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  1. More for getting my own thoughts straight on defective D/N's I understand that the DN must specify a date for settlement and not "28 days ( or whatever) from the date of this letter. So, if a DN is deficient and defective can any DCA be told to get knotted on this or should it be initially via the CCA route/"Bemused" letter? and presumably it is not a good idea to tell the OC that their DN is rubbish? perhaps, if it ever gets that far, to wave it in Court? In addition, I presume that being sent a specimen pro- forma DN letter, with no specific personal details, never mind exactitude of dates is also to be regarded as worthless? Sorry if this appears silly questions, I am preparing a flow chart guide and want to get all aspects covered, I am very comfortable with CCA, bemused, defaulted, and all the other template letters so helpfully found here Many thanks
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