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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
    • Developing computer games can be wildly expensive so some hope that AI can cut the cost.View the full article
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hey people... not really sure that this is the correct forum to post this in, but couldn't find anything more appropriate - I hope I've got it right.

 

I need some advice...

 

 

  • My wife and I took out a BUPA Healthcare policy way back in 2003.
  • In September 2009 myself and my family moved to New Zealand. We entered on a six month visa/permit and weren't sure how much longer (if at all) we'd want to stay so kept various UK commitments going in the event that we may return. One of which being our BUPA Healthcare subscription.
  • In March 2010 we decided to remain in New Zealand on a more long term basis and acquired 2 year visas/permits allowing us to reside/work here.
  • Shortly afterwards (I can't recall the exact date but is likely to have been some time in May 2010) I phoned BUPA to advise that we were in New Zealand, would be for some time, and question how this effected the policy. I was advised that I'd need to speak with their International Team in order to get our policy transferred to one that would cover us here.
  • We were in the midst of moving house and more-the-fool-me I decided to call them once we'd moved house etc.... and then promptly forgot about it. :|
  • Sorting through some paperwork this week I came across the original documentation for the healthcare policy and tonight I called them to discuss.
  • Have been advised today that our policy was void from the moment we were no longer uk residents. I assume that this would from a tax perspective as we no longer classed as Tax Residents of the UK once we were out of the country for six months.

They have quoted me for an international policy, but at £660 per month (:!: WTF??) it's considerably beyond what we can afford... but that's besides the point.

 

My view is that the guy I spoke to on the telephone in 2010 should surely have advised me that our policy was void, rather than inferring there'd be no issues and advising me to discuss transferring a policy to international cover. I certainly wouldn't have chosen to leave things for a while as I did, because at nearly £90 per month I'd have been clearly reluctant to continue paying for it.

 

I accept that I made an error in forgetting to chase this up sooner, but would there not have been an obligation on his/their part to share such fundamental information with me. I don't recall the exact conversation word-for-word but it's highly unlikely, given the nature of that call, that I would not have disclosed the date we left the UK.

 

Do I have any grounds for pursuing a refund of the monthly payments (circa £90pm) that we have made since having that telephone conversation with them?

 

If so, how's best to go about this?

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Hello there, welcome back to CAG. :)

 

There's an insurance forum here and I think you might get more advice there. Fwiw, airness would say that you should be refunded in my personal view, but the guys on the forum should know the answer.

 

I'll ask the site team to move the thread for you.

 

My best, HB

Illegitimi non carborundum

 

 

 

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Thread moved to Insurance Forum :-)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hello again, sorry no-one has been able to answer you.

 

I can see there's an argument that if you've had no cover they should refund all or most of the premiums. You could contact the FSA [Financial Services Authority] helpline and one of their advisers should be able to talk you through this. Have a look at their website.

 

My best, HB

Illegitimi non carborundum

 

 

 

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