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    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
    • Please see my comments on your post in red
    • Thanks for your reply, I have another 3 weeks before the notice ends. I'm also concerned because the property has detoriated since I've been here due to mould, damp and rusting (which I've never seen in a property before) rusty hinges and other damage to the front door caused by damp and mould, I'm concerned they could try and charge me for damages? As long as you've documented and reported this previously you'll have a right to challenge any costs. There was no inventory when I moved in, I also didn't have to pay a deposit. Do an inventory when you move out as proof of the property's condition as you leave it. I've also been told that if I leave before a possession order is given I would be deemed intentionally homeless, is this true? If you leave, yes. However, Your local council has a legal obligation to ensure you won't be left homeless as soon as you get the notice. As stated before, you don't have to leave when the notice expires if you haven't got somewhere else to go. Just keep paying your rent as normal. Your tenancy doesn't legally end until a possession warrant is executed against you or you leave and hand the keys back. My daughter doesn't live with me, I'd likely have medical priority as I have health issues and I'm on pip etc. Contact the council and make them aware then.      
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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If you are with BT.....


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... and if you get:

  • Income Support
  • Income-based Jobseeker’s Allowance
  • Employment Support Allowance (Income related) or
  • Pensions Credit (Guaranteed Credit)

This will save you a bundle over standard line rental!

 

A simple guide to BT Basic - BT's Inclusive Communications Website

 

This is BT's "Socially Responsible" package, they don't advertise it as they make little to no profit on it.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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Yes Kip, good point, you CAN have broadband with BT Basic. Also even if you are still within your minimum term of you BT phone package, you can switch to this with no penalty!

 

 

Here's a direct link to the BT Basic leaflet http://www.btplc.com/inclusion/Needhelp/BTBasic/BTBasic.pdf

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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what i will add this is only if you are a real low USER you get a small call allowance, after that its 10p a minute, so if your calls are more that £4.50 approx a quarter , do the sums first it could turn out expensive for you

..

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Yup, you pay £4.50 line rental a month, and get £4.50 worth of calls for that month at 10p a minute (45 mins) and that is only Local and national UK phone numbers that begin ‘01’, ‘02’ or ‘03’. Calls to mobiles are chargable.

Read up on it before deciding!

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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you have to be carefull its not 4.50 a month of calls, its the way they word it

 

its actually

 

quote their site

 

Your line rental includes a call allowance of £4.50 every three months (this includes VAT).

..

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Shame it does not include people getting DLA.

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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The reason of course DLA does not apply as there are those have other income and still get DLA

it was brought about because BT wanted to drop the low user scheme, but as their were many who were on very low income, e.g., the phone was more for emergency’s etc rather than a chat everyday thing OFCOM and with a lot of pressure from other charities, Help The Aged etc, made them provide a replacement, but with strict guidelines of who will qualify for it.

..

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you have to be carefull its not 4.50 a month of calls, its the way they word it

 

its actually

 

quote their site

 

Your line rental includes a call allowance of £4.50 every three months (this includes VAT).

 

Hi

 

That's very low. Nice idea if you make a minimum of calls.

 

NMB

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  • 4 years later...

Hi I'm not sure if we qualify or not? to get BT Basics.

My husband gets pension credit ( Guaranteed Credit ) but the BT account is in my name!

We have a letter stating from The Pension Service that : This letter is for your information. Please retain it as evidence of Pension credit entitlement for the following people:

My Husband and myself.

Does anybody know? or can help...many thanks

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If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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