the survival of this wonderful and friendly site. Thankyou each and everyone of you. XXXXXXXXXXXXXXXXXXXXXXXXXXXX Argyle. P.s could someone change my title to WON!!!! thankyou.
  4. Yes wait 14 days then send your LBA. Argyle.
  5. Well Done Sarah. Great news i'm glad things have worked out for you. Finally enjoy your money. Argyle.
  6. You hit the nail on the head Sazafraz with the statement above. That is how you should explain it to Barclays. Good Luck. Argyle.
  7. Hi Sazafraz. Did you claim the interest that had accrued when the bank charges were applied and then when you filled in your Mcol add the 8%. Sounds to me like you have claimed bank charges + the charges interest and the 8% interest you can claim when you goto Mcol. When you have a bank charge applied the banks add an interest charge on normally around 27% along with the charge. I reckon thats what you have done. Argyle.
  8. Hi Burns. Well done for starting with your Mcol. Send a copy of your updated schedule of charges to Mcol and a copy to Barclays. Attach a little note with the charges detailing your case number and kindly ask the court to attach it to your file. Makesure you now include the 8% interest. Now you need to wait to see if Barclays will defend most cases they will and they will leave it to the last day. Good Luck. Argyle.
  9. Hi Bumface. Stick to your morals. £400 is alot of money just to shrug your shoulders to and say you have had the majority of the money back. You can be sure Barclays will pay all the outstanding money, do you think they would ever let you off the money if the roles were reversed? Be strong you're nearly home and dry. Argyle.
  10. Yes that will suffice Martin. Argyle.
  11. Hi Dave. It won't get any harder than what is has been for you up until now. So you can relax. From now on its pretty much a waiting game until your next move. You will need to wait a maximum of 33 days from submitting your Mcol to your next response with the court. So would suggest reading a few more threads read somemore on the Faqs and chill. Fun begins now. You could have a look at my thread if you get bored :grin: http://www.consumeractiongroup.co.uk/forum/barclays-bank/22107-argyle-barclays.html Argyle.
  12. Hi Nikki. Have a little look at my thread that should give you an idea how things will likely to progress. http://www.consumeractiongroup.co.uk/forum/barclays-bank/22107-argyle-barclays.html Argyle.
  13. Hi Tadmeister. Yes submit an updated schedule of charges with the 8% to Barclays and a copy to MCOL with a letter asking them to attach the charges to your case. Makesure you include your claim number in the letter. No. Mcol will tell them soon enough lol.
  14. Hi All. Just an update on my situation. Today received a letter from the court saying that my case has been referred to the small claims track and that my case will heard on 25th January 2007 1030am. I have to submit court bundle by the 11th January. Now at least i can see when this whole thing is due to end. Just a pity it can't be settled by Christmas. Ah well just adds more interest to my claim against Barclays now. Argyle.
  15. Hi Tom. It's actually 40 days Tom. With regards to SAR i never sent one. I phoned Barclays after receiving a charge and requested they refund me at the time the £30. They refused so i decided there and then to reclaim all the charges over the years i had incurred them and requested my statements on the phone which took 10 days to arrive and i was never charged:-) . That £30 charge has cost them alot more now. Some people send the SAR, others don't. I have noticed to date that it doesn't seem to affect claims if you don't send the SAR but then again i could be the first test case you never know. Barclays i think are really worried about going to court over this, should they goto court and lose it would open the floodgates to claims. If you follow the path set down on this site then you should send the SAR, however if you feel lucky and would like to save 40 days go for the direct approach and request statements by phone. At the end of the day it's your choice. Finally about getting responses to the SAR in timescales i have seen people getting information from 7 days right upto the 40 days limit(some not getting responses at all) i'm afraid its a bit hit 'n' miss when it comes to predicting when you will invoke responses from Barclays. However you decide Tom to start your claim just remember you are controlling this show and stick to your guns. You should be fine. Also it would help us all as well if you can post your comments on the same thread so we can follow your claim closely and give you the best advice. Good Luck. Argyle.
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