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    • That sounds pretty good. My only concern is the bit about the cease and desist letter to Excel, please wait for the guys to comment on your letter. HB
    • No mention of Schedule 4 of POFA = Only the driver is liable, not the keeper. Simply don't tell them who the driver is, which means  don't appeal. From a quick search of the site, yours is the first case I can see with Carparksecurities we've seen here so it'd be excellent if you keep up to date and engage with this thread. General advice is to ignore everything until / unless you ever get a letter of claim.
    • So I am now in receipt of a second Letter of Claim this time from DCBL although their letter head now says " DCBLegal"  😱 Now I'm guessing one response to a letter of claim is sufficient and I could ignore this but having been inspired by other snotty letters I wanted to have another bash at one. How does this sound? Dear Lackeys of Company with Unconscionable Morals, Thank you ever so much for gracing me with yet another Letter Before Claim on behalf of Excel Parking Services. How many of these delightful missives do you plan on sending before you muster the courage to follow through on your threats to take me to court? Just so we're clear, here is the response (in italics by that I mean the slanted text below) I previously sent to Excel’s Letter Before Claim, in case your attention to detail is as lacking as I suspect: I am currently 2-0 up in terms of Small Claims Court proceedings and I look forward to the opportunity to claim a hat trick, this case being more straightforward than my previous two. I will be asking the court for an unreasonable costs order under CPR 27.14(2)(g) due to your conduct over this absurd claim. Despite my best efforts, you continue to assert that I have breached your terms. However, I cannot breach terms that I was not present to accept. Have you even read my initial response? I suggest you review it thoroughly and save yourself some money. Additionally, please refer to section 13 of the IPC Code of Practice, 2023 edition. I eagerly await your deafening silence. Remarkably, I haven't heard a peep from Excel since my response; instead, they've passed the baton to you to perform this tiresome routine once more. Consider this my official notice that I am sending a cease and desist letter to Excel Parking Services. Their relentless hounding has crossed the line into clear harassment. Any further demands for payment from you, as Excel's lackeys, will be regarded as nothing more than shameless acts of intimidation and harassment. I now look forward to the deafening sound of your silence. Yours sincerely,
    • Personally I'd go to it and object for the sake of it. They have to attend anyway so I can't see you being liable for any costs or anything (if they try to ask for attendance costs, just say that firstly it is their application, secondly it is from their own making, thirdly that they would have to come anyway so you shouldn't need to bear their costs.   When you turn up you should object on the basis that the witness has been in office since the time of the order, and could have done their witnes statement in advance of their AL. Their poor planning is not your fault, 7 days is too rushed for you as a LIP and there is no good reason that a company can't organise itself to sort WX in time. Also they say finalise so they already have something, its not like thye have nothing. Their amendments cannot be so important if they are being added so late.   see what @AndyOrch says but that's my thoughts  
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HFO/Turnball Rutherford V's HF whO? - Court Claim Form Received!


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Hello,

]I do have the same case

I've got a claim form from Northampton Court Bulk centre, claiming total amount of £290 including:l amount claimed £225, Court Fee £15.00, Solicitor's costs 50.00, if I don't pay them I will get a CCJ. But when I called them they said that owe them £900 on the top of this. They said they purchased my debt from City Bank - I had a credit card and have not being contacted in the last 2-3 years regarding this.

If I have to scan the paperwork I will.

I just want to know what is the next step after sending the letters?

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That letter from Sainsbury’s has the same typo that HFO put on all the NoAs they make up - ‘effect’ when they should use ‘affect’ in the last para. They are illiterate idiots.

 

You must contact Sainsbury’s and ask in writing for notification of exactly when and to which company they sold the account. You may get a surprise.

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  • 2 weeks later...
Look what turned up out of the blue?

 

Never requested this and yet over two years late it turns up in my letterbox.

 

Very interesting indeed and now the question is HFO, can you back this up with hard evidence because I am 100% sure that this is not genuine. I guess time will prove me right or wrong.

 

 

ScannedImage-1.jpg

 

 

Its quite remarkable that the format and wording is exactly the same as the BC NoA's except the diff between the HFOC's and addys.

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This is alleged to have been signed by the person who sent it. I very much doubt this. You must contact them and find out if this is a genuine signature. It is not PP's do it purports to be genuine. It is, as you say, clearly an HFO-reconstruction (they always use 'effect' when it should be 'affect, as mentioned earlier). This has alarming similarities to VJohn's case, where HFO appeared to, er, mimic (shall we say) the signature of a Barclaycard employee. We're getting into interesting territory here.

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Send a copy to Sainburys and ask them if they wrote it, whatever they reply with, its a win, win situation.

 

You are up against the most stupid DCA ever...........

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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" Its quite remarkable that the format and wording is exactly the same as the BC NoA's except the diff between the HFOC's and addys. "

 

and Morgan Stanley, M&S, Citi bank, Welcome and others

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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They love screwing up, the claimant on the claim form is HFO Capital, stating an address where they are not registered, they are based in Dublin, yet in the POC the Claimant is HFO Services a completely different company and to top it off neither bought the debt, do you have a copy of the NoA.

