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    • There's no facility for a settlement "out of court" as such. But matters that are started under the "Single Justice" (SJ) Procedure can often be concluded without the defendant appearing. The SJ procedure, as the name suggests, involves a single magistrate, sitting in an office with a legal advisor, dealing with matters "on papers" only. Nobody else can attend. The SJ deals with straightforward guilty pleas. Anything where the SJ believes the defendant should appear, or which should be dealt with by the "ordinary" court are adjourned o a hearing in the normal magistrates'  court .As well as this, all defendants have the right to a hearing in the normal court if they wish. Nobody is forced to have their case heard under he SJP.  In particular, as far as traffic matters go, a SJ will not disqualify a driver and if a ban is to be considered, the case will be passed over to the normal court. Because, following your SD, you will be pleading Not Guilty (and offering the "deal"), your case would usually be heard in the normal court, meaning a personal appearance. To be honest, performing your SD at the court is a more straightforward way of doing things. It avoids any possible hitches involved in serving he SD on the court. But of course, as I said, most courts have backlogs which mean an SD may not be quickly accommodated. If you do end up doing your SD before a solicitor, check with them the protocol for serving it on the court. Do let us know what the solicitor says about Wednesday.    
    • Welcome to posting on CAG cabot, people will be along soon to help you try to sort this out. Please complete this:  
    • Quotes of the day penny mordaunt came out swinging with her broadsword, and promptly decapitated sunak while Nigel Farage, representing Reform UK, made contentious claims about immigration policies, which were swiftly fact-checked during the debate.   Good question though raised at labour about the 2 child benefit cap, which I broadly agree with, but the tory 'trap' assumes tory thinking - rather than child centric thinking. There should be no incentives to have kids as a financial way of life paid for by everyone else ... ... BUT the kids should not be made to suffer for the decisions of their parents Free school meals would feed the kids, improve their ability to learn, and incentivise them to go to school. As an added benefit ... it would invest in our nations future.   How far this should go is a matter for costing, social intent and future path of the nation, but not feeding our nations kids is an abomination. There should be at least one free school meal per day for every child who attends school. Full Stop. Its the cheapest and most effective investment in our future we could make.
    • Hey people, I've been browsing this amazing forum for the past year and recieved a letter today which has made me require some help. Received a claim form from Cabot in the Civil National Business Centre in regards to an Aqua Credit Card taken out in 2018. I failed to make payments due to financial hardship and have not taken out any credit or uses any forms of credit since. Received a lot of letters from Cabot and their solicitors Mortimer Clarke which I've ignored    By an agreement between New Day Ltd RE Aqua& the Defendant on or around 26/03/2018 ('ths Agreement) New Day Ltd RE Aqua agreed to issue Defendant with a credit card. The Defendant failed to make the minimum payments due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the Agreement but does not seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a.from03/03/2023 until date of issue only, or alternatively such interest as the Court thinks fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. 3800.82 2. INTEREST OF 379.84 3. Costs How would I go about this and what could happen? I don't remember much details about the card either.
    • cause like you said in post one, 99% of people think these are FINES (it now reads charge). and wet themselves and cough up. they are not, they are speculative invoices because the driver supposedly broke some imaginary contract by driving onto privately owned land which said owner may or may not have signed some 99% fake contract with a private parking co years ago, thats already expired or has not been renewed or annually paid to employ them dx  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Costs from Car Accident - Can I sue?


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Hello everyone,

 

Thank you for taking the time to read my post :)

 

Not so long ago, I was getting petrol at the local garage when a chap in a very expensive executive saloon reversed in to my car and creased my wing. I have been to an excellent body shop who have advised me that the wing will need replacing at a cost of just over £500. This claim is currently going through my insurers; however, despite the fact that the accident was not my fault it appears my insurance will be affected because of this matter - I believe it is because I now pose a greater risk. I have substantiated this by doing 16 dummy quotes. Eight of the quotes were based on my exact profile now and the other eight were based on my profile plus the addition of the claim.

