End Legalised Loan Sharks.

[Tawnyowl]

Small businesses 'reject' payday lenders

 

Payday lenders such as Wonga have “misread both the appetite and needs” of small companies for credit “on any terms”, researchers say.

http://www.telegraph.co.uk/finance/yourbusiness/9296129/Small-businesses-reject-payday-lenders.html

 

Payday loan debts killed our son, 18

Interest accumulated so fast that Geoff and Dawn, of North Stifford, Essex, still don’t know the true extent of Ollie’s debt, although Geoff paid off almost £4,000 while his son was alive and demands totalling more than £2,500 have arrived since his death.

Geoff, who works as a chauffeur in London, said: “I could not believe someone with his intelligence would do this.

“Oliver was not an idiot. This is someone who could explain everything about APR and interest rates to you.

“All he used to say to me was: ‘It’s just like pressing a button. It’s not real money.’ When you fall into that trap there is no way out.”

 

A sad story.

http://www.thesun.co.uk/sol/homepage/news/money/city/4345867/Payday-loan-debts-killed-our-son-18.html

 

More help for payday loan debtors

http://www.bbc.co.uk/news/business-18191883

 

Delroy Corinaldi, of the Consumer Credit Counselling Service, said: "We call on the minister to keep the pressure on payday lenders and their trade associations to ensure that they produce improved codes that genuinely make a difference to business practices on the ground.

"Actions must now follow words. If they do not, there will be an overwhelming case for tough regulatory action."

 

Some good news, a success story about a credit union in America.On a island.

An Island Branch Surpasses "Wildest Dreams"

 

Residents of Vashon Island, WA, partnered with a credit union to open a branch that drew 16% of the local population in its first year.

http://www.creditunions.com/blog.aspx?id=5027

I hope for massive movements to Credit Unions here as people get sick of the payday lenders,and the poor treatment many have received from banks. When links to the post office come about banks may begin to ask themselves what went wrong.Some on here could answer that question.Roll over the banks and payday high interest markets,join a credit union.

Edited May 30, 2012 by tawnyowl

[sillygirl1]

I have to say 'I told you so' about the Wonga business model, 108% interest over a year is a downright disgrace.

 

It is such a pity this government hasn't clocked onto the fact that these predatory sub-prime lenders are as bad as the sub-prime mortgages which helped feed the financal meltdown - and is part of the reason we are in a double-dip recession.

[renegadeimp]

They probably have clocked on to it sillygirl. But it wouldn't surprise me at all if a lot of senior politicians have their hands in the industry, or, like Cameron, the PDL owners were donating hundreds of thousands towards their election campaign.

[Tawnyowl]

I sometimes have a look around America to see what is going on over there with the legalloansharks.

And how even after caps had been placed on loans to the military the legalloansharks tried their best to find a way round it.

I knew the sharks had been such a bother to the military personnel in America that the Military Lending Act was set up.

They congregated round military bases like the predators they are.Saw their prey and went for it.

5 years ago this was set up.

http://www.responsiblelending.org/payday-lending/research-analysis/summary-of-the-military-lending-act.html

I thought someone may find the latest report on how the act is going interesting.

It kinds of makes you think-

Do we really believe the legalloansharks will police themselves here.

Who knows,what is your opinion.

Here is the report.

http://www.consumerfed.org/news/534

Perhaps when capping the loans to the military,people should have been given the same protection then.

What's good for one surely is best for everyone.

 

The head of the new CFPB http://www.whitehouse.gov/blog/2012/01/04/consumer-financial-protection-bureau-101-why-we-need-consumer-watchdog in America which i was hoping the FCA httphttp://wwwww.citywire.co.uk/wealth-manager/cost-of-creating-fca-pra-rockets-198/a592599?ref=wealth-manager-latest-news-list here was going to have the same clout says they are determined to regulate the industry with its head, Richard Cordray, stating that payday loan companies have escaped regulation for too long.

And that is America which has had legalloansharks far longer than us.

And they are finding it hard to get a grip on them.And their products.

They seem to have their tentacles round everything.It is clearly still a big problem.

 

Some in America are saying caps regulation drive people to the loan sharks.

Well i have put it on before the only think piece i could find on this subject.

http://law.wlu.edu/deptimages/lewis%20law%20center/MayerDiscussionDraft.pdf

Britain is mentioned.

