Advent Computer Training (Barclays Partner Finance)

[Fuzzbutt]

Well, Barclays have decided to challenge me in court now (their trading name is Clydesdale Financial Services Ltd t/a Barclays Partner Finance for anyone still planning on putting in a claim against them).

 

Let battle commence...

[10pack]

Well, Barclays have decided to challenge me in court now (their trading name is Clydesdale Financial Services Ltd t/a Barclays Partner Finance for anyone still planning on putting in a claim against them).

 

Let battle commence...

 

yes I am planning on doing the same

I expected they would challange you.. they have to.. its like the little dyke boy keeping a finger in the dam.. once they let you win they know even if they stuck their a r se in the hole it will not help to stop the flood.

 

Good luck to you.. to us all

 

[10pack]

yes I am planning on doing the same

I expected they would challange you.. they have to.. its like the little dyke boy keeping a finger in the dam.. once they let you win they know even if they stuck their a r se in the hole it will not help to stop the flood.

 

Good luck to you.. to us all

 

 

Just think of it as a hole surrounded by ass

[Fuzzbutt]

Just think of it as a hole surrounded by ass

 

Ha ha - like that analogy 10pack!

 

They've set one of their in-house trainee solicitors on the case (judging by the signature on the reply to Bristol Court which was copied to me yesterday by 1st class post).

I guessed they wouldn't send a top dog £500 an hour dude from Hogan Lovells (who were defending Barclays against Hausfeld in the group action) so they probably see me as a small fry test case.

 

It's a bit daunting but I'm prepared to face it out on a matter of principle.I could probably write off £5,000 over the rest of my lifetime but WHY THE FECK SHOULD I? THIS IS WRONG!

 

I'll be posting on my website 'how I did it' and all the legal arguments after the Hearing. I won't do so until then as I'm not an expert and don't want to mislead anyone. Oh and there are spies that read here, I'm sure.

 

:spy:

[10pack]

Ha ha - like that analogy 10pack!

 

They've set one of their in-house trainee solicitors on the case (judging by the signature on the reply to Bristol Court which was copied to me yesterday by 1st class post).

I guessed they wouldn't send a top dog £500 an hour dude from Hogan Lovells (who were defending Barclays against Hausfeld in the group action) so they probably see me as a small fry test case.

 

It's a bit daunting but I'm prepared to face it out on a matter of principle.I could probably write off £5,000 over the rest of my lifetime but WHY THE FECK SHOULD I? THIS IS WRONG!

 

I'll be posting on my website 'how I did it' and all the legal arguments after the Hearing. I won't do so until then as I'm not an expert and don't want to mislead anyone. Oh and there are spies that read here, I'm sure.

 

:spy:

 

spies? of that I am sure they have, they would be stupid not to have.

 

its the same with facebook and the other sites.. who in their right mind puts so much information about themselves for all to see?, many people are getting caught by their bosses and even DHS.. I am on neither, its best way to be.. been betrayed too many times now its not just companies that s hit on you

[Savarok]

Good Luck Fuzz - when is the court date set?

[Fuzzbutt]

Good Luck Fuzz - when is the court date set?

 

Thanks Savarok.Not sure yet but will be within the next month I believe. Barclays has to submit their defence within the next 2 weeks and I have to copy them and the court all my evidence papers.

[lowdown]

Thanks Savarok.Not sure yet but will be within the next month I believe. Barclays has to submit their defence within the next 2 weeks and I have to copy them and the court all my evidence papers.

 

 

Good luck with that Fuzzbutt.

 

I am still waiting for my fos outcome...

[Nytris]

Hi all,

 

I've been thinking over this for a while now and I'm a bit stuck in what to do now that Haufield aren't taking up our case.

I've been reading the forums over and over trying to find someone with circumstances the same as mine.

For starters I'm here in the UK on a spouse visa, at the time of when I was proposed the Advent course I was on a 2 year working visa (where I could only work for 1 year out of the 2). I dont know if that is of any relevance or not.

Now I joined Advent on the basis that I would study for a year without paying, then start paying monthly fees with an apr of 36% or something. I haven't paid anything to Barclays but I keep getting letters saying I owe them 12K. I would understand that I would have to pay the money back to them if I had received 12k worth of goods or the cash from them but all I have is a ****ty book. I have chosen to take my career down a different path now as a year and a half of wasted study kinda made me dislike the course.

