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    • Hearing held today in court. I attended in person and Evri had an advocate attend on their behalf to defend their position that my contract is with Packlink and not with them. I also provided a copy of Evri's terms and conditions which explains that a contract is entered into when a parcel is sent with Evri. The judge pointed this out to the Advocate and agreed there is a contract between me and Evri under the Ts and Cs. The judge explained that while Packlink are responsible for organising the delivery of the item, it is Evri who are responsible for handling the goods and delivering them, and therefor Evri has a responsibility to handle the goods with reasonable care and skill. So am pleased to say the judge found in my favour. Hearing lasted about 75mins. Evri has been ordered to make payment within 21 days. Also nice to meet @jk2054 in person.
    • Good morning,    I just wanted to update you on the situation.    I have visits piling up with my current employment and they need doing before I finish at the end of this month.  I am moving to Wiltshire in 3 weeks for a new job helping care homes with their Dementia patients. I tried to work it out and at a guess I will be doing about 20-25,000 miles a year. So need a vehicle that can cope with that mileage, my old car would have done it easy but 🤷‍♂️ I have taken out a loan and got a friend to find me a reliable car that can cope with the miles and hasn't been written off in the past.   I phoned Adrian flux to see if I could use the last months insurance on a new car I have bought, the girl I spoke to phoned Markerstudy and asked them but they said no, my new car doesn't have any modifications.    I had an email from someone who saw one of my appeals for information, they live near the site of the accident and know a nearby farmer who has a security camera at his entrance that catches the traffic and specifically registration plates as he has been robbed before. They said they would reach out for me and see if he still has the data. Unfortunately it wont catch the scene of the crash.   The Police phoned me and said they were closing the report I made, even if they found footage of the vehicle at the time I said the actual incident would be my word vs theirs.  My first response was I am sure google maps would show that they turned around at that location which would verify my version of events, but upon reflection I do understand, I have seen people doing make up with both hands while driving, eating from a bowl steering with their knees and veering all over the place. I am sure some of these people go off the road and claim that someone forced them off.    Markerstudy phoned me yesterday to say that my car is now at Copart, the £80 tank of Vpower diesel was emptied on entry to the site for safety reasons, which I get but it sucks.  It is awaiting being assessed and shouldn't be too long, which is a relief.  I am really glad things do not seem to be going the way of the other stories and they seem to moving quickly.   However I was informed that my car was a structural write off before I bought it - this destroyed me, I was almost sick.  and this is going to affect any offer of money - after hearing the first statement this didn't affect me.   They need to wait for the assessor to check it over but it is highly likely to be written off and the maximum they can offer is £2300.  I was desperate for a car as I was working for an agency at the time, no work no pay, and did not do a vehicle check because I didn't know about them.  The seller did not tell me that it had been structurally written off, he told me that it had the front wing damaged while parked and was repaired at an approved repairer.  Markerstudy records state that it was sold at auction, no record of repair at an approved repairer.  I bought it bank transfer with hand written receipt.    It gets worse.    It turns out my airbags should of gone off. For some reason they are not working. I think we can figure out why.  If I had hit that car head on and had no airbags.    Some good news.    I can arrange a time with Copart to go and take my stereo equipment and any personal items that are left in the car only. I cant live without music and need quality sound, my speakers and amps are Hertz and JLaudio, (no I am not a boy racer with booming subs, I am an audiophile on a budget) I was really worried I wouldn't get them back so this is a huge relief for me. It is stuff I have built up over years of saving and collecting. Everything to do with the vehicle and mods I have declared need to stay to be assessed.   