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    • So, why do DVLA (via that leaflet) say that S.88 MAY allow a driver to be treated as if they have a valid licence (after an application that discloses a medical condition) ?
    • Thanks for that, Bazza. It sheds some more light on things but I’m still by no means sure of the OP’s father’s likelihood of successfully defending the charge. This in particular from the guidance stands out me: He does not meet all the s88 criteria. S88 is clear and unambiguous: It makes no provision for either the driver or a medical professional to make a judgement on his fitness to drive under s88. S92(4) and the June 2013 guidance you mention defines in what circumstances the SoS must issue a licence. It does no modify s88 in any way. However, delving further I have noticed that the DVLA provides a service where the driver can enter a relevant medical condition to obtain the correct documentation to apply for a licence: https://www.gov.uk/health-conditions-and-driving/find-condition-online I haven’t followed this through because I don’ have the answers that the OP’s father would give to the questions they will ask and in any case it requires the input of personal information and I don’t want to cause complications with my driving licence. It is possible, however, that the end result (apart from providing the necessary forms) is a “Yes/No” answer to whether the driver can continue to drive (courtesy of s88). With that in mind, I should think at  the very least the OP’s father should have completed that process but there is no mention that he has. The Sleep Apnoea Trust gives some useful guidance on driving and SA: https://sleep-apnoea-trust.org/driving-and-sleep-apnoea/detailed-guidance-to-uk-drivers-with-sleep-apnoea/ I know nothing about SA at all and found It interesting to learn that there are various “grades” of the condition. But the significant thing which struck me is that it is only the least trivial version that does not require a driver to report his condition to the DVLA. But more significant than that is that the SA Trust makes no mention of continuing to drive once the condition has been reported. The danger here is that the court will simply deconstruct s88 and reach the same conclusion that I have. I accept, having looked at the DVLA guidance, that there may be (as far as they are concerned) scope for s88 to apply contrary to the conditions stated in the legislation. Firstly, we don’ know whether there is and secondly we don’t know whether the OP’s father would qualify to take advantage of it. Of course he could argue that he need no have reported his condition. The SA trust certainly emphasises that the condition should not be reported until a formal detailed diagnosis is obtained. But the fact is he did report it. As soon as he does that, as far as I can see,  s88 is no longer available to him. Certainly as it stands I maintain my opinion that he was not allowed to continue driving under s88. The only way I would change this is to see the end result of the DVLA exercise I mentioned above. If that said he could continue driving he would have a defence to the charge. Without it I am not confident.  
    • Americans are already keen on UK-made coins, and the Mint said it has seen a 118 per cent increase in sales to the US since 2022.View the full article
    • Right, my friend has just called me. He has indeed had to cancel bookings in the past from his end. There is a specific number for Booking.com that he calls.   After that Booking.com jump into action and contact you re refund and/or alternative accommodation. I suppose it's all logical - the party cancelling the booking has to inform Booking.com. So the gite owner needs to contact Booking.com on the cancellation number.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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More for getting my own thoughts straight on defective D/N's

 

I understand that the DN must specify a date for settlement and not "28 days ( or whatever) from the date of this letter.

 

So, if a DN is deficient and defective can any DCA be told to get knotted on this or should it be initially via the CCA route/"Bemused" letter? and presumably it is not a good idea to tell the OC that their DN is rubbish? perhaps, if it ever gets that far, to wave it in Court?

 

In addition, I presume that being sent a specimen pro- forma DN letter, with no specific personal details, never mind exactitude of dates is also to be regarded as worthless?

 

Sorry if this appears silly questions, I am preparing a flow chart guide and want to get all aspects covered, I am very comfortable with CCA, bemused, defaulted, and all the other template letters so helpfully found here

 

Many thanks

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A year ago, and more, Cabot picked up on some CC and one loan accounts

 

on one of these ( Monument) they were sent a CCA which they maintain was a payment ( despite the letter etc)

 

Next, a Morgan Stanley, for which they supplied only an application form

 

The remainder are a Halifax loan and a Visa, both of which had CCA's sent to Blair Oliver & Scot way back in 2007 and no result. Indeed the Halifax Visa has been to nearly all the DCA's all of whom have passed it on

 

I have also received "Reproductions of deeds of assignment" to Cabot obviously manufactured at Cabot. Summer 2008_

 

Now a year and more on, Cabot have sent a lot more paperwork ( including the T & C etc that were requested over a year ago and more)

 

All of the Card papers are application forms or reservation forms and the T & C are not applicable to the date of issue and are many sheeted copies

 

I am concerned that after so long with the many CCA to original DCA etc that Cabot can now provide so much paperwork, most of which is probably

not enforceable, when such aperiod of time has elapsed and, as said the original people approached, ignored, and defaulted on CCA's ( including at that time the 30 day section)

 

I would apprreciate some guidance on best response now ro Cabot, I have written to them a year ago advising their unlawful interventions, fasilure to provide etc |( at the time)

 

Thanks

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All you can do is write and advise (by rec. delivery) them that this matter is getting very tiresome after so long and although they've sent various bits of papework through the post.... these are clearly application forms; containing no prescribed terms and therefore, unenforceable. Unfortunately, the time scales mean nothing in the real world.

 

This is unlikely to make any difference to Cabot; who seem intent on pursuing everyone at the moment. If it does get to court however, you'd have a complete defence. Although they know this, they normally keep up the pressure in the hope that you'll give up and cave in.