 

As for loan sharks in the UK.Well having a business like this does not seem a good idea anymore.

Doors flying through the air comes to mind.As well as seizure of goods,homes and a possible jail sentence.When visited at their convenience by the Birmingham loan shark team.

http://www.birmingham.gov.uk/cs/Satellite?c=Page&childpagename=Trading-Standards%2FPageLayout&cid=1223092622738&pagename=BCC%2FCommon%2FWrapper%2FWrapper

 

As Stella Creasy MP for Walthamstow said -

Asking them to police themselves is like Red Riding Hood asking the wolf to babysit Grandma!

 

But we can hope and watch their next moves carefully.

Edited May 31, 2012 by tawnyowl

[sillygirl1]

The latest piece of rubbish from the Daily Mail states two PDL lenders are Credit Unions, since when?

 

http://www.dailymail.co.uk/news/article-2157406/Betting-shops-pawnbrokers-loan-firms-join-invasion-ailing-high-streets.html

[Tawnyowl]

Hi Sillygirl1

Yes there are some mistakes in that article.Seems a bit thrown together.Never mind.

Its a bit quiet on major news in the fight against the legalloansharks at the moment.

But plans and strategies maybe being worked on as we speak.

I have read some interesting thoughts on the will legalloansharks police themselves here and there and will put a few on later.

Been busy with the rain stopping and managing to get to work without the use of the Ark.

There seems to be strange going ons with Stella Creasy the MP who fights the sharks tirelessly.

She is asking if anyone has any shark costumes.

Mmm,could be interesting.

So if anyone has any drop her a line.No hooks attached.Or bait.

It maybe that a few of us have some lying about.

Its the kind of thing perhaps many may wear on a Saturday night.

Something tells me the shark costumes are going to develop into a interesting story.

Now don't let your imaginations run away with you.But something fishy is going on,for sure.

I am going to follow this developing story ,hook,line and sinker.

I have a feeling Stella is going to cast her nets out and reel them in.

 

Payday loan sharks that shame Britain

 

http://www.epolitix.com/latestnews/article-detail/newsarticle/payday-loan-sharks-that-shame-Britain/

Edited June 13, 2012 by tawnyowl

[sillygirl1]

I haven' got a shark costume but I could see about making one, I've got some grey material lurking around! Sounds interesting.

 

I am going to start complaining to the tv advertising people about the PDL adverts, in daytime TV on some channels it is portrayed as a 'normal' part of your weekly shop to visit Brighthouse et al, not something I approve of at all. There are things I need but I wouldn't get anything from them!!!

 

We got a load of stuff recycled again, I've got a 'dead' printer (printhead going), to recycle today, and probably some other bits... it is a good way of passing items on.

[Tawnyowl]

Football League's advertising deal with Wonga ends

 

http://bbc.in/M4YYw

 

Payday lender Wonga will no longer advertise on Football League club websites after its deal ended.

A spokesman for the league said it was not seeking to renew the deal and had signed a new contract with Capital One.

It comes before fans were due to vote on a motion calling for the lender's adverts to be pulled from club sites.

Wonga said it remained committed to its Blackpool and Hearts sponsorships and would continue to assess deals for next season.

 

Edited June 19, 2012 by tawnyowl

[Tawnyowl]

Breaking News: The Football League show Wonga Red Card! Help make it a hat trick and ask The Football Association to tackle legal loan sharks too!

 

 

 

The Football League have just announced they are ending their commercial relationship with Wonga! Thank you to everyone who has supported the Red Card for Wonga Campaign so far for contributing to this result!

However, we still want to encourage football clubs and the Football Association to go further in showing leadership on this issue. Payday lenders could and will still target grounds and offer sponsorship deals to clubs - and whilst this industry is not properly regulated in the UK this means they can still target fans and their families with loans at extortionate rates of interest that all to often cause financial problems for consumers.

Please help us show that just because the Government won't act against legal loan sharks, we can together take a stand. Ask your local football club to commit to rejecting all sponsorship or advertising approaches from these companies until they are properly regulated by a cap on the costs of credit. If you receive a response from your local football club in support of this position please do let us know.

 

 

Please also let the Football Association know you support our call for them to extend their current ban on alcohol and gambling adverts on merchandise for those aged under 18 to include high cost credit companies. You can do that by emailing David Bernstein, the Chair of the FA on [email protected] – please make sure you mark the subject header as “FAO: David Bernstein”. Below is a suggested text to use to highlight to Mr Bernstein your support for this campaign and request to the FA to help limit the presence of these companies in football.

