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yes agreed

 

not unusual sadly as many people supposedly hear of their mates doing it and getting away with it, sadly they don't and get heavily hit later in life, and as advised, sometimes even jail.

it's classed as fraud.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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also please.. If I take this to court and represent myself which court do I use and how do I start?

 

 

Hi kevdod. if you are talking about taking the finance company to court. i would say not to. they have done nothing wrong. and you will have to also pay there costs. it is a very sad situation your brother has put you in and the cheapest way is to get him into a small claims. but it only has a limit of £5000.

 

does he own his home or car

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Hi CCTV,

Yes he owns his own home, his liquidator has been great, he says none of the vans where on

his final accounts, seems like he sold them around aug-Nov 2007 then folded in April 08 so liquidator knows nothing of them

and the finance that went with them, 2 vans we know where paid off in Aug 07 but I paid him 12k in Nov 07 and that was not paid into the account

where £7866 was left outstanding.

The liquidator as I say has told me as much as he can but as he says as my brother is his client he has to tread carefull, he is though

quite upset at my predicament and sympathetic and advising best he can.

I realise that I would struggle against the deep pockets of finance company.

considering taking brother to court but was told small claims was maximum £1000?

Regards

Kev

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nope £5k

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Hi Kev

I have come across this while searching for help myself.

The same thing is happening to me right now.

I bought a van in June 2009 and now Haydock Finance Ltd have made a claim on it.

I am the 2nd registered keeper since the company that they leased it to was disolved in 2008 but they claim they couldn't find it.

They knew I was the registered keeper one year ago but say that they couldn't contact me but I have had the same address, phone numbers, NI number etc. for years.

I also ran a check before I bought it and it came up clear, can you let me know who you checked yours with please?

Dave

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  • 2 months later...

Where do you get this figure from ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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You need to look at the charges for Small Claims as they are on a sliding scale dependent on the value of your claim - see this link

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/ex50_e.pdf

 

PT

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