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By Will Goodfellow · Posted
The charging order is a red herring. If the IVA fails because payments are stopped, the IVA practitioner can bankrupt the sister. Depending on the amount of equity in the property, if it's quite high, that's a very likely outcome. Advising the sister to just stop making payments is absolutely terrible advice. -
Bazza - fair market value is definitely contentious. Your comment has made me realise I must consider it in detail over the last few years alongside the steps lender/ receiver took. I've made a start -
could might oh what by a useless restriction k. people should never enter into IVA's in the 1st place 90% goes on their fees. and all the debts are consumer ones too... -
Thanks, dx. Yes, I may need to turn my attention into some other things. -
no they wont can you PLEASE stop panicking about a nothing burger dx
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On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.
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Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available
BankFodder posted a post in a topic,
We have finally managed to obtain the transcript of this case.
The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.
Frankly I don't think that is any accident.
One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.
Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.
We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
This is good ethical practice.
It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.
OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Unenforceable credit agreements pre april 2007
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