The accident has gone as a fault on my record, I have to remove 2 years NCB which means I still have some to declare which is good.  So it appears at this point that it may be resolved quickly, not in the way I was hoping, but not as bad as I presumed it was going to be based upon that tow truck drivers attitude and behaviour and the horror stories I read.   I am not going to buy the car back and try to make money with all the parts on it, I don't have the time or energy.   I may need an xray on my back and neck.  The whole situation has left me feeling physically sick, drained and I need it done.   The lesson learnt from this  -  My conscience is 100% clear, my attitude to safety and strong sense of personal responsibility - A rated tyres even if on credit card, brake fluid flush every year, regular checks of pads and discs, bushes etc, made avoiding what I believed to be a certain broadside collision possible.   Get a dashcam (searching now for the best I can afford at the moment)  -  Research your insurance company before you buy  -  Pay for total car check before you go and see a car and take someone with you if you are not confident in your ability to assess a vehicle.      Thank you to everyone here who volunteers their time, energy and information, it is greatly appreciated.  You helped my sister with some advice a while ago but we weren't able to follow through, she is struggling with long term health conditions and I ended up in hospital for a while with myocarditis, when I got out and remembered it was too late.  I am going to make a donation now, it is not a lot, I wish I could give more, I will try to come back when things are on a more even keel.    Take care
    • It seems the solicitor has got your case listed for this “appeal” but not for the Stat Dec(SD). You need to ensure you can perform your SD on the day. If you are able to make your SD in court, the situation you are in now is more straightforward than if you made your SD via a solicitor. You have been convicted of two offences (and two were dropped) via proceedings of which you were not aware. The way to remedy that is to perform an SD. No appeal is necessary (nor is it available via the magistrates’ court). If you are able to make your SD this is how I see it panning out: You will make your SD to the court. The court must allow you to make it as it will have been made within 21 days of you discovering your convictions. You will then be asked to enter pleas to the four charges again. At this point you should plead not guilty to all four but make the court aware that you will plead guilty to the speeding charges on the condition that the FtP charges are dropped. The prosecutor will be asked whether or not this is agreed. In my opinion the overwhelming likelihood is that it will be. If it is you will be sentenced for the two speeding offences under the normal guidelines. In the unlikely event it is not accepted,  the speeding charges will be withdrawn (they have no evidence you were driving). You have no viable defence to the FtP charges and so should plead guilty. This will mean 12 points and a “totting up” ban (as you have already suffered). You can present an “Exceptional Hardship” argument to try to avoid this (explained below).   Because of this, I don’t see any need to make an argument to ask to have any ban suspended (pending an appeal to the Crown Court) unless and until you are banned again. The only reason I can think the solicitor suggested this is to secure a (Magistrates')  court date. I was surprised when you said you had an appointment so quickly; a date for an SD usually takes longer than that. However, if you can use it to your advantage, all well and good. I can’t comment on the argument that the two speeding offences were committed “on the same occasion” as I don’t have the details. That phrase is not defined anywhere and is a matter for the court to decide. It’s an interesting thought (and only that) that such an argument could equally be made for the two FtP offences. If the requests for driver’s details arrived at your old address at the same time, with the same deadline for reply, it could be argued that you failed to respond to hem both “on the same occasion” (i.e when the 28 days to respond expired) and so should only receive penalty points for one. Hopefully you won’t need to go there. I think you have information about avoiding a “totting up” ban. But here’s the magistrates’ latest guidance on "Exceptional Hardship" (EH) which they refer to: When considering