Pursuing me while under SAR

[Giveitblackmore]

Am I right or wrong in assuming that a bank cant pursue you while it is under a SAR?

 

Ta

 

GIB

[silverfox1961]

HI, Afraid you are wrong.

A SAR is just a legal request for information.

If however you have put in a claim for repayment of charges/PPI then they shouldn't be chasing till it is resolved

[harrassed senior]

or if you have previously put the account into dispute for some reason.

[twoman]

Hi,How do put a claim in for ppi and unfair charges?

[silverfox1961]

Once you have your statements back you can work out the charges they have levied. You just send them a letter asking for them back(with interest). This only applies to credit cards and loans. At the moment it is virtually pointless going after overdraft charges.

Don't forget, you can only reclaim charges you have actually paid.

If you think you have been mis-sold PPI, claim that back.

Here is a letter for the charges:

http://www.consumerforums.com/resources/templates-library/48-bank-templates/121-bookworm

I can't seem to locate a PPI letter

[twoman]

SF,

How do i stand if the agreement is unenforceable and dispute it.

Can the charges still be reclaimed and would this not consitute an admittance of me owing the debt.

Also i am missing several years of statements from 2000 - 2004 which may also have charges,can i request these statements?

[Giveitblackmore]

Once you have your statements back you can work out the charges they have levied. You just send them a letter asking for them back(with interest). This only applies to credit cards and loans. At the moment it is virtually pointless going after overdraft charges.

Don't forget, you can only reclaim charges you have actually paid.

If you think you have been mis-sold PPI, claim that back.

Here is a letter for the charges:

http://www.consumerforums.com/resources/templates-library/48-bank-templates/121-bookworm

I can't seem to locate a PPI letter

 

Thanks Silver Fox - I know this is an ever changing issue but I was advised in here to give an SAR to the bank even though this is for my bank account and charge card. Is there no point in examining the statements (if I ever get them!)

 

Thanks

 

GIB