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    • Do you have broadband at home? A permanent move to e.g. Sky Glass may not fit with your desire to keep your digibox,, but can you move the items you most want off the digibox? If so, Sky Glass might suit you. You might ask Sky to loan you a “puck” and provide access as an interim measure. another option might be using Sky Go, at least short term, to give you access to some of the Sky programming while awaiting the dish being sorted.
    • £85PCM to sky, what!! why are you paying so much, what did you watch on sky thats not on freeview?  
    • Between yourself and Dave you have produced a very good WS. However if you were to do a harder hitting WS it may be that VCS would be more likely to cancel prior to a hearing. The Contract . VCS [Jake Burgess?] are trying to conflate parking in a car park to driving along a road in order to defend the indefensible. It is well known that "NO Stopping " cannot form a contract as it is prohibitory. VCS know that well as they lose time and again in Court when claiming it is contractual. By mixing up parking with driving they hope to deflect from the fact trying to claim that No Stopping is contractual is tantamount to perjury. No wonder mr Burgess doesn't want to appear in Court. Conflation also disguises the fact that while parking in a car park for a period of time can be interpreted as the acceptance of the contract that is not the case while driving down a road. The Defendant was going to the airport so it is ludicrous to suggest that driving by a No Stopping  sign is tacitly accepting  the  contract -especially as no contract is even being offered. And even if a motorist did not wish to be bound by the so called contract what could they do? Forfeit their flight and still have to stop their car to turn around? Put like that the whole scenario posed by Mr Burgess that the Defendant accepted the contract by driving past the sign is absolutely absurd and indefensible. I certainly would not want to appear in Court defending that statement either. --------------------------------------------------------------------------------------------------------------------------------------------------------- I will do the contract itself later.
    • Yes - ignore. Because of another MET victim today I looked at all our MET cases back to June 2014 ... yes, 10 years. They have never dared take a motorist to court and argue their case before a judge.  They have started the odd court case, but as a means of trying to intimidate the motorist into coughing up, when the motorist defended and refused to give in it was MET who bottled it and discontinued.
    • Unpaid wages should be pretty straightforward if you did the work. Don't be intimidated. You need only show you were due money, and did not get money.   The risk is that they have no money to pay you (and legal fees) - frankly a solicitor maybe be costing them more than your claim is for and I might have expected them to make a commercial decision to settle before this point regardless of the merits of the case.
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    • We have finally managed to obtain the transcript of this case.

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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lowell chasing debt late 2004/early 2005. No payments ever made. Very close SB'd or may already be so.


merlin100
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because no one has posted on it for the last 4517 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

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Start your own new thread

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Thanks

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I really don't see any problem in an advert,

I see a considerable number of letters from

lenders who have turned down credit application

a many suggest that the applicant should check

the CRA's files after they have been refused credit.

I have been working on a project for two and a half years

on the myths, facts, and operations of the credit reference

industry so have accumulated no small insight into

the business, when collated by findings will be freely

available.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I really don't see any problem in an advert,

I see a considerable number of letters from

lenders who have turned down credit application

a many suggest that the applicant should check

the CRA's files after they have been refused credit.

I have been working on a project for two and a half years

on the myths, facts, and operations of the credit reference

industry so have accumulated no small insight into

the business, when collated by findings will be freely

available.

 

will be interesting insight!

:mad2::-x:jaw::sad:
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Hi Mike,

It has to say the least been a complex

learning curve, and has dispelled many

of the old chestnuts about the way CRA's

carry on business that still crop up,.

The one that has been around sinve the

CRA's began is still going strong Quote.

 

'' Iv'e been turned for credit because the CRA

has black listed my house'', closely followed by,

I have been paying reduced payments and ''THEY''

have defaulted me it's illegal'' and the credit score

myth ''My credit score is low, this is libelous and

defamatory'' it can not be either as only the data

subject can see the ''magic score'' no one else ca.!!

I thought of getting a cartoonist mate of mine to

illustrate a guide to The Facts and Myths of Credit Reference Files:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 2 weeks later...

Ok guys and gals - update here!

 

Had a letter today from Lowells thats reads -

 

Your account is now closed.

We have today reviewed your overdue account.

 

We have discovered that Section (5) of the Limitation Act 1980 now applies to your account (this relates to the amount of time passing between now and the time you incurred the debt) and we will no longer be asking you for payment.

 

We will not send you anymore letters and we have now closed your account with Lowell.

 

Yours sincerely

Andrew Bartle

Chief Operations Officer.

 

I like the amount of "you" and "yours" in such a short letter - its like one last dig at "we were right"

And the fact that they "discovered" it was Stat Barred - hilarious! No Lowells, it was Cag that shafted you - you didnt "discover" anything!

And whats a Chief Operations "Officer"? Officer eh? Wonder how many innocents that title will intimidate?

 

But anyway, thanks all, great result.

Guess I will now sit back and wait to see who Lowells shaft by bundling it up and flogging it on to the next lowlife - but at least I have a nice shiny Stat Barred admittance letter to copy and send:-):-D

 

Thanks peeps, thanks very much

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shame they dont apply that rule to the other 10'000 letters

about KNOWN SB debts they fire of every day

trying to spoof people into paying.

 

would be nice to get a scan of that letter for the records

scan the required letters/agreements/sheets

as a picture file

remove all pers info inc barcodes etc using paint

but leave all figures and dates.

goto one of the many free online pdf converter websites

convert the image to pdf format.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

the hit reply button

 

 

i can see me and a few other turning that into the next SB letter for dca's to chew on.

 

good idea brig?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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post on thread using the guide above

 

well done

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 months later...

Out of Interest did the letter ever get posted?

My Posts exist exclusively to assist me in preparing litigation against another party.

As such, it is almost certainly protected by litigation privilege.

 

The legal requirements for claiming litigation privilege are well established and are not in dispute.

Communication between a solicitor, or the client, or a third party will be protected by litigation privilege where the communications are for the dominent purpose of obtaining legal advice in connection with, or conducting litigation in prospect: Re: "Highgate Traders Limited (1984)"BCLC 151.

 

Copyright Information: All information contained in this website , Associated websites, and Forum posts are Copyright "Reclaim The Right Ltd". If you wish to use the information on this site for publication elsewhere then please email the administrator for permission.

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