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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • SPM87
      Advice and insight please

      By SPM87 · Posted

      I posted a couple of years ago about our debt situation and have been trying to pay off our debt as best we can. It is a possibility I maybe made redundant in a few months time, so I am trying to find out everything I can about what happens in today’s world when you can’t pay. I keep finding conflicting advice on various sites so I wanted to post this quote to get thoughts. It claims basically that the dca will likely get enforceable documents these days and therefore it’s likely you will have to pay dca at some point during the 6 year process.    on here I read a lot of comments assuming the exact opposite of this. A lot of the threads on here state the beginning of the process but I never see conclusive stuff about what happened from start to finish to get insight into whether debts post 2015 have been enforced etc. I hear a lot here not to pay dca companies but most my debts are post 2015 debts I am all up to date on our debts but if I lose my job it is likely I’ll end up where I tried to avoid in the first place. Which is destroying our files and dealing with DCA. I’ll post it below so you can see what I mean.   It is likely that any debts incurred after 2007 will end up with all the documentation being provided and being enforceable. Therefore you should use the time while awaiting responses going through your Income & Expenditure and considering any possiblity of making a full and final settlement. It can take a number of months to reach the stage of a hearing date and exchange of witness statements and normally you would be able to settle or come to an arrangement to pay before the court hearing, once documents have been provided, although this isn’t guaranteed.
    • dx100uk
      Judge & Priestly

      By dx100uk · Posted

      depends who said sols state their client is. IDRWW vis~IDR(worldWide) are a debt collector regulated & registered in the UK & USA    they are not solicitors. they use various 'for hire' - here use our letterhead paper tiger solicitors. its just a case of who's stupid enough to join their folly. IDR law used to be their fav but they lost do much money, they broke ties after almost being struck off and now do Will/Probate disputes only. IDR Legal are their sols wing. moriarty law Judge and priestly Taheel - a foreign DCA that use absolutely any trick in the book to extort money even pretending to be any of the above inc being the bank themselves in phone calls.           
    • dx100uk
      ENBD/IDRWW/IDR Legal - letter of claim now statutory demand

      By dx100uk · Posted

      And? dx  
    • dx100uk
      UAE debt IDR - Letter Of Claim

      By dx100uk · Posted

      AND? dx  
    • dx100uk
      IDR Letter of claim for Dubai Debt ive been paying directly to the bank for years - why are they sending this?

      By dx100uk · Posted

      And? dx  

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Hfo capital limited

tony c

By tony c
in Financial Legal Issues

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dadofholly

dadofholly

Posted
Posted
they sent the original claim and judgement in the post so by my reckoning tomorrow or fri we should have them, i cant see why they didnt have copies of the said docs but the clerk of the court was adamant they didnt so we will see in the morning.

 

Was this Wandsworth Court?

They have sent you the originals - and they - the court - have NOT kept any copies?

Or am i reading this wrong

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dadofholly

dadofholly

Posted
Posted (edited)
ok DB will do just spoke to a barrister friend of mine and she is on about the set aside as well will let you know what happens

 

Could you not ask this friend to give you advice about your rights to the court Docs?

 

the N244link3.gif form am waiting for the original claim form from the courts to decide the next course of action

 

This was posted on the 28th October - what was the N244 form for again?

Waiting for original form from court - This was 21 days ago.

 

Think i will be following SG1 on this - i have come over all Theo wotsit after re-reading this thread.

Edited by dadofholly
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tony c

tony c

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went to the bank yesterday as an annonymous £100 pound was taken from the misses account asked the bank clerk who took it and to our surprise it was HFO, now i was under the illusion that HFO couldnt take money out of the account until all this was sorted with the courts, this was the original agreement that the misses set up with HFO when she was in contact with them i said before in one of the posts that she phoned them as soon as we got a letter from HFO that she tried to arrange a payment plan with them, this they accepted but stated that the payments were entirley VOLUNTARY this was on the 5th of oct and the misses then gave them the bank details for payment of £100 pounds every month to come out on the 15thof every month, now if they have accepted this which they have and we have the letter havnt they entered into an agreement and by going the route they have now taken are they in default by going to court to get the whole 18k in one lump sum. i didnt think that once they accepted £100 pounds monthly they could chop and change how they recovered the money.

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coledog

coledog

Posted
Posted

Morning all

 

The £100 is probably the original Direct Debit set up and no one has stopped it. If this ever gets anywhere near a judge you can explain all this.

 

Without any more concrete information from you - it is not easy to offer advice, I am afraid.

Please support CAG and they will support you.

donate

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tony c

tony c

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donkey the 18k is frozen not the account i explained this mate sorry if that sounds rude but am ****ed of that no post has turned up yet was on to the courts all day yesterday

and its only 6 days till the hearing

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DonkeyB

DonkeyB

Posted
Posted
donkey the 18k is frozen not the account i explained this mate sorry if that sounds rude but am ****ed of that no post has turned up yet was on to the courts all day yesterday

and its only 6 days till the hearing

 

This can’t be right. Sorry, mate, this kind of thing doesn’t just happen – something’s going on here. Why is your other half not actually going to the court and getting copies of these documents? Is there something she’s hiding? This is a serious situation, and it is not being dealt with properly. Going to the court would sort it out.

 

Frankly, this is getting ridiculous.

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tony c

tony c

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what more can i do went down there to get the claim form and judgement they said its been posted i cant make the post hurry up i aint being rude am being totally honest with everyone on here this aint no game its far from it if you feel you dont want to help then fine i cant make you am getting a bit irate at the remarks that are coming my way, ias i said i am being totally honest about this and so is the misses, now when i get the docs i will put them on here and if you want to advise that would be good if you dont then thats fine, my appology if this sounds ungrateful but its hard not being ****ed off.

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tony c

tony c

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no the hearing on the 26th is to see if hfo can get the whole 18k in one go didnt send off the n244 form as a few people on here said not to do it as they aint seen the original claim and judgement as hfo might not actually own the debt and the fact we didnt recieve the said claim so am waiting for the postman to deliver it, which is takin a friggin age.

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DonkeyB

DonkeyB

Posted
Posted
donkey b i have just checked the companies house web page and HFO CAPITAL the ones taking us to court ARE NOT LISTED but HFO SERVICES are is this right ????/

 

HFO Capital Ltd is an Irish company, so won’t be at Companies House.

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dadofholly

dadofholly

Posted
Posted (edited)
what more can i do went down there to get the claim form and judgement they said its been posted i cant make the post hurry up i aint being rude am being totally honest with everyone on here this aint no game its far from it if you feel you dont want to help then fine i cant make you am getting a bit irate at the remarks that are coming my way, ias i said i am being totally honest about this and so is the misses, now when i get the docs i will put them on here and if you want to advise that would be good if you dont then thats fine, my appology if this sounds ungrateful but its hard not being ****ed off.

 

Have you asked the court what address they claim to have sent the docs too? have you not moved somewhere along the line since this process started?

 

If they are "sending" these docs to the correct - current - address it would take 2/3 days max. Its been over 3 weeks.

Edited by dadofholly
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