whether there are grounds to reduce or avoid a totting up disqualification the court should have regard to the following: It is for the offender to prove to the civil standard of proof that such grounds exist. Other than very exceptionally, this will require evidence from the offender, and where such evidence is given, it must be sworn. Where it is asserted that hardship would be caused, the court must be satisfied that it is not merely inconvenience, or hardship, but exceptional hardship for which the court must have evidence; Almost every disqualification entails hardship for the person disqualified and their immediate family. This is part of the deterrent objective of the provisions combined with the preventative effect of the order not to drive. If a motorist continues to offend after becoming aware of the risk to their licence of further penalty points, the court can take this circumstance into account. Courts should be cautious before accepting assertions of exceptional hardship without evidence that alternatives (including alternative means of transport) for avoiding exceptional hardship are not viable; Loss of employment will be an inevitable consequence of a driving ban for many people. Evidence that loss of employment would follow from disqualification is not in itself sufficient to demonstrate exceptional hardship; whether or not it does will depend on the circumstances of the offender and the consequences of that loss of employment on the offender and/or others. I must say, I still do not understand what the solicitor means by “As a safeguard we have lodged the appeal and applied to suspend your ban pending appeal due to the time limit for being able to automatically appeal without getting leave of the Judge.” When they speak of “leave of the judge” I assume they mean they have lodged an appeal with the Crown Court. I don’t know what for or why they would do this. It seems to follow on from their explanation of the “totting up” ban. If so, I’m surprised that the Crown Court has accepted an appeal against something that has not yet happened. But as I said, i is no clear to me. Only you can decide whether to employ your solicitor to represent you in court. If it was me I would not because there is nothing he can say that you cannot say yourself. However, I am fairly knowledgeable of the process and confident I can deal with it. That said, I do have a feeling that the solicitor is somewhat “over egging the pudding” by introducing such things as appeals to the Crown Court which, in all honesty, you can deal with if they are required. I can only say that the process you will attempt to employ is by no means unusual and all court users will be familiar with it. I can also say that I have only ever heard of one instance where it was refused. In summary, it is my view that it is very unlikely that your offer to do the deal will be refused. If it is accepted, you may be able to persuade he court that the two speeding offences occurred "on the same occasion" and so should only receive one lot of points. Let me know the details (timings, places, etc) and I'll give you my opinion. Just in case your offer is refused, you should have your EH argument ready. Whether it's worth paying what will amount to many hundreds of pounds to pay someone to see this through is your call.  Let me know if I can help further.    
    • This must be part of the new tactic from Evri.  They know they are going to lose. They take it to the wire and then don't bother to turn up in order to save themselves costs and of course they don't give a damn about the cost to the British taxpayer and the extra court delays they cause. This is a nasty dishonest company – but rather in line with all of the parcel delivery industry which knows that their insurance requirements are unlawful. They know that their prohibited items are for the most part unfair terms. They know for the most part that a "safe place" is exactly what it means – are not left on somebody's doorstep in full view. They know that obtaining a signature means that they have to show the signature not simply claim that they received a signature. They are making huge profits especially from their unlawful and unenforceable insurance requirement. Although this is less valuable than the PPI scandal, in terms of the number of people who are affected nationwide, PPI pales into insignificance. I hope the paralegals working for Evri are proud of themselves and they tell their families what they have done during the day when they go home.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

