help in court tomorrow, for claim for possession

[digi882]

I have a property that we have been trying to sell for over a year, it is a residential house, i bought another one last year and rented out the residential house we are trying to sell. didnt tell the mortgage company mortgage express. there is a shortfall from the rent and i have missed the last 6 payments due ot all sort of debt issue. i have arrears at 10k and have received a letter from the solicitors for a possession hearing in october. i am willing to offer to pay the arrears at 120 extra per month this would take about 8 years to clear can i go for spreading it over the term of the mortgage whilst we still try to sell the house it has been on the market for over a year with all the agents in the area.my concern is one i did not tell them it was being let two not sure the best way to approach this in court. all hep is greatly appreciated.

[vickson]

Good luck Zeddy, you may be feeling nervous right now but try to stay calm,

 

will be thinking of you,

[questioning]

I have a property that we have been trying to sell for over a year, it is a residential house, i bought another one last year and rented out the residential house we are trying to sell. didn't tell the mortgage company mortgage express. there is a shortfall from the rent and i have missed the last 6 payments due ot all sort of debt issue. i have arrears at 10k and have received a letter from the solicitors for a possession hearing in october. i am willing to offer to pay the arrears at 120 extra per month this would take about 8 years to clear can i go for spreading it over the term of the mortgage whilst we still try to sell the house it has been on the market for over a year with all the agents in the area.my concern is one i did not tell them it was being let two not sure the best way to approach this in court. all hep is greatly appreciated.

 

Do you have a thread going about this? If so post a link to it here so people can find it,

I'm sure the experts will help you. Sorry i don't have a clue about mortgages.. Never had one thank goodness. ( I say that for my own personal reasons of course)

 

I've just found your thread for this issue so I'll post it http://www.consumeractiongroup.co.uk/forum/repossessions/157499-possession-notice.html

 

Any update Zeddybear?

[ZeddyBear]

Many Thanks for everybody words of support , and all the help from Ell, everything went well, the GE solictor was fine, and was surprised that it was in court for a small amount, in front of judge for all of 5 minutes, have a SOP for the CMA +120, Again many thanks, i felt much better going in there this morning with the help from yesterday

 

ZeddyBear

[Ell-enn]

That's brilliant news - well done for being so brave:) been wondering about you all day (although I knew you'd be fine;))

 

I hope everything goes well for you now.

 

Kind Regards

 

Ell-enn

[questioning]

excellent zeddybear,

I too have been thinking about you all day.

i bet you feel better now.

You'll sleep like a log tonight.

 

Thanks again to Ellen, Your kindness is quite remarkable.

Where would we be with out people like you.

[elizabeth1]

Well Done Zeddy - glad you got such a good outcome!!

 

Ellen you are a star xx Well Done Absolutely brilliant work on this!!