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mbna cc fraud-thief - arrows now issued claim form***Claim Dismissed***


geord1e
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Thanks

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  • 5 months later...
  • Replies 148
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  • 3 years later...

hi guys

 

Just an apdate

 

 

i received a notice from the county court buisness centre saying they had ruled in favour of arrow global as i failed to attend court.

 

I had no letters or summons

i thought all this had gone away

 

 

the debt is now £7000+ with costs,

 

 

contacted the county court buisness centre

 

 

they said they will put a 40 day hold on things and

 

 

asked me to send copies of all previous letters i have sent to arrow global and their solicitors.

 

 

I have sent copies to all three by registered letter 4 weeks ago

 

 

i havent heard back from them yet but will keep you guys updated.

once again thanks

geord1e

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hi dx

im sorry im not quite sure what you mean by claim form.

 

i completed a form asking me what i was asking for in regards to the judgement

 

 

and a form to waive the cost of the court fees

 

 

along with 3 month bank statement and payslips.

 

thanks for the quick reply much appreciated

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so you've filled out an N244?

 

 

if you've not moved since all this was going on before

arrows are well aware of your address

 

 

so

they must have srved the claimform to another address?

 

 

that's a perfect seta side reason.

 

 

tell us what has happened and what forms you have filled out.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hi dx

yes i filled out the N244 form and

 

 

asked for the judgement to be set aside as i wasnt responsible for the debt a

 

 

nd sent evidence that someone had been convicted of the theft

 

i aked for my application to be dealt with a a hearing

 

 

and filled in a form to waive the hearing fee as im on a low income

 

geord1e

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ideally this would have been nice to of gotten to court

 

 

you could sue the hind legs off of everyone.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ideally this would have been nice to of gotten to court

 

 

you could sue the hind legs off of everyone.

 

 

dx

wont i have to go to court ? asked i asked for a hearing.

can the court make a descision without me having to attend ?

geord1e

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why?

 

 

you have a chance of getting this sorted once and for all

and probably get compo out of numerous people

inc MBNA

 

 

that you wont get if you cant be in court to state your case.

 

 

even if the set aside is successful.

 

 

I bet they'll try again

as it simply resets it back to before the claim.

 

 

you REALLY need to nail this

 

 

you have been 'wronged' for years

and have been hassled and fleeced on it

through no fault of your own.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hi dx

yeah this has been going on now since 2009 and its taking its toll on the wife

 

 

shes terrified bailifs are going to turn up.

 

and its about time it was stopped and im more than willing to attend court to state my case.

 

when you say they will try again if the set aside is successful,

 

 

is there the possability that they will stop the claim.?

 

thanks dx

 

geord1e

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please tell your wife to put ALL thoughts of bailiff's out of her head

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

hi guys

just a quick update , i have eventualy got a court date set for 24th april it has been a long hard struggle and just like to say a big thank you to all those on the forum who have helped me through this i will keep everyone updated on the outcome onence again thanks

..geordie..

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Not long to go then Geordie. Best of luck and look forward to an update.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 4 months later...

hi guys sorry there was no update in april the reason was that arrow global appliede for a charging order against the house

 

 

just before the april court date i managed to get the charging order and the debt put together at my local cour

 

 

t and the date is tuesday the 4th of august so

 

 

i will let you guys know the outcome on tuesday once again guys thanks for all the help geord1e

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Oh dear, sorry to hear this, Geordie. Best of luck and please let us know the outcome.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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thanks citizenB, just out of curiosty i have paid over £500 now to the solicitor handling my case, if the case is found in my favour can i get that money back. thanks geord1e

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hi guys

just like to update everyone,

i was in court yesterday and the judgement was found in my favour

i no longer owe arrow global a penny and the charging order was to be removed immediately,

he remarked that it should never have came to court and that the paperwork arrow relied upon was a total mess

and was meant to confuse and intimidate me but he had no problem understanding it,

he has set another date in court in september as he said he was sure mbna actually owe me money

he thinks its somewhere around about £1200 but needs the ombudsman to give him an exact figure,

to be totaly honest i dont give a hoot about the £1200

this has just been like a millstone around our necks and i am just overjoyed that afyer 6 years it has finally came to an end,

i would just like to say a MASSIVE thanks to everyone on the forum for the help,

advice and support i received over the years from everyone on here

without the support and encouragement i think i would have gave up a long time ago,

if i can help anyone in anyway or even just give them a bit of moral support

i am more than happy to do so, once again guys thanks to you all...

....geordie.....

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hey great result

but that's the way it should have been dealt with years ago.

 

 

you say the judge made ref to MBNA and monies they owe you?

 

 

whats this in relation too? compo?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hi dx

from what i was to understand it was money i had overpaid mbna due to mbna asking me to "keep up the repayments on the debt to stop my credit rating being blacklisted" and that was from september 2009 when the money was stolen untill they sold the debt on to arrow in december 2010 my solicitor said he will be asking the judge to award me costs in relation to his fee and money i had paid out dealing with arrow

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brill good man

don't forget interest at THEIR RATE>

 

 

and you will be entitled to 8% ontop of that figure too

 

 

use the CISHEET at the int rate cell d15

and input every payment on its own row,

 

 

then take the total that sheet gives

and pop it in the statint sheet as a whole figure

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?330996-Latest-Spreadsheets-PPI-Claims-and-Charges-Claims-Dec-2011

 

 

think that's right

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thread title amended to reflect the outcome.

 

Well done geord1e....nice result.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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