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After judgment gained against LBL have they paid out on the Judgment


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Hi Back in January this year i lent friend some money to put engine in his car. He became ill and couldnt pay debt to me so we agreed I would take car as payment for money lent. While car was being repaired baliffs turned up telling me of a LBL on it. I then was given permission to deal with them. I told them of the agreement and they said they would talk to riend. I kept chasing them .Then in July baliffs took car. I have complained to Trading Standards and LBL My friend has now started action with Stephensons solicitors.

Please advice me what I can do I have lost £2000 that I lent my friend and almost the same again I spent on it

Please help

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Hi me again,

LBL sent me a copy of the Sealed Bill of Sale that was stamped by the High Courts (the official document - we think!) This document does not match my copy, in that the signatures are different; in fact it appears that the 2 documents were created separately. Can somebody please advise me if this is common procedure that there are 2 Bills of Sale, one is kept by the lender and the other by the borrower? The reason this has come up is because the unsigned credit agreement I was given for my records, clearly states that it is a copy. Surely if one of the Bills of Sale is a copy - it should say so clearly. If not does that mean there are 2 Bills of Sale and therefore both should have been presented and stamped by the court?

I hope that's clear - if not we will link copies of both documents so you can see what I mean!

Many thanks

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Hi thanks for your reply. I keep going through the paperwork that was given to me on the day the aggreements where signed and no matter how I look at this the Bill of Sale kept by metrue signiture, along side the copy LBL sent out to me a requested copy of the BOS that they say was stamped in the High Courts. The signiture page on the Sealed stamped High Court copy requested by me, and the original true signed doc that I have in my care are two totaly different documents clearly signed independantly. I can varify my kept copy with my signature, but the copy with the seal is not my signature at all and clearly completed when I really dont no and this is the one with the seal or stamp on it. One more thing the copy of the credit aggreement is again another signature one that isnt mine, so there are 3 diff signatures for what is supposed to be just two documents. Can anyone please look over the paperwork and just cheak that what I am seeing is correct I can sent doc to you

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  • 2 weeks later...

Sorry no one has answered you, i've never seen one of these agreements.

I doubt if he could transfer the car to you to pay off a debt with him still being liable for the money, not sure obviously, but what does the agreement say?

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Not too sure on legalities here but:

Do you have the V5? Or do LBL have it?

Was the car registered and insured in your name?

Do you have a receipt for the car from your friend?

Did your friend mention the LBL at any time?

Did you allow the bailiff to seize it or did they just grab and run?

Did they leave any paperwork? If so, were they bailiffs or contractors?

Where was the car parked when it was seized?

 

Sorry, a lot of questions - the answers could possibly open some options...

 

T2

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Hi thanks for your reply,

I dont have the V5 because, because I lent my friend the cash to put a recon engine in the car. It soon came to light that because he became very ill with mental health problems and was unable to work. This left him unable to pay back the money I had lent him. He said take the car in payment of the cash . It was while the car was in being repaired the baliffs turned up at my address telling me they where looking for my husband. I was a little shocked cause Im single. They where quite veraly agressive they demanded to no where my husband Adam (my Mate) they had come to take his car. It took alot to convince them he was not my husband and why they where looking for him at that address. This was the first time I became aware of the loan. Because of my friends illness he couldnt deal with anything to do with LBL. He called them the next day telling them he was very ill and sent confirmation of this and that from now on they had to talk to me because he had given ownership to me. I then made contact telling them why it was now my car , they said they would get back to me with the course of action they would then take. They never returned my continus calls. Yes the car was insured in my name Then got caught up in my every day life untill the end of July when two men the same one as first came back in January. My car was sat outside my house in a private car park my address is nothing to do with my friend at all. I made a dash for the car, but was pushed by one of the baliffs as the other got in the passenger side. stoping me from getting in the car. They got in the car and made lots of calls saying we got it and sat in it now. Then they called the police. They never had any paperwork telling me who they where what they where. The police allowed them to take it because I couldnt get hold of my friend to confirm ownership. I was threaten to get ouyt of the car take my stuff and go or the would have me arrested the police didnt do a thing. They let me take personal stuff but I was not allowed to take my very exspensive sterio and other stuff I had done to the car. I was never given any paperwork at all. No court order enforcing the debt helps you as my situtation is desperate as I have a mortgaged and cant go to work with out the car.many thanks for this email

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I have attached the BOS registered copy they sent on request and credit agreement and the BOS master that was signed on the day and credit agreement signature page. You will see there are three different signatures and the two BOS are two totally separate documents

Registered stamped BoS.jpg

Edited by Nicky Bodmin
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I have attached the BOS registered copy they sent on request and credit agreement and the BOS master that was signed on the day and credit agreement signature page. You will see there are three different signatures and the two BOS are two totally separate documents

 

 

Hi Nicky

 

 

The image is to small to read, can you put it back up, say in photobucket.

