Jump to content



  • Tweets

  • Posts

    • ok well next time never use email esp when entering into what seems like pointless letter tennis on your behalf.?when you had no real need to reply to them in any manner or form.   it only encourages them you are a mug and gives them a free way to intimidate and harass you by email.   get some kind of records from saas/slc on what they believe is your current status as they do still do the Adminmost of these loans .      
    • ignore ...yes its not a letter of claim from a solicitor with their client being the Uni. until/if you get one of those pop back here.   no-one can add anything to any debt ...so can't increase it.   nothing to do with 'credit' but yes ofcourse you can request and they will have to produce all paperwork inc how they dealt with your dispute if the time comes and they move to court.   redwood or harwood are good names to put in our search top right in the red banner.        
    • Someone that specialises on the subject might be a better way to put it. 
    • Vauxhall's parent company has previously said its fate depends on the government's commitment to the car industry. View the full article
    • Apologies I hadn't seen that uploads need to be in PDF.   I have received the attached letter from STA which I assume is a standard letter as I've never spoken to them on the phone. I'm not sure what they mean by 're-commence recovery action'? Do I just continue to ignore them?   I have been in contact with the Uni who insist I need to pay the fees as I left the course after the first three weeks. They have not provided any evidence/documents that I signed an agreement to pay the fees or that I acknowledged that fees would be due if the course was left early. They referred me to their website which undoubtedly has changed since I was there.    I appreciate I shouldn't reply to STA however I'm not sure how to proceed with this overall.   I've read the claim form page and I'm not clear if I can request a copy of a credit agreement from the Uni as I'm not sure if its standard for a University to have required a credit agreement to be signed?    I'm not really clear what happens next and at what point I need to act. I've read about lots of different cases (fee related and non fee related) but can't find information on a case that is similar to mine. Do I wait until the Uni begins a formal action? I am concerned as I don't want the amount to increase from the already significant amount they are demanding.     Many thanks for any help you can offer.  staletter.pdf
  • Our picks

    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
        • Haha
        • Like
    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies

Advent Computer Training (Barclays Partner Finance)


Please note that this topic has not had any new posts for the last 1946 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

This is the new thread for general discussion of this issue.

 

here is the old thread, which has been locked and is going to be tidied up...

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?244467-Advent-Computer-Training-(Barclays-Partner-Finance)Info-and-discussion-thread(2-Viewing)-nbsp

 

please keep a thread of your own for your own case, it makes things much easier to follow.

 

also, please read these before posting.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?9-Forum-rules.-Please-read-these-before-posting

Edited by HSBCrusher

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

Link to post
Share on other sites
  • Replies 1.1k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

no, the old thread was too long and contained posts that were against site rules.

Also, it is best if everyone keeps a seperate thread for their own situation, this is the way we do things on cag. It helps people keep tabs on where they are, whats going on, and of course helps experienced members of the forum help newbies, on a big thread like that users posts get lost very easily.

I suggest this thread is used for general discussion only.

 

CAG is behind you guys, keep it up. I note Fuzzbutt and Bluedo have done a lot of work on this and I wish them all the best. However, we dont allow personal email addys or references to no win no fee companies as this is a self help site and it is against our ethos.

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

Link to post
Share on other sites

also please do not post external links to other websites or forums

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

Link to post
Share on other sites
I sense BPF have had a say about how all the [bad] publicity has aroused interest towards them. It just goes to show that shout loud enough, and people shake. Something must be working [or have been said] for this post moving business to have happened.

I also get the feeling cracks are appearing everywhere, [ IE, Fuzzbutt - my received letter].

 

would that be the letter with the long list of irrelevant facts of yours?.. and still you must pay!!..

I had one of those a few weeks ago.. BPF rep even told me that when I took out my loan unemployed, I am the one who should have made sure I had the means to pay for the loan, its strange.. I never knew that getting a finance loan was like those self checkout counters you see in Asda..

just wave your course under the scanner please and we will bill you later :madgrin:

Link to post
Share on other sites
I sense BPF have had a say about how all the [bad] publicity has aroused interest towards them. It just goes to show that shout loud enough, and people shake. Something must be working [or have been said] for this post moving business to have happened.

I also get the feeling cracks are appearing everywhere, [ IE, Fuzzbutt - my received letter].

 

Indeed!:eyebrows::madgrin:

 

I'll be posting my letter to the Education Minister, Head of OFT and FSA in the next couple of days on the you-know-where website I've set up.