I dont want compensation for any of the stress they put me through, all I want is out of this contract!

Can someone please give me a bit of advice on where to go to from here? Much appreciated.

 

P.s Sorry for rambling on for so long

[Penny Mitchell]

Well, Barclays have decided to challenge me in court now (their trading name is Clydesdale Financial Services Ltd t/a Barclays Partner Finance for anyone still planning on putting in a claim against them).

 

Let battle commence...

 

Good Luck Fuzzbutt

[Mustard2243]

You will have to let us know Fuzz, maybe we could organise a gathering outside the courthouse and some media?

[DaveH24]

Any body seen this?

 

Seperate issue but the whole thing with PPI at the moment - Barclays to refund ALL complaints made before April PLUS 8% no quibble.

 

w w w . consumeractiongroup.co.uk /forum /showthread.php?309106-Barclays-announce-they-will-pay-all-PPI-claims-no-quibble%282-Viewing%29-nbsp

 

Why wont they be this resonable with us?

 

(Again under 20 posts so cant post full link you will have to delete the spaces.)

[10pack]

Any body seen this?

 

Seperate issue but the whole thing with PPI at the moment - Barclays to refund ALL complaints made before April PLUS 8% no quibble.

 

w w w . consumeractiongroup.co.uk /forum /showthread.php?309106-Barclays-announce-they-will-pay-all-PPI-claims-no-quibble%282-Viewing%29-nbsp

 

Why wont they be this resonable with us?

 

(Again under 20 posts so cant post full link you will have to delete the spaces.)

 

Barclays are not being reasonable.. they are being made to do this.. so through gritted teeth they make it look like they are their customers best friend while they keep their knife hidden.

Barlays do not do anything unless its in their interests they make out they have share holders to pay etc.. I am a barclays sharholder and I got sod all.. the chairman got £62m why he got that I have no idea except maybe because they give each other bonuses.. who knows but they do not earn it ..

no one is worth that sort of money I dont care who they are or what they do, its obscene.. and my view is nothing to do with what is going on here, its my point of view that all this money has to come from somewhere to pay for all of their jumped up payments, how did they get the money to pay their wages and bonus.. from us the customers. and in a world that is going to hell.. fuel prices rising etc.. to think that anyone is worth such money.. only they can think this while they stick their fingers up at us.

[Fuzzbutt]

You will have to let us know Fuzz, maybe we could organise a gathering outside the courthouse and some media?

 

Thanks Mustard for that support. It's much appreciated.

 

The Smalll Claim will be heard at Bristol County Court but I understand it's usually an informal Hearing, so will just be me, the Judge and Defendant (Barclays solicitor), although it's open to the public if they want to attend. I'll keep everyone up to date. I have no Court date yet. I'll be defending myself.

 

[Celina]

All the best FuzzButt

[DaveH24]

Any update on what the court date is fuzz? Im up in Newcastle so wont be able to travel to bristol as much as I would love to come and support you.

[Eagle1905]

Hey all. Things seem to have gone a little quiet on the debt collector front. I havent heard from them for months however two bailiffs turned up at my home address today completely out of the blue. I wasnt here but they got nasty with my partner whos due a baby in bout 6 weeks. When she asked the two bailiffs who they worked for they kept skipping around the question, they didnt have any ID and they said they wanted their money or they gonna come in house and start taking stuff. Its not even my property just wondered if anyone else has had the same situation.

 

Good luck fuzz

[10pack]

Hey all. Things seem to have gone a little quiet on the debt collector front. I havent heard from them for months however two bailiffs turned up at my home address today completely out of the blue. I wasnt here but they got nasty with my partner whos due a baby in bout 6 weeks. When she asked the two bailiffs who they worked for they kept skipping around the question, they didnt have any ID and they said they wanted their money or they gonna come in house and start taking stuff. Its not even my property just wondered if anyone else has had the same situation.

 

Good luck fuzz

 

Your partner was correct to ask for ID I bet these bastards were just trying their luck hoping you would not know what to do.

debt collectors are not allowed to step foot on your property without your permission.