 

trooper68

Trooper68:)

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The master copy of all the doc BOS is the one I signed on the day of agreement. Copy of loan agreement is my kept copy without signature

Master BOS front

http://i1004.photobucket.com/albums/af166/nicholasinclair/MasterBOS.jpg?t=1254850679

Master BOS back

http://i1004.photobucket.com/albums/af166/nicholasinclair/MasterCopyBoS.jpg

Master credit agreement front

http://i1004.photobucket.com/albums/af166/nicholasinclair/Copyloanagg.jpg?t=1254851791

Master credit agreement back

http://i1004.photobucket.com/albums/af166/nicholasinclair/CopyLoanpage2.jpg?t=1254851560

Pre credit agreement front

http://i1004.photobucket.com/albums/af166/nicholasinclair/Precontractpage1.jpg?t=1254851972

Pre credit agreement back

http://i1004.photobucket.com/albums/af166/nicholasinclair/precontractinfopge2.jpg?t=1254852092

Edited by Nicky Bodmin
copy to small still
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This next lot of doc are the requested copies of the registered BOS and the requested copy of the signed CA. BOS reg copy has been signed by someone else as this is not my signature nor is the signature on the CA

Registered BOS front

http://i1004.photobucket.com/albums/af166/nicholasinclair/RegisteredstampedBoS.jpg?t=1254852678

Registered BOS back

http://i1004.photobucket.com/albums/af166/nicholasinclair/CopySignaturespageRegisteredBoS.jpg?

Original credit agreement front

http://i1004.photobucket.com/albums/af166/nicholasinclair/Copyoriginalcreditagreement.jpg?

Original credit agreement back

http://i1004.photobucket.com/albums/af166/nicholasinclair/Signaturepagecreditagreement.jpg?t=1254853085

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Yes it has and in the time limit. But it was not the bill of sale document that has my signature. I dont no who signed my name on the registered BOS but it was not me. It is another document all together. One I signed the master. And the one they have fraudulently signed that was registered. On this point alone the whole BOS and CA should be void. And how can they argue the fact because the witness works for them. So that will not help them. Can any body look at all three signatures and say what they think of them

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Yes it has and in the time limit. But it was not the bill of sale document that has my signature. I dont no who signed my name on the registered BOS but it was not me. It is another document all together. One I signed the master. And the one they have fraudulently signed that was registered. On this point alone the whole BOS and CA should be void. And how can they argue the fact because the witness works for them. So that will not help them. Can any body look at all three signatures and say what they think of them

 

 

Oh dear, perhaps a thirdparty can have a look. I've looked at both signed sheets, it was witnessed by the rep, from my understanding this cannot be done on a BoS, perhaps i'm wrong, but, he/she has just put rep, no printed name.

 

Now you say it was registered, are you saying its the 2nd BoS, not the original copy you have? If you are you need to make a copy (just in case you lose it). What I would do would be this, write them a letter, pointing out that the document they have is not the correct one, ask them why they sent you another BoS without your signature. Reg the letter (proof they have it) tell them that under the Credit Act 1974 that the account is under serious fault and demand an explination.

 

This could get hem rattled and acting to collecting your car without saying any thing to you. These guys don't care, they will come for it. HIDE the car on another property if you can.

 

Perhaps the site team can have a gander at the paperwork.

 

trooper68

Trooper68:)

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Hi they already have the car the bailiffs took it in July they where very ruff they pushed me out of the way to get to it. No paperwork no nothing. They got in it and called police and drove off. I don't even no who company was. Called LBL they will not tell me either. Have found the car in Newport auctions. The CA isn't even my hand writing. I have emailed LBL but no reply. This is why I'm trying to put together an application for the High Court to void the BOS. I spoke to them I have to do it on N224 form I need help with the wording on it. If it is successful a straight application to High Courts is the answer. The case is with Stephenson Solicitor but they are doing nothing so I want to try myself. Surely the fraudulent signatures and the fact that its signed by the rep should be enough

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Hi there is no point in going to the police they have been involved they not interested. Trading standards just hand it to Stephenson solic we are already with them. Surely if the signatures are fake that should be enough grounds on its own. Can anyone advice me on the wording of the court application and any ref to regulations on the fraudulent signatures you no how they like CPR rules and previous presidence. Is there anyone else on the site team I can approach on this I want the application in by Friday