Link to post
Share on other sites

hi just found this forum been fighting with barclays for a year now. been to see CAB who where very helpful. still barclays would not listen just got letters from a different person. went to the ombudsmen they where a waste of time.find myself in a different situation as i was a guarantor for my son who was out of work and could not sign on the dole as he was to young so i think there was some miss selling going on, advent sent him a book then we heard no more until i read that they had gone bankrupt . i would like to join the class action but do not how to so a little help would appreciate. all the best cheers

Link to post
Share on other sites
It's hopefully a butt-kicker anyway and may get some action in high places.:typing:

 

What's going on now! Something's in the wind. Hope someone takes notice cause we aint going nowhere we'll not be silenced.

 

To wicko welcome I am in the same situation as you, my Dad signed unwittingly as guarantor but I signed as the student how can he be now expected to pay for nothing? he cant do computeach's course.

I now don't know how to give you information to join the class action group we are all in thanks to fuzzbutts relentless work. as the site team are not allowing email adresses or links so maybe if you contact the site team they may be able to guide you. or if someone else has any suggestions how to help any newcomers thank you. Keep contact wicko let us know how you get on.

Link to post
Share on other sites
I sense BPF have had a say about how all the [bad] publicity has aroused interest towards them. It just goes to show that shout loud enough, and people shake. Something must be working [or have been said] for this post moving business to have happened.

I also get the feeling cracks are appearing everywhere, [ IE, Fuzzbutt - my received letter].

 

 

We can assure you that the threads were modified to be in line with the forum rules and no outside source was the cause of this.

 

We can assure you that CAG and the site team are behind you 110% and will continue to do so.

 

Ida x

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

Link to post
Share on other sites
I now don't know how to give you information to join the class action group we are all in thanks to fuzzbutts relentless work. as the site team are not allowing email adresses or links so maybe if you contact the site team they may be able to guide you. or if someone else has any suggestions how to help any newcomers thank you. Keep contact wicko let us know how you get on.

 

Good to here the CAG are behind us at least, but it would be nice for them to figure out how we get around this problem of no links/e-mail addresses, as this severly hampers our ability to help newcomers. Although the internal messaging system in the members individual profile could be a way forward.

 

Hope everyone had a good Crimbo and New Years!

Link to post
Share on other sites

Newcomers can contact myself or Bluedo directly for details of how to join the case and get a link to the advice/bulletin website I've set up for the Advent and Access students.

 

Send me your email address (include your full name so you can be added to the list) and I'll reply directly, which will comply with forum rules I believe.

Link to post
Share on other sites
no outside source was the cause of this.We can assure you that CAG and the site team are behind you 110% and will continue to do so.

Ida x

 

Ok Ida, thanks for the posting and the support.

Link to post
Share on other sites
would that be the letter with the long list of irrelevant facts of yours?.. and still you must pay!!..

I had one of those a few weeks ago.. BPF rep even told me that when I took out my loan unemployed, I am the one who should have made sure I had the means to pay for the loan, its strange.. I never knew that getting a finance loan was like those self checkout counters you see in Asda..

just wave your course under the scanner please and we will bill you later :madgrin:

 

Hi 10pack,

You should have told them Advent told you you would have the means to pay their rotten loan when they got you into the great job they promised you cause that's how they took us in :evil: another mis-selling issue

Link to post
Share on other sites
Hi 10pack,

You should have told them Advent told you you would have the means to pay their rotten loan when they got you into the great job they promised you cause that's how they took us in :evil: another mis-selling issue

 

Barclays know this full well.. they are just taking the **** as usual do notwant to admit to anything unless they get made to

Link to post
Share on other sites

Just a random addition – In my conversation before xmas with BPF regarding this whole lovely mess the lady kept telling me I needed proof that what they were offering wasn’t “like for like”. So I have sent them a copy of the enrolement form without the end date on it, as proof that Advent really was “at your own pace/openended” or whatever. But in writing the letter it occurred to me that I can’t remember BPF ever providing proof that their “like for like” offer was infact just so. So I told them in my letter that as it was simply an assertion on their part that they were fulfilling their obligations that I wanted proof from them. And that if I didn’t get it then I would consider that they were in fact not offering “like for like”.

I figure that if they don’t come back then that’s a pretty decent score at our end but if they do come back and can prove that the course was not open ended then they are basically asserting/acknowledging that we have all been missold the course so will leave themselves open on that front.

Just wondering if anyone else has tried this yet?

Link to post
Share on other sites

Good point, DonnieB.

I did manage to get the document out of FOS under Freedom of Information which they are basing their decisions on in refusing our complaints against BPF. Barclays provided this as their defense of the 'bespoke courses', claiming it proves 'like for like' but, as you say, they just state the case and expect us (and FOS) to take their word for it. Computeach apparently claims it will honour all the agreements but how can they honour an open ended study programme when CT has already stated it will start charging once the end dates on agreements plus the 3 months extra compensation time agreed with Barclays runs out?