Today shows we can make a difference - help us send a message to the Government that standing by and letting legal loan sharks target British consumers isn't an option.

 

Stella Creasy

Labour and Co-operative MP for Walthamstow

Suggested text to send to David Bernstein, the Chair of the Football Association.

Dear Mr Bernstein

 

I’m writing to you as a football fan to ask you to show your support for the ‘red card for Wonga’ campaign. Please help make football free from legal loan sharks by extending the Football Association ban on alcohol and tobacco advertising to include these high cost credit companies.

 

Targeting communities struggling to cope during these difficult economic times, these companies charge extremely high rates of interest for loans in a UK credit market which has little regulation to protect consumers from the problems these cause. With one in three payday loans taken out to pay off another payday loan it is clear they can often lead to financial problems for those who use them. Whilst other countries have introduced legislation to cap the charges these firms can levy, the UK has no such limits.

 

Please support this campaign by joining me and other fans in calling on clubs not to take advertising or sponsorship from these companies until the UK introduces a cap on the costs of credit. This would give British consumers the same protection from these companies others around the world enjoy. Furthermore, I applaud the strong stand the FA has taken on alcohol and tobacco advertising on merchandise aimed at fans under the age of 18. I urge the FA to extend this ban to these companies too until they are properly regulated in the UK by a cap on the costs of credit.

 

I look forward to your positive response to this request and supporting protection for football fans from the problems these companies cause. Please acknowledge receipt of this correspondence.

Edited June 19, 2012 by tawnyowl

[sillygirl1]

I had a discussion about this yesterday with an adviser in the local Prospects (jobcentre offshoot to help people find alternative employment), he said that Wonga's business deal was absolute rubbish - it cropped up during a discussion on finding some start up funding and he said "Do not even think about payday loan companies". I told him I have long campaigned against it and he also added "The money shops and the likes of Brighthouse (we haven't got one as the local council turned down their application) should be closed down, they don't bring anything except misery and poverty to the High Street".

 

These payday loan companies shouldn't be trying to become 'mainstream lenders' until they drop their interest rates.

[Tawnyowl]

There is something of the night about this next article.

Seems a legalloanshark has rebranded itself as the social fund.

Stella Creasy is on to it so expect some fireworks shortly

I would not usually show their site but have a look.

It must be a new low.

And we have seen a few over the last year or two.

http://www.social-fund.co.uk/speed-e-loans-reviews/

 

http://www.social-fund.co.uk/

Edited June 21, 2012 by tawnyowl

[sillygirl1]

Very nasty indeed... this needs seriously taking down - I do not believe for one minute the comments at the end of the article about customers who are asking for money from them - they are seriously deluded, if they do not have enough money to the next payday then they are going to have even less for the following one - thereby the trap has been set and sprung.

 

There is also a lack of licence info on the page, not to mention the mention of the Social Fund - I am going to pass this info onto somebody in the DWP who can get this lot looked at from a senior level - total abuse of the system.

[Michael Browne]

Very nasty indeed... this needs seriously taking down -

 

The site has now been taken offline

[renegadeimp]

Hmm. The name David saxton comes up. Anyone heard of him?

 

Relevant dates:
Registered on: 06-Aug-2010
Expiry date: 06-Aug-2012
Last updated: 21-Jun-2012

 

 

Also going by the internets cache of his site, he seems to be masquerading as an semi-official "support" helpdesk who also offers certain loans.

[sillygirl1]

Good, I reported it to my DWP adviser as he can get higher people to look at that - might be part of the reason it has been taken down.

 

Calling themselves The Social Fund was a bit much, and their bit about not being the DWP was strange, especially as they then showed a lot of DWP phone numbers and seemingly gave 'advice' to people waiting for crisis loans.

 

This is the result of the Companies House check on their licence no

 

http://wck2.companieshouse.gov.uk/7d6f69457281a133e36a05e544a43985/compdetails

Edited June 21, 2012 by sillygirl1

[renegadeimp]

It's ran by speedeloans?

[Tawnyowl]

So glad that has been taken off.Targeted predatory lending.Targeting people in desperate need,who need help from the social fund.

I have a shot of the site still but will not put it on as it is now part of the history of the legalloansharks.

