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    • Thanx Londoneill get on to it this evening having a read around these forums I can’t seem to find many success stories using your methods. So how successful are these methods or am I just buying time for him  and a ccj will be inevitable in the end. Thanks another question is, will he have to appear at court..? I am not sure he has got it in him
    • Here's a suggested modified version for consideration by the team. (Not sure whether it still gives too much away?)   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you added. Shall we raise the related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding parking periods. Especially with no consideration of section 13 in your own trade association's code of practice and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked, unmanaged over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the above issues and more, with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture a couple of useless ANPR photos. If you insist on continuing this stupid, money grabbing quest, after having all of the above pointed out, we will of course show this letter to the Judge and request “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Signed, "Spot". (Vehicle Keeper's pet Dalmation).
    • Paying DCA's one penny, never mind £50 per month is a mugs game, they have really been milking him as a cash cow   See where received a claim form is underlined in your post, you need to click, on that and read carefully, then answer the questions, then copy and paste into a post on this thread Forget the CAB ,  their advice is sometimes weird. Is it worth defending? Lowell brought these debts for 10 p in the pound , years ago, because they are flawed. Think about it! if it was such an easy win, Capital one could have taken it to court and crushed him.  It could be an invalid agreement, default notice, or many other things. In a nutshell , yes, and we can help you.
    • Origin moved to EA App... I know this all too well.  Reach out to Customer Services I would to see what they can do. 
    • Welcome - One of the team will take a look shortly
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Natwest - robbersWay Chasing old disputed debt


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I have been arguing with natwest about a default notice they have placed on my file for a disputed debt. I would like to know if they can do this whilst the the debt is in default and is this letter a valid default letter.

It has made me remove the link anyone know how i can show you this letter without using a link or picture?

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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Hi,

Once you reach 20 posts, you will be able to post up pictures. You already have 16, Wander around the forum and see where you can add snippets of information then try again

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Not to much i can offer at the moment except moral support but will see what i can do.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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  • 1 month later...

natwest0003.jpg

 

Seems i have now made enough posts to post a picture.

can any tell me if this is a correct default

my main concern is that there seems to be no figures and there was no attached notice as it says.

natwest0004.jpg

 

arrgh anyon know how to get the pictures the right size?

Edited by Goatan
pictures to small

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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  • 2 weeks later...

Im just recently gota letter for Robinson way limited who are chasing a debt with NatWest

trouble is the majority of the debt is disputed and is currently being investigated by the FOS

 

what should i send the Robinson way to get them to back off.

also the amount they are asking for is well above the disputed amount.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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No part of the debt is an overdraft that i was paying off happily and will do again once they acknowledge their mistake.

The majority though is fraud that the bank allowed to take place despite getting the card cancelled and warning them that i suspect fraud might take place.

 

I didn't think bank charges where disputable anymore.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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thats a good point i do have a crime ref number.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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Letter sent lets see what they say after that.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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  • 1 month later...

An update to all this,

 

despite me making Robinson way aware of what was going on they have sent another letter threatening a doorstep visit.

 

Unfortunately like a Muppet I didn’t keep a copy of my last letter so I don’t feel I can complain to the OFT about them this time.

 

However I am going to send the standard CAG letter to ward off their visit along with this.

 

The total of this debt is disputed by myself due to NatWest allowing fraud to be carried out after they were warned of the potential for fraud and my card being cancelled.

 

As you are aware from my previous letter this is currently being investigated by the FOS and the police as a crime (ref: XXXXXX) which NatWest my well has been an unwitting accessory to.

 

The OFT makes it clear that it is unfair to continue collection whilst a debt is in dispute which this debt clearly is.

 

Until the FOS and police report back I will not enter into any further conversations with you and I will raise a complaint with the OFT as I would consider your continued attempts to collect a disputed debt that is under investigation by the OFT to be vexatious and unfair and possibly subject to legal action due to harassment.

 

Please do Let me know what you think of it.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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Oh very definitely

 

my plan to do that just annoying and a little bit worrying if my Mum answers she has tendency to panic at official looking things and might pay thinking that she's helping.

 

I have made her aware of what she should do .

 

Forgot to say as well I actually got 2 letters from them with the same date.

 

One saying we want all the money and we will send a local rep.

