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    • No I get what you're saying and that is fair enough if that's the way it is, but the issue is that the Judge has agreed that I part exchanged my car against a new car but then failed to acknowledge that it was a deposit of some form. To trade my car in and get a discount of a new car constitutes as a deposit by legislation. The Judge has conflicted himself and this is where he is misinterpreting the law.  I also shouldn't have had a scrappage discount and a dealership discount together, it says so in their terms and conditions, which in itself makes the agreement improperly executed at the very least.  This may all make more sense when I upload the trial bundle, it's over 160 pages though so taking a while to redact my information 
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    • don't get too hung up on the real meaning of 'fake' in terms of the documents a claimant might produce relating to a potential court claim. by fake we typically mean, they are not obviously the 'real McCoy' ,100% associated with whatever credit they are trying to pin on punters. they are often of the right 'version' that an OC would have used for that particular take out date, but with details inserted in a diff font where they should be for say your name address DOB etc. All DCA's typically  have filing cabinets covering each year for most creditor, whip 'em out, scan and copy n paste your details onto them, even easier now with online sign ups. no hard copies ever sent cause 90% of mugs have lost them..... one of our most powerful tools is the fact any docs they produce, unless they state they are 'a reconstruction'  MUST come from the original creditor noty some hidden pile the claimants have. Link are absolute masters at this so dont stick to lowell threads. dx    
    • Driving home last night I contacted wing mirrors with a car coming the opposite way. The wing mirror folded in and the glass popped out. Very minor damage.  I stopped at the next layby (A road) to repair the mirror. A passerby stopped and said they saw the other car stopped behind me in another layby - they went back and passed over details so we could get in touch.  The conversation started cordially, but quickly got heated when I said I was well on my side and they drifted over (which is what happened).  I wasn't going to bother filing a claim as there isn't enough damage to justify it. I've said to the other party lets just call it quits as there are no witnesses and we both think we are innocent.   they said they are contacting the police and insurance and that they have witnesses. But a quick facebook search found a post by the other person saying they were in a crash, and were 'spun' off the road. Picture of a broken wing mirror and a slight scuff on the front and rear wheel arch. they are asking for witnesses. I have screenshots of the post, and sent them another message saying I can see you don't have witnesses as you are appealing for them. I'd really not drag this out. Lets call it quits and move on. this was followed by a couple of messages that didn't really make much sense. e.g. 'do the right thing'. What should I do now?  Contact police?  Contact my insurance? - Can I tell them about this incident but say I dont want to claim? Will that affect my premium?  
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I owe paypal £4000


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Hi,

 

My friend got 4 macbook pros off the net a while ago (it was one of those pricing error things, she was lucky, it was only around for about 20mins) anyway, she didn't have an ebay account so I sold them under mine, and she agreed that I could buy myself a macbook and a iphone. As soon as the money went into paypal we spent it but we also transferred some into my bank, however one of them disputed and the money that was going into my bank (it was going to cover p+p as we had spent the rest) was placed on hold so I couldn't get them posted meaning the other two got mad and disputed. In the end I told the final guy to dispute as I will set up a new account and deal with him later. So now I owe paypal £3700. I have heard that they will get people to call you and write letters, which is fine. I can ignore them, and as for the calls, I can deal with those too. But I am wondering if anything else will happen? I am going to shut my bank account down too so they cant sting me there, but the way I am lead to believe things is that

 

I have signed nothing. They can't call baliffs because they need a ccj against me, they can't get one of those because I haven't signed anything....

 

Being perfectally honest buyers are not out of pocket, me and friend are not out of pocket and paypal chose to refund them, they could have said no....

 

Am I right?

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The fact you signed nothing is irrellevant, you entered into a contract with Paypal (electronically), I dont quite follow the details, it sounds strange you can claim that some of the (disputed) money was for P&P and therefore you couldnt post the other items, you should of used your own money to post the items !.

 

To be honest it all sounds rather odd and I wouldnt be surprised if the police were involved, whilst it is generally true that Paypal (and any DCA's they pass accounts onto) dont start legal action for smallish amounts I would of though that for £4000 they would and without a good defence you may well end up with a CCJ, you cant expect to just keep such a large amount of money (and I assume the laptops too ?)