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Hi there is no point in going to the police they have been involved they not interested. Trading standards just hand it to Stephenson solic we are already with them. Surely if the signatures are fake that should be enough grounds on its own. Can anyone advice me on the wording of the court application and any ref to regulations on the fraudulent signatures you no how they like CPR rules and previous presidence. Is there anyone else on the site team I can approach on this I want the application in by Friday

 

 

Hi Nicky

 

What did the Police say? Civil matter? Wrong, the car was taken from you under duress. Technically TWOC. Don't be put off by the Police not taking intrest, tell them that you are a victim of Fraud and get the Police Complaints Commision involved if they refuse. If the car is sold on, technically it's still YOURS.

 

First go to the police, in person. Ask to see the Duty Officer, with your paperwork (make copys, to give to the police, keep the original.) Explain what happend and the responding officer had not intervened and taken it as a civil matter. Make a statement, get the crime number.

 

Second, Write a reg letter to LBL, with the crime number and tell them that you have got the Police involved. Do not tip them off.

 

Contact Trading Standards, explain to them.

 

It may seem a long road, but, don't give up, you are the victim.

 

 

trooper68

Trooper68:)

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Brill I love you guys, like the way every body helps no matter how small the advice. I am in middle of putting my application together to High courts but having prob wording it. My grounds r the default in CCA no default served. BOS signed by them. The goods not belonging to the person who signed the agreement and the fraudulant signature. More than one BOS No swarn affidavit. and breach of baliffs act sorry can think of act at min. they where in breach of enforcement act because

1. the debt was in disput or deadlock

2. The debtor was under the mental health act and they where told

3. They gave data Protect details to a third party

4 They didnt give any doc of BOS

Edited by Nicky Bodmin
sorry entred it before I was ready
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Brill I love you guys, like the way every body helps no matter how small the advice. I am in middle of putting my application together to High courts but having prob wording it. My grounds r the default in CCA no default served. BOS signed by them. The goods not belonging to the person who signed the agreement and the fraudulant signature. More than one BOS No swarn affidavit. and breach of baliffs act sorry can think of act at min. they where in breach of enforcement act because

1. the debt was in disput or deadlock

2. The debtor was under the mental health act and they where told

3. They gave data Protect details to a third party

4 They didnt give any doc of BOS

 

 

I would suggest that you see if you can paste it up without personal details, the site team, may help you more.

 

Either case it looks like they have acted unlawful, question did you challange the baliffs? did you get his/there names? If he is a "real" baliff you can check, impersonating a baliff is a criminal offence...Did they show you his/there licence? I think you may have had agents acting for LBL.(hi guys, how's your leg? my dog misses you)

 

trooper68

Trooper68:)

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Hi did your dog bit them, I hope the dog is ok blood poisonoing and all lol. Anyway I was not given any details of who they were no paperqwork was produced they just said Lod Book Loan W***ers sorry they kept makin calls saying we got it. I went to get in car and was pushed out of the way they managed to get in the car they called the police and they just let them drive away. No paperwork was left at all. I called LBL and asked who the recovery company where and told them no BOS or anything was given they just took it LBL said they don't have to give you a thing. they wouldn't tell me who they where either nor where the car was. I asked for a total on the account with a few to pay but this was ignored as well. So how am I to know how much to pay to release the car. No defaults where sent they where also told on first visit of Ballifs i called company and told them I was now under the mental health and couldn't deal with this level of bullying. I tried to discuss an offer that suited me back in January 09 but they said they would get back to me I made loads of calls after this but they kept fobbing me off. Then end July the came and took it.

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spoken to trading standard today I have been told to report the fraud to the police. I have got to put the details together and forward to them and she is forwarding it to the Wandsworth TS there is a guy that is putting together all the country complaints. I have read about him on various threads.

This with LBL is becoming a very big deal, they will go down soon fingers crossed.

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