i just thought by telling them . No recon . It would fend them off a bit longer and pass to another DCA avoiding court papers and get nearer tp S/B date thanks maxedout.

thanks dx. I wont respond.

thanks dx, its defaulted . Horwich Farrelly are Robinsons solicitors?

Hi all. iv not posted for a while because the only thing to post would have been a pile of letters from Robinsons way but have now recived a letter from Horwich Farrelly saying they have been instructed to recover full ammount and want to hear off me within ten days or possible court action. How should i reply ? should i explain that the Halifax have said they cant supply a recon and they closed the account on the back of a dodgy D/N or doesnt that count any more. What are this bunch like to fend off. Should i send account is in dispute so return to original creditor. thanks Maxedout.

Cube

Bile

Luck

Nose

Lark

Thanks for replys and i have ignored as was advised about 24 unanswered calls and a stack of letters so far. This is the latest letter off Capquest , they are not aware that i have had letter off the Halifax stating they cannot provide a recon cca and account is in dispute . Should i write and point this out because they are not aware they may start legal procedings and want to stay away from this .. thanks max. img256.zip

Had letter off capquest asking me to give them a ring as their client as asked them to contact me to advise that a settlement figure is available on my account.It goes on to say if an agreement is reached with a reduced payment once payment is received my account will be closed and cra file will show satisfied partial settlement. Do you think this is a phishing trip as i have not answered one call or letter off this bunch? thanks max.

Google it. Defective DN.

Mmm Seems like he must have had a good case but they cant rule in his favour?

It says on the case tracker Awaiting result of a reserved judgment. Anyone shine any light on what this means please . Suppose waiting result as the judgement is delayed. Maybe this is good news?

yep here it is but its gone off there now because its gone .its got tommorows cases on there now but the brandon one was on there this morning for 10 oclock i think it was in court room 60 odd. http://www.justice.gov.uk/guidance/courts-and-tribunals/courts/hearing-lists/list-appeal-civil.htm

On the HMCS justice court of appeal web site earlier today it gave the time and todays date and the court room it was being held in today? and the judges.

Thanks DX . Wouldnt it be better to try and fend them off so they return it to OC with the prove it letter and cputr 2008 rather than waiting to get court claim ? or use that if and when court claim comes thanks max

Letter off HL Legal now. Should i ignore them as well or send the in dispute letter? Is that the same as the prove it letter . Thanks max

Hi checked my credit file and every month capquest slap another 100 on the balance that they bought from BOS. Can they do this or is it to inflate the balance so if and when they sell it on it looks more attractive? thanks max

Thanks dx should i just ignore as usual. Is the brandon case going to be next week?

Recived another letter from Capquest saying that prior to the start of legal proceedings they have checked and iv got no ccj"s against me and that if a judgment is awarded against me it can be very damaging. They have given me 14 days to get in touch befor the account moves to litigation. thanks maxedout

Hi, its been passed to Capquest now for collection ignored the phone calls and one letter so far should i carry on and ignore until they give it to HL LEGAL then give them the bad news that Halifax have confirmed in writing they cant produce a recon ? Then bit later ask them under CP 2008 to confirm have they or they client got one ? thanks Maxedout.

Hi babydoll. Same here with capquest and marbles. They told me mine was on hold while they look into complaint but still sticking charges on about 300 on default amount in about four months. Maybe if they inflate the amount owed when they sell it on they get a better price ? sell for same % but on larger debt.

Who should I question about them looking at my credit file and is there any way of finding out why they looked at it? S:ould I phone them and ask ? Thanks max

On checking my credit file Spectrum Investigation have been checking it without any permission off myself . I would think this is for the Halifax . Has anyone had any dealings with this crowd . thanks Maxedout.