 

That will certainly prove the open ended study promise was a false selling point by Advent reps and so courses were mis-sold to us (not forgetting that BPF also mis-sold loans to unsuitable and unemployed people without full credit checks, as well as Advent reps badly advised guarantors signing agreements so that they were not covered by S75 CCA when they came to make a claim against BPF with FOS).

Link to post
Share on other sites
Just a random addition – In my conversation before xmas with BPF regarding this whole lovely mess the lady kept telling me I needed proof that what they were offering wasn’t “like for like”. So I have sent them a copy of the enrolement form without the end date on it, as proof that Advent really was “at your own pace/openended” or whatever. But in writing the letter it occurred to me that I can’t remember BPF ever providing proof that their “like for like” offer was infact just so. So I told them in my letter that as it was simply an assertion on their part that they were fulfilling their obligations that I wanted proof from them. And that if I didn’t get it then I would consider that they were in fact not offering “like for like”.

I figure that if they don’t come back then that’s a pretty decent score at our end but if they do come back and can prove that the course was not open ended then they are basically asserting/acknowledging that we have all been missold the course so will leave themselves open on that front.

Just wondering if anyone else has tried this yet?

 

Nice logic.. though I suspect they will answer in some vague way.. and all your points will still be irrelevant, which seems to be their answer to everything, they are refusing to acknowledge their liability

Link to post
Share on other sites

Hi There guys,

 

have not been here for a while again. I went through some of the posts, taking forever. Just wondered, in your opinion guys what chances do we have? it is quite unnerving not paying knowing my credit is gone with the wind. So I was thinking about IVA but not sure what would happen if I do that and then we win? Also any update on the court dates?

 

I have not heard from anybody(BPF, Moorcroft) now, which is even more unnerving.

Link to post
Share on other sites
Hi There guys,

I have not heard from anybody(BPF, Moorcroft) now, which is even more unnerving.

 

Thats because they are unnerved as well. They think they are right - but they are not convinced which way a court of Law will see it.

Link to post
Share on other sites
Hi There guys,

 

have not been here for a while again. I went through some of the posts, taking forever. Just wondered, in your opinion guys what chances do we have? it is quite unnerving not paying knowing my credit is gone with the wind. So I was thinking about IVA but not sure what would happen if I do that and then we win? Also any update on the court dates?

 

I have not heard from anybody(BPF, Moorcroft) now, which is even more unnerving.

 

maybe they lost you??

 

when all this started January last year, I had only signed up weeks before.. BPF did not even bother to write to me to tell me what was going on.. the paperwork had not caught up with me :-x

Link to post
Share on other sites

i have recieved more letters from mercers this morning demanding payment. I was hoping somebody still has the link to the letter i could send them please, the site link only takes me to this site, many thanks

Link to post
Share on other sites
i have recieved more letters from mercers this morning demanding payment. I was hoping somebody still has the link to the letter i could send them please, the site link only takes me to this site, many thanks

 

Mercers are barclays.. when I had my letter from them I was trying to put my account in dispute and being ignored, thats when mercers like you demanded money.

I phoned consumer direct told that that I was being harressed by mercers, they contacted my local trading standards office who wrote to mercers asking them to explain themselves when it was clear my account was in dispute and they should not be harrasssing barclays customers, mercers did not bother to answer trading standards and mercers did not contact me.

next barclays sent sanclare on my back, the boss of sanclare is an ex-manager of barclays.. so I did not bother to reply to their letter.

next was moorcroft I sent the proforma letter informing them I did not recognise owing their company money asking for them to produce the deed of assignment transferring the loan from barclays to them.. they answered that they would apply for it??

they should have had that before they even thought to demand money from me with threats.

They also asked what legal action I was going to take against their clients barclays partner finance.. :razz: I have not bothered to write back in reply.. and from barclays I got a copy of my agreement.. twice, which to me says it all.. barclays still have our loans, so that means debt collection agencies should not be harressing us.

you can get the form from the students site but I am not allowed to write here to tell you where it is, we have been told off for giving out such useful information :|

Link to post
Share on other sites

Yes, bizarrely you can now read that there is a group legal case going on in the first post on the old thread on Advent/Barclays but not how to get the details about it....kinda defeats the point of editing in the first place I'd have thought, as it is still mentioned! :confused:Nontheless!

 

I'm the group organiser so anyone can PM me and I'll send you a link (I don't check here everyday though so be patient). Sorry can't put my direct email or the website up here due to forum rules.

 

Edited to add....There is now a revised advice page on my site (approved by Hausfeld) which should hopefully be easier to navigate for info than the previous news posts.

Edited by Fuzzbutt
Link to post
Share on other sites

hi fuzzbutt wicko here i sent you an email to your email address about the link to hausfeld did you receive it or shall i try again cheers for all your help. wicko

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...