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    • You need a back up plan. If you believe that redundancy is very likely, start looking at other employment options.  Don't leave it until you have been made redundant before looking for new employment. I regularly speak to people who have been made redundant and about mental health. Those who have a positive plan, get into employment quickly following redundancy and manage to maintain their finances. Those who don't have a plan, decide to accept redundancy and a period of unemployment. They end up in a downward spiral, with redundancy money spent, debts accumulated, mental health decline and difficulty finding new employment.  
    • Interested observer here as I'm in a similar situation. People become conditioned into seeking and maintaining a perfect credit score/file, but if your situation is that you're unlikely to obtain further credit for the foreseeable future anyway due to your other outstanding debts, then tanking your credit file now won't make a difference other than you've took back control of your finances.
    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
    • Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
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£1567 Eon bill for 6 months electric?? Please HELP


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Hi - in short my husband and I have just been informed by Eon, by letter, that we are £1567 in debit on our electric account. In December 2009 we were paying by direct debit and our account was over £500 in CREDIT. They wrote to us informing us that they were reducing our direct debit payments to £37. We have continued to pay this amount since Dec 2009. However by March 2010 this account had gone to £467 in debit and our last bill has gone to £1567 in debit. Now I know I like a nice hot bath and the water needs to be heated to do this but I live in a flat, my husband and I are both full time professional working people and we have no children. My husband is attempting to contact them currently and they say they are 'looking into the account to come up with a suitable outcome to suit all'. My query is - how on earth could our account have gone from £500 in credit to £1567 in debt in a matter of months (the Eon man on the phone simply said 'he thinks we've been paying to little...'). Does anyone have any advice. Are we liable to pay this amount? Does anyone have any suggestions. Our tariff is heatwise with Eon. Any advice would be greatly appreciated.

Karen xx

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After a brief phone conversation they say that Eon bills for this metre in 2 parts and they never set up the second part. They are still saying we're liable and they are going to look into what can be done as a 'good will jesture'. This still doesnt seem good enough - and another thing is the amount of electric charged for, for 2 full time working people????

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if they never billed you the '2nd part' then they connot go back further than 1yrs back billing

how long have you lived there or been with EoN?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks - Ive lived in my flat for around 6 years and been with eon all that time. Maybe the bill is so large because they are billing me for the second part of the bill since I moved in. Are they obliged to tell me that Im only liable for 1 years back payment?

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Is it an all electric property? Sounds like you have an RHT meter, which controls your heating and hot water seperately do your normal electricity, there will be 2 MPANS registered, and I have seen it before where the second MPAN is not set up and then this kind of situation occurs.

 

They can only back date the under billed charges by one year in this circumstance under the billing code, however all the payments you have made can be used to off-set any credit to the account.

 

Once the bill is corrected, they will offer you an extended pay arrangement, most likely by DD to cover your ongoing consumption and repay whatever may be left

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