 

My findings were that I will be looking at an approximate increase of £125 in my insurance premium at renewal time because of the accident. My question is that I don't think I can claim through my insurance for this, so can I sue the party directly in the county court? I base this question on the fact that I will inevitably suffer financial loss as the result of someone elses actions.

 

I would be extremely grateful for any assistance.

 

Best Regards,

 

TFT

09/07/09 :)Business Studies BA(Hons) 2:1:)

 

eCar Insurance overpayment - £325

Settled in full - 15/09/08

NatWest Student A/C bank charges - £260

Settled under hardship scheme - 08/06/09

Natwest Business A/C bank charges - £60

Settled in full as GOGW - 20/04/09

Santander Consumer Finance late payment fees - £60

Part settled for £48 - 01/03/08

Peugeot Finance late payment fees - £50

Settled in full before county court hearing - 01/09/09

Peugeot Finance overpayment of £247

Settled in full - 01/12/08

Valley Leisure - complaint about collections agent

£160 part refund of gym membership in compensation - 01/02/09

HFC Bank - complaint about payment deducted from my account on wrong date

GOGW £10 - 01/05/09

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No. you are trying to receive redress for an intangible loss. No Fault claims will not affect your renewal (once settled) however my own insurance has increased by 26% and I have had no claims whatsoever, it is a general hike across the board.

 

Your insurers will be dealing with the other driver (and his insurers) what you are looking for is ULR (Uninsured Loss Recovery) which indemnifies you from any additional costs that might be applied by your insurer, but in the situation you describe, this should not be an issue. You are not going to be a greater risk because of what someone else has done... that would be perverse!

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Guest Gertie100

Buzby...so why do they ask the question about having non fault accidents? Surely if they are non fault then they don't need to even know about them?

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All part of the 'good faith' process. They agree to cover you for (nearly all) eventualities, but they'd like you to be up front and advise them of any potential liabilities.

 

Suppose someone run into the back of you - their fault, obviously - but a situation has risen where there COULD be a claim on your policy - especially if the other driver (a) said YOU reversed into him (b) has no insurance whatsoever, and you need to get your insurers to take care of resolving the issue.

 

It also is a material disclosure.... suppose you have a month of no-fault incidents, unless 'Jonah' is your middle name, you could be setting up accidents simply to claim on the other party's insurance, and of course the compensation claim for medical bills etc. It all aids to colour in the picture of the incident. (And be added to the IH database).

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Hello everyone,

 

Thank you for your comments. Since posting I have contacted my insurers and they have confirmed that despite the fact that the matter will be recorded as a 'no fault' on my profile, it will still negatively impact my renewal quote. Any ideas?

 

Thanks,

 

TFT

09/07/09 :)Business Studies BA(Hons) 2:1:)

 

eCar Insurance overpayment - £325

Settled in full - 15/09/08

NatWest Student A/C bank charges - £260

Settled under hardship scheme - 08/06/09

Natwest Business A/C bank charges - £60

Settled in full as GOGW - 20/04/09

Santander Consumer Finance late payment fees - £60

Part settled for £48 - 01/03/08

Peugeot Finance late payment fees - £50

Settled in full before county court hearing - 01/09/09

Peugeot Finance overpayment of £247

Settled in full - 01/12/08

Valley Leisure - complaint about collections agent

£160 part refund of gym membership in compensation - 01/02/09

HFC Bank - complaint about payment deducted from my account on wrong date

GOGW £10 - 01/05/09

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Change insurers?

 

Did they state why you are being penalised in this way? I did have a friend who was told this, but when the no-blame issue was agreed by the other party's insurers, there was no adverse loading on his policy, OR loss of NCD. (just the usual cost increases).

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I had a friend once that was involved in a crash (Not his fault, he was stationary and a car went straight into the back of him. Other driver was on her mobile....)

 

His insurers said exactly the same thing which didn't seem to make sense at all. I think he just complained over and over and the result was that everything worked out ok.

 

I would suggest asking why you are being penalised, then explain that if they insist upon doing this you will have to take your custom elsewhere...

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