But here is someones blog on the matter.

https://digialitay.co.uk/2012/06/how-can-we-address-the-issue-of-fake-but-official-looking-websites/

But it was like a spider enticing possible vulnerable people to its web.Then the trap would be sprung.

People were looking at the link and replying believing it was official.

One person thought it was recommended by the social fund.As others probably did.

 

Just in case anyone wants help from the genuine Social Fund ,link below.

Help for people in England, Wales, Scotland and Northern Ireland.

http://www.adviceguide.org.uk/england/benefits_e/benefits_help_if_on_a_low_income_ew/help_for_people_on_a_low_income_-_the_social_fund.htm

 

I sometimes ask myself as a small businessman scraping by as many are this question.

Could i,and knowing a few people with a bob or two to spare have set up a legalloanshark company.

After all what does it take.License maybe 500,premises available everywhere.So many empty shops.

Knowing many in the construction game,shop could be running very quickly.

Few pound on insurance,printing,shark emblem etc and off you go.

 

Business usually targets a certain market and this is where for many it falls to pieces.

Targeting the vulnerable,people in desperate need,areas of deprivation.

No matter what the financial reward,many would not do it.

But for many these salt of the earth people are their targets.Shame.

Maybe some would like to know where they stand in the poverty league.

Tap in your postcode and check.

http://www.cuf.org.uk/povertyinengland

 

I live within a mile of one of the uks top deprived areas and see poverty everyday and the misery it brings.

It must take a special kind of person to run these setups.To live and sleep at night,because they must know who

they are targeting.

And they call themselves Entrepreneurs.Setting up a legalloan shark company.

Many past great Entrepreneurs must cringe at these modern day Dick Turpins

 

They reckon over 12 million Americans are trapped on the cycle of paydayloans,maybe more.How many here are feeling in the same position.

 

Some maybe planning to float on the Stock Market

Who wants to buy into that.The churches will not touch the stock with a bargepole.

http://blogs.mirror.co.uk/investigations/2011/12/church-of-england-ban-on-payda.html

And how long will they really last.

Everyone saw what happened to the subprimers and their products.

It is surely just a matter of time.

Saturation point can not be far off.

Maybe it is a case of make what you can before the tide turns.

 

My market is the over 50s and try to pull the wool over their eyes and they soon let you know.

But i can rest easy and know if i manage to make a bob or two it is honest and hard earned.

Maybe this is a simplistic look on things but there you go.

 

Today is a terrible day weatherwise where i am,warnings have been issued and i am dusting of the Ark again.

People say the jet stream situated in the wrong place is to blame.

Well whatever,i can not work today so if anyone else is in the same situation i found this

piece on how Payday loans work in America.

Maybe someone may find it interesting

And passes a little time.

Edited June 23, 2012 by tawnyowl

[sillygirl1]

Just watched the video, explained how borrowing $500 (its an American video) for 2 weeks means you repay $650 and if you expand the % rate it is 33,000% PA.... so it is money for old rope for the PDL company.

[Tawnyowl]

Microlender Kiva begins making loans to L.A. small businesses

 

The nonprofit lender, which uses its website to get ordinary citizens to help support its loans, has started by funding 13 loans in the L.A. area.

 

http://www.latimes.com/business/la-fi-kiva-los-angeles-20120627,0,3842499.story?page=1

 

Interesting story from America.Far better than this alternative.The legalloansharks product here.

Approved businesses will be charged between 0.3% and 2% a week for loans ranging from £3,000 to £10,000, for any term between one and 52 weeks.

In addition, customers will also have to pay an arrangement fee of 1-5% based on the size of the loan and make repayments on a weekly basis or face penalty fees of £10 for each missed payment.

So, for a business borrowing £10,000 for the maximum term of a year with an interest rate of 2% and associated fees at 5%, the total amount paid on interest and fees alone is £10,900! This means a business could end up paying back £20,900: more than twice what they originally borrowed, which just doesn’t really add up.

So why would any business choose to borrow money in this way?

 

I hope the Kiva idea, link here, http://www.kiva.org/about spreads here.Many small business owners i am sure would like to access such a product.

Far better idea than the legalloansharks products.

Could it spread here.Are these kind of loans already here.

Small at the moment but seems a good thing.

Unless i have missed something.

Feel free to comment.