 

 

Andy

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You should have known better than use paypal for that amount of cash. I use them lots but never for anything much more than £20 due to the fact that so many buyers get done over. I'd go along entirely with the previous reply on the other points.

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I agree with andydd. Would not surprise me if paypal looked to involve the Police. If the Police are not interested that I would think the minimum you would expect are solicitors letters threatening court and if you don't repay anything you owed, this will end up in court. Having a CCJ on your record might prove costly.

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So you sold four macbook pros for just under £4,000, then you didn't actually send a single one of them to a buyer because you couldn't afford to post even one of them but you did spend a large chunk of the cash you received on a macbook and an iphone?

 

And these macbooks were bought cheap due to a website pricing error in the first place.

 

And now you want to know what the chances are that you will get away with it?

 

The Consumer Action Group is populated with people who try to help others who have been wronged by organisations and the paypal/ebay cartel is pretty near the top when it comes to creating problems for innocent people yet I personally feel no desire to offer you the slightest bit of help with your problem. This could be because I consider your actions fraudulent or at best immoral and believe any problem you face with Paypal and ebay is undoubtedly self inflicted and fully deserving of both a criminal investigation and a civil recovery.

 

This probably isn't the answer you sought coming to this website, you probably just wanted to get a fair estimate of the likelihood of you being able to hang on to both the £3700 cash and the four macbooks and the other macbook and the iphone.

 

I would however gladly help any one of your four buyers who came here because they were £100's out of pocket for a laptop purchased yet never received or anyone else at all who is having problems with the paypal/ebay refund system because purchased goods either didn't exist or were not delivered.

Edited by Jasper1965
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As of 03/03/12 please do not under any circumstances wait for my further input or guidance on any current thread or defence of a court claim I might have been involved in on or through Cag.

Jasper1965

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I have to agree with Jasper, I have bought a product recently from a supposed friend and it looks mighty dodgy so down the pan for £250. sold my motor bike to acquire some basic stuffs when moving back into my home vacated by wife. To be ripped off by a friend is just the icing on the cake of two years of misery. Don't know if it is worth a small claims court... the other thing is I have to work with her.... hmmmmmm Come on to ever is up there give the Hippy a break.

[sIGPIC][/sIGPIC]Happyhippy1959

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I would however gladly help any one of your four buyers who came here because they were £100's out of pocket for a laptop purchased yet never received or anyone else at all who is having problems with the paypal/ebay refund system because purchased goods either didn't exist or were not delivered.

 

Although I believe that Paypal would of refunded the buyers, therefore it is Paypal out of pocket, If I was them I certainly would start legal action.

 

Andy

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Being perfectally honest buyers are not out of pocket, me and friend are not out of pocket and paypal chose to refund them, they could have said no....

 

Am I right?

 

No you are not right.

 

Paypal were left with no choice but to refund the buyers after you failed to send them the goods, it's in the t&c's, this guarantee is one of the primary reasons people use paypal to purchase from ebay.

 

The buyers may not be out of pocket but I'd wager that none of them are happy about having to wait for the dispute to be resolved just to get their money back, something that can take months to accomplish.

The only bit you are correct about is stating that you and your friend are not out of pocket, there's many would say you made a tidy little profit from this venture.

I'm also puzzled why you would sell a macbook and use the money to buy a macbook, only reason I can think of is that the original macbook didn't exist. Pretty sure that's how ebay etc. will see it too.

As of 03/03/12 please do not under any circumstances wait for my further input or guidance on any current thread or defence of a court claim I might have been involved in on or through Cag.

Jasper1965

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What happened to the four laptops, sold again privately maybe?

 

Wheres the money?

 

Speant again maybe?

 

Please do not sell on ebay again. What gets me is the op seems to think he deserves sympathy and no one is out of pocket, which indicates to me a good CCJ slapped on backside will be a good result. I do hope your friend helps you pay your CCJ, not, as it is you they will be after, guessing your friend will dissapear!!!!!

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I doubt it dadofholly, probably do it for a living.... As Jasper say's think of the stress and worry the buyers had.!!!!! Experience myself of these Shi*sters and of being ripped off by so called colleagues and friends. Might slap a CCJ on a working colleague for £250.00. Unless she come's up with my money back. Dodgy iphone, should have gone with the old adage if it's to good to be true it probably is.!!!!!!!! buyer beware

[sIGPIC][/sIGPIC]Happyhippy1959

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