 

I'm dealing with Cabot myself, but they've sent nothing so far.... which gives a slightly different scenario from yours. It's been going on for over a year though. :rolleyes:

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I would get very blunt with them. Here is the heading a wrote to robinson way with:

 

KINDLY PROVIDE DEFINITIVE PROOF OF A MATTER TO DISCUSS, TAKE ME TO COURT OR STOP HARASSING ME

 

At that point they have nothing left to threaten you with

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I would get very blunt with them. Here is the heading a wrote to robinson way with:

 

KINDLY PROVIDE DEFINITIVE PROOF OF A MATTER TO DISCUSS, TAKE ME TO COURT OR STOP HARASSING ME

 

At that point they have nothing left to threaten you with

 

 

Cabot will claim that they're not "harrassing".... since it's been their first contact in a year. Whether they take a person to court or not seems to depend on what side of the stone they've crawled out from under on a particular day, rather than the enforceability of any paperwork they may/may not have though...

 

Cabot are a strange bunch and will go out of their way to appear polite and agreeable on paper. That's been my experience anyway.

 

Doesn't mean they're gonna get any money though.... lol

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Cabot will claim that they're not "harrassing".... since it's been their first contact in a year. Whether they take a person to court or not seems to depend on what side of the stone they've crawled out from under on a particular day, rather than the enforceability of any paperwork they may/may not have though...

 

Cabot are a strange bunch and will go out of their way to appear polite and agreeable on paper. That's been my experience anyway.

 

Doesn't mean they're gonna get any money though.... lol

 

maybe I just got lucky with the stone then.

 

Dont you just get pig stick of the dross though? I know I have. My view now with all of them - must be about 10 altogether - is oh for god sake either grow a spine and take me to court (and lose) or just admit you are useless and go away.

 

Unsurprisingly all have proven useless thus far.

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maybe I just got lucky with the stone then.

 

Dont you just get pig stick of the dross though? I know I have. My view now with all of them - must be about 10 altogether - is oh for god sake either grow a spine and take me to court (and lose) or just admit you are useless and go away.

 

Unsurprisingly all have proven useless thus far.

 

Yep... all of mine have been useless too. That goes for the company, their "clients" and their clients' clients.... lol :D

 

What a load of bowlarks eh?

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Thank you all for your thoughts and helpful remarks.

 

I am of the opinion that probably all of what they are involving themselves in are unenforceable for a variety of reasons, and they were sent very strong letters to the effect of you are third party intervention in a matter which is still in dispute, you are out of time etc etc.

 

As you say, perfectly polite( so far) replies of a very long winded kind, the latest, this week a yesr on, now tells me that this is the final response from Customer relations, and I should/must contact the vultures within 14 days to discuss payments.

 

In a pigs ear! They will get a short sharp note with copies of the letters sent telling them to foxtrot O and why !

 

Disnt I see that Cabot are having problems?

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ken should stick to his swimming pool!

 

Thank you all for your thoughts and helpful remarks.

 

I am of the opinion that probably all of what they are involving themselves in are unenforceable for a variety of reasons, and they were sent very strong letters to the effect of you are third party intervention in a matter which is still in dispute, you are out of time etc etc.

 

As you say, perfectly polite( so far) replies of a very long winded kind, the latest, this week a yesr on, now tells me that this is the final response from Customer relations, and I should/must contact the vultures within 14 days to discuss payments.

 

In a pigs ear! They will get a short sharp note with copies of the letters sent telling them to foxtrot O and why !

 

Disnt I see that Cabot are having problems? only if you count a £6M loss as a problem:D:D:D:D

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So basically, the CCA's that they have been served and provided application forms or similar are still in default of a CCA and where they have joined in on a CCA with another ( defaulted) they are not permitted to pursue?

 

If they do not supply documents under a cca request then they remain in default and may not carry out collection activities until the default under 78(6) is rectified.

 

so the simple answer is YES

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agree vengeancedemon, after receiving yet another missive from crapbot about how they are going to continue to harrass and annoy me, i finally rang them and asked them quite politely to put up or shut up.. they have been adding interest to my account even when i was paying them told them 2 years ago to put it before a court, but no. they continued to rack up the interest, in effect trebling the original debt, i have had enough of them.. the threat monkey was quite upset after my rant.. 'im only trying to help'.. yeah well give the correct paperwork or put it before a court and explain your companies actions...

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Being pedantic/belt and braces/thick

 

If original DCA who has been sent the CCA 1974 has NOT responded/responded correctly, and ANO i.e Craprot interceed even to the extent of providing some paperwork then section 78(6) applies to cabot and they can be told to FO?

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Thank you very much, sorry to appear a bit dim, but, well, it can be a bit fraught sometimes.

 

I shall refer them to section 78(6) if neccessary, any other sections of this Act?

I shall remeind them of DPA s10, Admin of J s 40, Pro from Harass (1997) s1-2

 

I appreciate that OFT, Info Comm and FSA are useless, but are Trading Standards eyeing these vermin?

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Trading Standards are not keeping an eye on anything - they only get involved if you make a complaint to them. The OFT are monitoring some DCAs so it is always worth reporting any infringement of their guidelines to to them.

Every report to them is another nail in th DCAs coffins and could lead to a heavy fine or a lss of licence.

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