 

This statement perhaps is the same here as in America

"We know that small businesses in the U.S. are the backbone of the economy," Shah said. "Two out of three jobs are created by small businesses every year."

So any help to a small business at a needy time just could make a massive difference.

Without the need of a legalloansharks product.

 

And some really good news that must make the legalloansharks worry about their future.

Credit unions win funding boost to expand services

 

 

http://www.guardian.co.uk/money/2012/jun/27/credit-unions-funding-boost-expand-services?newsfeed=true

Edited June 27, 2012 by tawnyowl

[Tawnyowl]

Another view of the credit union news.

Credit union fund will be worth 30 per cent less than government promised

http://www.thirdsector.co.uk/bulletin/third_sector_finance_bulletin/article/1138588/credit-union-fund-will-worth-30-per-cent-less-government-promised/?DCMP=EMC-CONThirdSectorFinance

 

 

Some legalloanshark news.Not very good.

Borrowing at 4,000% interest just to pay bills... Thousands of families using payday lenders and loan sharks to survive

Hard-working Brits are losing three days’ wages a month repaying payday lenders and loan “sharks”

 

The problem is so bad that the third week of every month is now being dubbed Wonga Week, as families seek loans to cover food and housing costs.

http://www.mirror.co.uk/money/personal-finance/families-using-payday-lenders-and-loan-943317

 

Just cannot find any good news about the legalloansharks this morning.Here is another article.

Got a feeling these forums are going to get busier.

I know many of you who advise on the payday loan forum are up for the fight,because i read your advice you give people.

Here is the article.

http://www.thisismoney.co.uk/money/cardsloans/article-2165441/Debt-disease-warning-turn-payday-loans.html?ito=feeds-newsxml

Working men and women are under horrific strain, lumped with wage cuts and rising costs. Their falling wages simply do not last the month and in trying desperately to get by they are being driven into the arms of vulture lenders.

 

Instead of spending their wages in local shops and businesses, they are handing three days’ worth over to companies like Wonga. This is a crazy way to run an economy, and it is grossly irresponsible of this government to preside over this spreading debt disease.’

 

Where is the money going?

 

Two fifths of those drawing loans used the money to pay their rent or mortgage and food according to the survey, while a further 15 per cent spent it on utility bills. Londoners borrowed the most for housing, while workers in Scotland were most likely to use loans to buy food.

 

It seems just when you think, maybe the legalloansharks are perhaps weakening you get a wake up call and realise

they are powerful organisations both here and in America where in some places i have been reading about their strength is growing.And seem to get the nod of approval from the government.Carry on old boy,ripping the money out of the public who then have less to spend in local shops,the heart of a community.

Then pick up your profits and jet out of town.Or offshore tax haven.

 

Back to the song to remind me of the subprimers and the battle many will face when the legalloansharks have finished with them.If a change of circumstances happen many will be in serious trouble.All it takes is a small change,sickness,redundancy anything.For many that advise on here this song may give you inspiration to carry on the fight against the sharks.

Alter the words slightly,it fits anywhere.

As it says "They are selling make believe and we don't buy that here.

Especially with people like Beecroft advising the government.

 

 

 

And some illegal loan shark news.Anyone trapped this way needs serious help.Link below

http://www.birminghammail.net/news/top-stories/2011/08/29/birmingham-team-help-loan-shark-victims-get-lives-back-on-track-97319-29318956/

Since its launch in 2004, the team has secured 182 prosecutions, resulting in 107 years of custodial sentences. Figures have revealed the number of loan sharks operating in England has doubled from 165,000 in 2004 to 310,000 in 2011.

To report a loan shark call the 24-hour hotline 0300 555 2222, text ‘loan shark’ and your message to 60003, email [email protected] or visit www.direct.gov.uk/stoploan

 

The article including video

Loan shark nightmare: Dad borrowed £250... and paid back £90,000

http://www.mirror.co.uk/money/personal-finance/dad-borrowed-250-from-loan-shark-941572

Edited June 28, 2012 by tawnyowl

[Tawnyowl]

Just found this thread by alanfromderby-siteteam

Anything that exposes the legalloansharks for the predatory lenders they are is worth publicising

So if anyone can help this journalist let them know your story.

Here is what they would like to know.

