Halifax And Blair Oliver Scott

[Gazza112]

Sunflower

 

Forgot to ask, did you ever get the Pink Pig letter.

As there is a rumour and this is only a rumour that they selling a Auction for quiet a few bob.

Know if you have one i'll be your agent :D.

 

Gaz

[carpinjoy]

Hi sunflower, you can reply to their letter stating when you recieved their letter, they will send another out to you in response to your first letter. This is very early days, sit back and relax, we will all guide you through.

[Dotty50]

hi, i have recived 4 of these since the end of jan 2010, i wonder how many more i will get:lol::lol:

 

I have only had two!

[reallymadwoman]

Ignore, then ignore the next one and the one after that. Just keep them all in a file marked 'evidence'.

 

Responding in any way, shape or form just encourages them.

 

Make sure you write the date received either on the letter or the envelope.

[Dotty50]

I haven't written to Blair O & S yet and note reallymadwomans comment not to bother, although other Caggers advise to respond to any letters in order to have a paper trail, should it ever go to court.

 

I have written yet another letter to Halifax asking for them to tell me exactly who BOS are and why they are dealing with the account.

 

I must admit, I am getting very fed up of writing and getting unsatisfactory replies, with what I believe to be blatant lies!

 

I am presently awaiting SAR, it will be very interesting what they produce this time!

[sunflower99]

hi, i have recived 4 of these since the end of jan 2010, i wonder how many more i will get:lol::lol:

LOL! Looks like i will be getting quite a collection then!

[Gazza112]

LOL! Looks like i will be getting quite a collection then!

 

 

Yes, probably fill up one wall of your house.

But on the good side will save you on wallpaper .

 

 

Gaz

[sunflower99]

Hi Everyone

Thanks for you input.I was wondering like you say to best ignore it as like i mentioned that threatogram took an incredible long time to reach me and is dated beofore i actually dated and sent out my S78 request and the do not hassle me by phone account in dsipute letters to them,I mean that threatogram took about 8 days to reach me.What sort of postal service do they use! .Talk about snail mail! It certianly is when Halifax involved!

[sunflower99]

Yes, probably fill up one wall of your house.

But on the good side will save you on wallpaper .

 

 

Gaz

LOL! You still collecting wall paper Gaz! No I sadly never got a pink pig letter from MBNA! I did feel rather hard done by.Though MBNA do seem quite attached to me!

[sunflower99]

Even though i did not get a pinkl pig!I did get some lovely Christmas cards from MBNA!

[sunflower99]

So in reflection as that last threatogram is obviously not a response to my last do not hassle me letter and S78 request as it dated before those letters best to wait and see what they write next in reponse to my last letters! Knowing the sort of snail mail they use will probably not get their response for several weeks!

[sunflower99]

Edited March 10, 2010 by sunflower99

[citizenB]

Ok, well they have confirmed the agreement was terminated "ended" on 9th February 2010.

 

Did you receive a default notice ?

[sunflower99]

Well folks this is Halifax response to my s78 request!Just this letter and several pages of unsigned ts and cs though there is a signature box on the unsigned demonstartion agreement.

[sunflower99]

Hi CitB

I recieved a default notice last year .I have got it somewhere but thought as i carried on paying them and asked them to reconsider the defailt notice that it may not have gone through but looks like they will be counting it after all! I remember i was not given much time to remedy and the thing took a very long time to get to me after issue date! I will have to hunt it out at some stage !if it goes further!It was rather ridiculous only gave me a few days to remedy! Seem like Halifax like to use slowest delivery service possible,The above s78 reponse was dated several days ago:rolleyes:

[citizenB]

So you did actually remedy the default notice, is that what you are saying ?

 

If so, then I believe they should have issued another one. If I am incorrect on that, then if there were any irregularities in the original default notice then we need to know about them

[Gazza112]

Hi Sunflower

 

Was the reconstructed agreement they sent you from Halifax or HBOS.

They tried this with me by sending a reconstructed agreement from HBOS.

 

Gaz

[sunflower99]

[sunflower99]

[sunflower99]

[sunflower99]

[sunflower99]

Hi Gaz and CitB

The above posts is most of the main pages of one of the reconstructed unsigned agreements sent to me!

[sunflower99]

Thay say in letter they going to send my signed application form under seperate cover.Why an earth dont they save themselves on postage and spare some trees! by just sending a signed application form to start with.

[sunflower99]

I always think it is a cheek that they sort of reprimand caggers for using s78 As i said on a other Halifax threads how dare they try and threaten people about using what whatever help available to them .The law is not just there for the banks to use to threaten people with it is also there for the consumer to use to protect tehmselves too and i can get my information and help where i like whether it be from cag a solictor the internet a book or a claim mangement company! It is just that us caggers to sensible to use a claims management company and pay their awful fees s when you can get help from CAG! But if i had wanted to use one I got every right to do so:mad: arrogant well i will not ay the other word in case i get cagbooted!

[sunflower99]

So you did actually remedy the default notice, is that what you are saying ?

 

If so, then I believe they should have issued another one. If I am incorrect on that, then if there were any irregularities in the original default notice then we need to know about them

Hi CitB

I am not sure!LOL I suippose in a way no! as i did not pay the full mount demanded on it but for a while they accepted whatever i could afford and though threatograms and telephone calls carried on they also sent me letters saying i could make token payments ,So i used to pay what i could each month which always fell far short of their minimum reapaymants and i could make no progress as they kept adding interest and unfair charges and sometimes extra fees for doorstep ccallers! The amounts i paid varied each month.