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cheekyblade

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  1. Thanks - Ive lived in my flat for around 6 years and been with eon all that time. Maybe the bill is so large because they are billing me for the second part of the bill since I moved in. Are they obliged to tell me that Im only liable for 1 years back payment?
  2. After a brief phone conversation they say that Eon bills for this metre in 2 parts and they never set up the second part. They are still saying we're liable and they are going to look into what can be done as a 'good will jesture'. This still doesnt seem good enough - and another thing is the amount of electric charged for, for 2 full time working people????
  3. Hi - in short my husband and I have just been informed by Eon, by letter, that we are £1567 in debit on our electric account. In December 2009 we were paying by direct debit and our account was over £500 in CREDIT. They wrote to us informing us that they were reducing our direct debit payments to £37. We have continued to pay this amount since Dec 2009. However by March 2010 this account had gone to £467 in debit and our last bill has gone to £1567 in debit. Now I know I like a nice hot bath and the water needs to be heated to do this but I live in a flat, my husband and I are both full time professional working people and we have no children. My husband is attempting to contact them currently and they say they are 'looking into the account to come up with a suitable outcome to suit all'. My query is - how on earth could our account have gone from £500 in credit to £1567 in debt in a matter of months (the Eon man on the phone simply said 'he thinks we've been paying to little...'). Does anyone have any advice. Are we liable to pay this amount? Does anyone have any suggestions. Our tariff is heatwise with Eon. Any advice would be greatly appreciated. Karen xx
  4. No as he's in active service in middle east but I have power of attorney so I may go. Weve also drafted a letter to the court stating our support of the repossession becasue of the situation - our solicitor is amending it and emailing it back to me tomorrow.
  5. We are the respondant - so the main damage we're concerned about is the credit scoring - but experian have already said they can not remove anything as it's in join names. It's not the cost of the repossession we are worried about - it's my partner's credit scoring. Can I insist that the credit scoring companies delete this mortgage record from his name? Despite the fact she went into arrears before the divorce was settled and finalised? Sorry I said it was a toughy. I have a solicitor but she simply said repossession is the best and only way forward to get his name off mortgage. HAS ANYONE EVER BEEN IN THIS POSITION? SURELY SO - OR DID MY PARTNER JUST GET 'TAKEN FOR EVERTHING' IN THE DIVORCE AND THERE REALLY IS NO WAY FORWARD???? arrrrgggghhhhhhhhhh
  6. Tomterm8 - thank you for any help you can offer. Here is a copy of the consent order - or some of it anyway CONSENT ORDER UPON the Applicant undertaking to the Court to use her best endeavours to procure the release of the Respondant from any liability under the mortgage referred to hereafter including any existing or future arreas there under and in default to indemnify the Respondant in relation thereto. BY CONSENT It is ordered within 28 days from the date of this order, or from the date of the Decree Absolute, which ever shall be the l;ater, the Respondant do transfer to the Applicant all his legal and beneficial interest in the property situate at known as (the address) subject to the mortgage secrured thereon in favour of lloyds tsb account number xxxxxxxx Does this help you to help us? We do have a solicitor but she said the only thing we can do is support the repossossion - I wonder whether she gave him good advice initially during the divorce? Please help!!!!! Thank you
  7. Thanks - we've already requested his credit record - and the financial disassociation to her was completed in Aug 07. But the messed up mortgage remains on his file as his name is still on the mortgage. It just seems ridiculous that C and G wont allow his name to be removed from her mortgage despite the fact he has lived elsewhere for 4 years. The courts even stipulated in the divorce he has no finacial links to the property. C and G said if we pay ff her 7500 arrears and then have 6 full onthly payments they would remove his name - obvously we cant guarantee she will pay for the six months - andshe simply cant afford it. We are now supporting the repssession order - but the only thing is it means my partner will have that repossession against his credit record - through no fault of his own. Is supporting the repossession really the only way to go??? P.S She will defo not sell of her own accord - i had a conversation with her and she said she'd prefer it repossessed that sell so that her ex sufferes financially. OH A BIG OLD MESS - ANY OTHER ADVICE WOULD BE HUGELY APPRECIATED BEFORE MY HAIR FALLS OUT!
  8. Can anyone help please My partner and I have been together for two years - he was divorced from his ex wiife - 2 years ago. As part of the divorce settlement she got the entire house amongst other things - they also have two teenage children together. However, becasue she has already defaulted on the mortgage before, the mortgage company would not release my partner. (He left the matrimonial house 2 yers before the divorce was finalised - hence 4 years ago). It was simply stated in court that she should 'use her best endeavours' to release him - this hasnt happened. Now the lenders have set a court date for a repossession order as she has been defaulting for nearly four years. Is there anything we can do to help salvage my parteners credit scoring - ie. the repossession against his name is going to affect us hugely - and get him off her mortgage. Please please help someone !!!!!
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