 

I am researching a story for the Sunday Times on payday loans/legal loan sharks, and we'd like to expose their often exploitative methods of loaning money. We are looking specifically for people who were affected by the Natwest/RBS/Ulster Bank 'glitch' that occurred at the beginning of the week which left many people unable to withdraw any cash at all, and forced some people into payday/wonga loans. If you are one of these people and can answer some of the following questions, then please get in touch.

-Were you recently affected by the Natwest/RBS/Ulster Bank 'glitch' and were unable to access any cash at all?

-Did you turn to a legal loan shark in order to access quick/emergency cash?

-Or, did you take out a payday loan in addition to existing payday loan?

-Have you struggled to make the repayments on a payday loan?

-Have you had an exceptionally bad legal loan shark experience?

 

I hope some of you would like to share your stories, and I look forward to hearing from you.

 

Please contact me on [email protected].

 

I am sure some of you could light up the news desk with your stories of the legalloansharks antics.

I hope the journalists desk lights up with your experiences of the sharks.

Edited June 29, 2012 by tawnyowl

[Tawnyowl]

Latest news.

Stella Creasy is asking for help from any lawyers out there.

It sounds as if the legal loan sharks are trying to curtail the save bianca campaign

So if any lawyers are out there and want a bit of a scrap get in touch with Stella Creasy.

It sounds like some pressure is trying to be applied.

 

Tawnyowl is feeling much more secure this morning.

Well the legal loan sharks will not get me.

Because soon i will become part of the union.

The credit union.

And will be singing

Now I'm a union man

Amazed at what I am

I say what I think

That the legalloan companies stink

Yes I'm a union man.

As a union man I'm wise

To the lies of the legalloan companies spies

And I don't get fooled

By the legalloan companies rules

Cause I always read between the lines.

So though I'm a working man

I can ruin the legalloanshark's plan

Though I'm not too hard

The sight of my card

Makes me some kind of superman.

Ok i must admit the tune is a oldy but the words altered slightly would be a nice catchy advert for the credit unions.

Probably they would not like the words i would use.

And i do try to be unbiassed as many know.

It is just that the legal loan sharks are robbing people blind.

Fit your own words to the tune.

 

If anyone wants to join their credit union link here-

http://www.findyourcreditunion.co.uk/home

It sounds like it will not be long before they link up with the post office with the funding they have just received.

http://www.guardian.co.uk/money/2012/jun/27/credit-unions-funding-boost-expand-services?newsfeed=true

Edited June 30, 2012 by tawnyowl

[Tawnyowl]

Young pushed to payday loans

 

http://www.credittoday.co.uk/article/14126/online-news/young-pushed-to-payday-loans

Lord Leitch chair of Centre for the Modern Family said: “Young people in particular face a very different kind of working life from the one that their parents and grandparents experienced.

“Affordable housing and a comfortable retirement are just two aspects that can no longer be taken for granted and as a result young people now face an increasingly uncertain future.”

 

I find this research by a payday lender hard to believe.

One in 14 applicants for high-interest payday loans are professionals in well-paid jobs such as doctors, lawyers and accountants, a study has shown.

[Tawnyowl]

Payday loan history threatens mortgage applications

 

http://www.mortgagestrategy.co.uk/latest-news/payday-loan-history-threatens-mortgage-applications/1054360.article

[Tawnyowl]

Join our fight back against legal loan sharks:

Rally with Ed Miliband and Tom Watson

Thursday 26 July 2012 11am Walthamstow

 

Hello!

I'm writing to invite you to join us this coming Thursday 26 July at 11am in Walthamstow to show how whilst this Government may refuse to act, together we can protect British consumers from legal loan sharks.

I'm delighted to announce the Leader of the Labour Party Ed Miliband and Tom Watson, Deputy Chair of the Labour Party, will be joining us as part of their Real Change to Win tour to see how Labour activists and the Movement for Change are working with local communities to tackle problems like this and support our work on this issue.

We will also be revealing our summer campaign pack and the tools we have developed to support action on the problems the high cost credit industry is causing for our country. With mortgage companies stating they won't lend to consumers who have used payday loans because of concerns they lead to unmanageable debt, companies directly targeting payday loans at people on benefits or their continued domination on our high streets, its time that we stood up to Britain's legal loan sharks.

Places are limited but if you would like to join us at this very special event please email [email protected] to sign up to participate. Together we can fight back!

 

 

 

Stella Creasy

Labour and Co-operative MP for Walthamstow