Halifax cc Recon ??

[maxedout]

Thanks once again BB. So i suppose there is some clause in the dodgy deal if they cant collect they get refunded and account is returned to original creditor? thanks maxedout .

[Bazooka Boo]

More likely, they will sell it on to another DCA without informing them of the history of the account, and so the magic DCA roundabout continues!

[rebel11]

Hi Max

 

I'm not sure if you've had the opportunity to read through this document from the OFT, theres a Plain English guide thats fairly straight forward.

 

http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

[maxedout]

After having a few letters off Albion and ignoring them i have not had anything directly from Halifax after accepting the U/R but today recived a letter off Power 2 Connect saying as the Halifax had lost conntact with me they will call to my home to help rebuild my relationship with Halifax (LOL ) if they do not hear from me within 3 days.Is there a letter i could send these muppets to stop them calling and one to the Halifax. Many thanks maxedout.

[dx100uk]

if read about p2c they are just threat monkeys and rarely do anyhow.

 

its just to get you to respond.

 

phioshing trip me thinks

 

dx

[rebel11]

I'm not sure why they exist, they are pathetic unless you collect yellow post cards without pictures.

 

Heres some info:- http://www.consumeractiongroup.co.uk/forum/showthread.php?91103-Power-2-contact-Ltd

 

if read about p2c they are just threat monkeys and rarely do anyhow.

 

its just to get you to respond.

 

phioshing trip me thinks

 

dx

[maxedout]

BB is it ok to PM you and if so how do i do it thanks maxedout

[Bazooka Boo]

Hi Max, I would much rather everything was kept in the open forum, this benefits other CAGgers and stops me from giving incorrect or bad advice.

 

Having had a quick read back to the last page, I don't think you need reply to Powerless 2 contacts last missive, it is simply spat out their end by a computer, who doesn't think, written by an untrained unqualified threat monkey who can't think, file them away, keep a diary of events, maintain comprehensive complaints to the OFT&TS via http://www.consumerdirect.gov.uk/contact

 

Begin Shallowfax's complaints procedure also, with a view to exhausting it, or until they issue you with a 'deadlock' letter, then escalate your complaint to the FOS, they need to learn that they cannot continue their old methods, as we, the public, who bailed them out will no longer stand for it.

[maxedout]

Thanks BB it was a mistake I made and wanted advice and didn't want to fore warn any undesirable looking in thanks maxed.

[Bazooka Boo]

Thats OK, if it happens again, sit in the corner for half an hour facing the wall and think about what you have done!

 

Or you can always hit the Triangle below to alert one of the sight team and they will be able to advise, or ask on your behalf..

[maxedout]

On checking my credit file Spectrum Investigation have been checking it without any permission off myself . I would think this is for the Halifax . Has anyone had any dealings with this crowd . thanks Maxedout.

[Bazooka Boo]

The only Spectrum Investigations I can find is an outfit calling themselves 'professional investigation agency' in Telford?

 

And quite why they would be searching your credit file is very questionable!

[maxedout]

Who should I question about them looking at my credit file and is there any way of finding out why they looked at it? S:ould I phone them and ask ? Thanks max

[Bazooka Boo]

No no, never phone morons like these, if you are wanting answers take them direct to the CRA who has allowed your personal private information to be viewed by a company that you have never given permission to do so, and why do they (the CRA) believe it is acceptable to allow this to happen.

 

They will come back with some bowlarks that they are legally entitled to do so, and as long as the information on your CRF is correct then they are doing nothing wrong, then lodge a formal complaint with them, and forward your concerns onto your local MP.

[maxedout]

Hi, its been passed to Capquest now for collection ignored the phone calls and one letter so far should i carry on and ignore until they give it to HL LEGAL then give them the bad news that Halifax have confirmed in writing they cant produce a recon ? Then bit later ask them under CP 2008 to confirm have they or they client got one ? thanks Maxedout.

[Bazooka Boo]

Just send the idiots this 2nd class post but obtain "Proof of posting"

http://www.consumeractiongroup.co.uk/forum/content.php?426-A-letter-when-the-account-has-been-passed-to-another-debt-collection-agency

 

Then for their childish attempts at rocking your boat, report them to the OFT&TS via consumer direct.

[maxedout]

Recived another letter from Capquest saying that prior to the start of legal proceedings they have checked and iv got no ccj"s against me and that if a judgment is awarded against me it can be very damaging. They have given me 14 days to get in touch befor the account moves to litigation. thanks maxedout

[dx100uk]

yep ive had three of those over the same amount of time

 

never goes anywhere

 

dx

[maxedout]

Thanks dx should i just ignore as usual. Is the brandon case going to be next week?

[Bazooka Boo]

Yes ignore....

[maxedout]

Letter off HL Legal now. Should i ignore them as well or send the in dispute letter? Is that the same as the prove it letter . Thanks max

[dx100uk]

time to ignoree verything now

 

the only time you need to ever raise your eyebrow is if a bona-fide court claim appears

 

else forget about it now

 

you are on a phishing list

 

dont let them catch a mug.

 

dx

[maxedout]

Thanks DX . Wouldnt it be better to try and fend them off so they return it to OC with the prove it letter and cputr 2008 rather than waiting to get court claim ? or use that if and when court claim comes thanks max

[dx100uk]

no being funny

but its been going on since oct last year

 

its obv no-one is going near court.

 

dx

[maxedout]

Had letter off capquest asking me to give them a ring as their client as asked them to contact me to advise that a settlement figure is available on my account.It goes on to say if an agreement is reached with a reduced payment once payment is received my account will be closed and cra file will show satisfied partial settlement. Do you think this is a phishing trip as i have not answered one call or letter off this bunch? thanks max.