In future tell her not to open the door to anyone who does not identify themselves correctly and if they refuse to call the police

 

Only court baliffs can come and enter your house without your permission.. ie smash your door in and take things.. and from what I have heard they are usually escorted by police.

[Fuzzbutt]

Any update on what the court date is fuzz? Im up in Newcastle so wont be able to travel to bristol as much as I would love to come and support you.

 

No date yet, DaveH24. Thanks for the thought with the support - much appreciated. Higan Lovells (BPF solicitors requested a court extension of 28 days in order to get their evidence together (which is allowed). I don't know if it means anything but their paperwork to me is now signed by head honcho Sophie Jarrett and not the previous trainee solicitor in their dept. They may not appear at a hearing but send a written rep instead, which is accepted by the court. Wonder if it will be the same laughable 'justification' document sent to FOS as their defence!

[lowdown]

Y

Only court baliffs can come and enter your house without your permission.. ie smash your door in and take things.. and from what I have heard they are usually escorted by police.

 

This is correct, and they must produce the order from the court, all this is after you have been taken to court and fail to comply with what ever the court had ordered you to do.[ not sure about the Police bit, but you may be correct]

It is a different matter regarding anything to do with the Inland Revenue, but must still be carried out within that said law/requirement.

However anyone pretending to be a County Court bailiff with a forged/fake court order is a criminal offence taken very seriously, and if you follow up your concerns this can/will lead to criminal proceedings taken out against the 'Pretender', which can result in a holiday at her majestys pleasure.

[Lankus]

Hi Fuzz, how long did BPF take to respond to your letter before action? They recieved mine on Monday

[Fuzzbutt]

Hi Fuzz, how long did BPF take to respond to your letter before action? They recieved mine on Monday

 

They replied within 10 days, I recall, Lankus (I gave them 14 days to reply before I initiated court action). Now they have until 4 Aug to get their defence together. I think next step then is both parties submit a questionaire for the judge to decide if the case can be dealt with by a hearing or will be moved to another class.

[uneasy]

Although I have been following this forum, this is my first posting. My case is a guarantor for the student. As a matter of interest, my agreement states ‘This is a Credit Agreement regulated by the Consumer Credit Act 1974. Sign it only if you want to be legally bound by its terms’, this is also repeated on the top of the Agreement form. According to the Ombudsman’s final decision this cannot apply as the debtor-creditor-supplier relationship has not been created. So why put it on?

 

If I’d have known that it didn’t apply I would not have signed. The consumer credit act is there for our protection. Could this be a question for the Financial Regulator (FSA)? If other guarantors have got this on their agreement, then I’d be interested in your experience.

 

The amount involved is greater than the £5000 cut off limit for the small claims court and must be heard at County Court level. The costs involved would be prohibited for the vast majority of the public that could easily be caught out by this loophole in the law. I understand this limit may be increased in the near future, but too late for us.

[Lankus]

Although the amount may be greater than £5000, you can still claim for £5000 if you're willing to write off the extra. That's what I'm doing - better to write off some of it than to give up on the whole lot. I suppose it depends what the total is. If you're one of the people that got screwed for £10,000, it might not be such an appealing option

[uneasy]

Although the amount may be greater than £5000, you can still claim for £5000 if you're willing to write off the extra. That's what I'm doing - better to write off some of it than to give up on the whole lot. I suppose it depends what the total is. If you're one of the people that got screwed for £10,000, it might not be such an appealing option

 

Thank you, I was unaware of that. The amount involved was for a loan just short of £6000 so is definitely worth considering. If as I believe the agreement is invalid then no contract exists between us and therefore no money needs paying. I cancelled the contract following advent’s demise and before the Direct Debit commenced.

 

I have another issue with the salesman mis selling. However, this is verbal and would require evidence from my witness the student and Barclays witness the salesman. Their defence would be that Advent’s salesman was being mischievous.

 

I’m glad to read that you are going down that route and wish you the best. I intend to get an article into one of the newspapers regarding the FOS’s lack of the law and the Banks Code that states ‘All written terms and conditions will be fair …‘ that assumes BPF have signed up to that.