 

..........people who write out the documents have the same IQ level as those who ride on the outside and roofs of trains and build commonwelth games stadiums !!!

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" Its quite remarkable that the format and wording is exactly the same as the BC NoA's except the diff between the HFOC's and addys. "

 

and Morgan Stanley, M&S, Citi bank, Welcome and others

 

Yeah great isnt it BA, this is going to be a killer in Court fro me when I CX them on the day. If they turn up that is !!

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HFO tried to recruit me a few years ago, I refused to be 'telephone interviewed' and give 'detailed personal information' to them and told them I was in so much debt anyway that I couldn't work in the finance sector as I wouldn't pass a credit check. That was just after I found CAG.

 

They haven't darkened my doorstep but there is still time, I had a card for an old tenant at the old address (landlords brother, now moving back into the property!) which I still have from First Logistics Direct....

 

I seriously believe that the Northampton Bulk Court should NOT be abused in the way HFO/Turnbull Rutherford, Bryan Carter and the other 'solicitors for rent' as I term them do...

 

Good luck with your day in court, sadly though like Uncle Bryan I am sure you will get a Notice of Discontinuance just before the hearing, if not on the day.

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Sillygirl - 'First Direct Logistics' could be Roxburgh or HFO. You are reasonably safe if they don't have a phone number - they found my personal mobile from somewhere and I don't know where. Just check your credit file in case they buy up any old debts. They think they are clever but they are not really.

Please support CAG and they will support you.

donate

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HFO tried to recruit me a few years ago, I refused to be 'telephone interviewed' and give 'detailed personal information' to them and told them I was in so much debt anyway that I couldn't work in the finance sector as I wouldn't pass a credit check. That was just after I found CAG.

 

They haven't darkened my doorstep but there is still time, I had a card for an old tenant at the old address (landlords brother, now moving back into the property!) which I still have from First Logistics Direct....

 

I seriously believe that the Northampton Bulk Court should NOT be abused in the way HFO/Turnbull Rutherford, Bryan Carter and the other 'solicitors for rent' as I term them do...

 

Good luck with your day in court, sadly though like Uncle Bryan I am sure you will get a Notice of Discontinuance just before the hearing, if not on the day.

 

Thanks SG.............actually looking forward to going...........a morning out !!

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Sadly, loanbuster, judges very often take no notice of such issues. Always best to stick to points of law, and use their underhand tactics to subtly blacken (even more) their already sullied character.

 

That is what my case is built on DB, strict statutes and points of law. They cannot win. If a DJ upheld the CCJ and ICO etc, it'd be a case of straight down the MOJ and COA. This particular Court in London is arrarently well aware of thier tactics, and they have hoodwinked the Judge on a few occasions. the evidence is undisputable. Very similar circumstances to VJ's victory.

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First Direct Logistics was used by HFO only, AFAIK. All the references on the cards that we know of related to HFO accounts. FDL is a Concilian Group company – the group comprises:

 

Roxburghe (UK) Ltd (UK)

HFO Capital Ltd (Cayman – inactive)

HFO Capital Ltd (Ireland)

HFO (UK) Holdings Ltd (UK)

HFO Services Ltd (UK)

First Direct Logistics Ltd (UK)

Express Letter Delivery Ltd (oops... annual return overdue!) (UK)

 

Such a tangled web.

 

Interestingly, there’s also a NI-based First Direct Logistics which has just been closed down. Don’t know if it was related.

 

Attached is a copy of Roxburghe’s latest accounts, which is an interesting read.

Roxburghe Accts.pdf

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They can,t discontinue........

HFO tried to recruit me a few years ago, I refused to be 'telephone interviewed' and give 'detailed personal information' to them and told them I was in so much debt anyway that I couldn't work in the finance sector as I wouldn't pass a credit check. That was just after I found CAG.

 

They haven't darkened my doorstep but there is still time, I had a card for an old tenant at the old address (landlords brother, now moving back into the property!) which I still have from First Logistics Direct....

 

I seriously believe that the Northampton Bulk Court should NOT be abused in the way HFO/Turnbull Rutherford, Bryan Carter and the other 'solicitors for rent' as I term them do...

 

Good luck with your day in court, sadly though like Uncle Bryan I am sure you will get a Notice of Discontinuance just before the hearing, if not on the day.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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  • 2 months later...

Anything doing here, HFWho?

 

Just noticed something interesting on your letter from Sainsbury’s – you know, the one that came out of the blue.

 

I can prove it was recreated by HFO and contains a lie – they are claiming something happened that could not possibly have happened.

 

They claim that, on 16 July 2008, Sainsbury’s sold your account to HFO Capital Ltd, a company incorporated in Ireland.

 

I don’t think so. HFO Capital Ireland was not incorporated until 17 September 2008, as Salaka Ltd. It did not change its name to HFO Capital Ltd until November 2008.

 

So as well as not having registered with the ICO, they bought something when they did not exist! Marvellous!

 

What is the current status of the claim?

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