 

The other one offering a substantial discount, no details just says a substantial discount they don’t sound completely confident of their position.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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Robbersway are the leaders in circus events who tour this country, if they are so inept and uneducated as to send some total moron to your address who even feels like they some how have one iota of legal nous to be asking a stranger for money, then it is solely up to you how you deal with such an imbecile, your choice of words and actions are of your own doing!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 4 weeks later...

OK an update on this Robinsons way still have sent me letters including another doorstep colection threat. (i have the video camera battery on chrage for that :madgrin: ) Which is the most appropriate/best agency to?

 

durrr which is the best agency to complaign to?

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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OFT&TS via http://www.direct.gov.uk/en/Dl1/Directories/UsefulContactsByCategory/Governmentcitizensandrightscontacts/DG_195948

 

Financial Ombudsman http://www.financial-ombudsman.org.uk/consumer/complaints.htm

 

Local MP http://www.writetothem.com/

 

Media http://www.bbc.co.uk/watchdog/gotastory/

 

Obviously keep copies of their tame letters, send copies to the above if requested, and there is nothing else to do except IGNORE robbersway, all they can do is continue sending more deforestation including empty threats, if anyone purporting to be from this hilarious outfit does decide to grace you with their presence, then the length of time for them to remove themselves from your property should be the only words that leave your lips! Swiftly followed by the slam of the door.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Draft of the copmlaint im goign to send out any comments welcome.

 

I wish to complain about the company trading as Robinson Way. They are chasing me for a disputed debt on behalf of NatWest the reason the debt is disputed is NatWest failed to cancel a debit card after I warned them about the possibility of fraud. They subsequently passed the cost of this fraud onto me despite it being there fault. This fraud and copmlaint against NatWest is currently under investigation by the financial ombudsman and police (police ref: ). I have informed Robinson way of this but they have ignored my correspondence and continue to send letters demanding payment for this disputed debt and threatening visits to my postal address which is actually owned by my parents and would cause them distress as well as embarrassment for me.

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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Dear Sir/madam,

 

I wish to make a formal complaint about Natwest and their chosen third party debt collection agency 'Robinson Way'.

 

The bank was informed by myself od DD/MM/YYYY that I believed there would be fraudulent activity on my account, I therefore closed this in order to prevent any such activity.

However the bank for some unknown and unexplained reason, allowed fraudulent activity to be carried out on the account I had closed, and as such, feel that they somehow have authority to chase me for this money that was taken from the account.

 

The actions of their chosen third party debt collection agency leaves a lot to be desired, and is a reflection of the banks customer service, I will hold Natwest responsible for any and every threat intimidation and personal abuse that may be used by Robinson Way.

 

I have a Police incident reference number for this clear case of fraud (123456) The FOS is also investigating the matter, yet Natwest along with Robinson Way still feel it necessary to blatantly disregard and continue to attempt to threaten and intimidate me by way of written correspondence.

 

Whilst these tactics may have worked on others in the past, until the FOS and the Police have carried out their investigations, I will not entertain the bank or this Robins way outfit, I will continue to log all calls and maintain my diary of events with a view to seeking legal advice and taking action against the bank and their chosen third party DCA if they continue to pursue me when I am not liable.

  • Confused 1

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I like it thank you Bazooka Boo

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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Give it a few tweaks here and there, my head isn't as quick today so not my best!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Thats cool still better than mine :)

  • Haha 1

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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  • 1 year later...

many moons ago I had a problem with NatWest and a payday loan they had paid despite me cancelling the debit card. after an initial complaint they reversed the payment but a few weeks later they re did the payment or should I say payments as they were taken in 7 chunks of £100. Anyway I went through their complaints procedure with no joy then the FOS who just rubber stamped their decision and thought that was that as i could not pay anything back at the time the account had massive charges and went into default.

 

Just a few days ago i saw this BBC article http://www.bbc.co.uk/news/uk-19598492 -which should probably grace the CAG front page as i bet it would be useful to a few cagers- which explicitly states that the banks cannot just make a payment to a payday loan company or anyone else against my will and how the banks are unsurprisingly still ignoring the law on this.

Anyway as I now realise that the bank was wrong and the FOS was wrong i was wondering how i go about taking them to court. Would it be simply a case of taking them to small claims to get the money and charges refunded so that the default would be taken off?

Currently Pursuing three credit card companies for PPI and charges.

 

Capital one: Sent the required SAR information late, currently working out my claim.

Egg: Sent the required SAR information on time, curently working out my claim.

Virgin/MBNA: Still waiting less than week left to copmly with SAR.

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