Paragon writing to workplace

[sonic140]

I got two letters from Paragon today. It was addressed to me at my workplace. It was for a very old debt (over 6 yrs). They have said they are charging me for each letter and will continue to contact me. They wrote to my previous address and my ex told them I hadnt lived there for years. Should I ignore it or contact them. My employer migt start to ask questions and they dont approve of receiving private mail. Its also very embarrassing. Any advise please:confused:

[spamheed]

Is the debt statute barred? has there been a period of at least six years since you last made a payment or written acknowledgement against the debt?

 

If so, make a formal complaint to OFT and Trading Standards as what they are doing is blatantly in breach of guidelines.

 

You may also wish to utilise the CSA own complaints procedure (nowt to do with child maintainance) rather their own little club) use their complaints procedure as they keep insisting it is an effective way of getting parasites like this to stop breaking the law. Codes & Standards

[sonic140]

just checked old bank statements. Last payment made aplril 4 2004. should i just ignore til april or still send off complaint.

[cerberusalert]

Send them this; http://www.consumerforums.com/resources/templates-library/86-debt-collectors/599-letter-sent-when-debt-is-statute-barred

 

If they continue to prursue complain to your local Trading Standards and the OFT because the will be in breach of OFT guidelines.

[jimbo45]

Send them this; http://www.consumerforums.com/resources/templates-library/86-debt-collectors/599-letter-sent-when-debt-is-statute-barred

 

If they continue to prursue complain to your local Trading Standards and the OFT because the will be in breach of OFT guidelines.

 

 

Hi there

 

it's not actually Statute Barred until April so I'd ignore everything until after that date.

 

Don't acknowledge anything as this might change the Statute Barred date since I think (a lawyer will have to correct me on this) the date a debt can be SB'd from is 6 years (5 in Scotland) from the date you last ACKNOWLEDGED the debt.

 

If this advice is wrong - excuse but it seems to me with only around 6 or so weeks to go before its SB'd just let sleeping dogs lie.

 

Even if they go the CCJ route it would take time and even after they've got all the paperwork correctly you still have 28 days (4 weeks) to file a defence -- so if they haven't done anything in the next 14 or so days -- GAME OVER.

 

After it's SB'd then you can really have fun with the DCA's --I'd just hold your horses till then and THEN let rip.

 

Cheers

jimbo

[cerberusalert]

Yes ignore them for the time being... post #3 was made as I was typing my reply in #4.

[cashins]

just

checked old bank statements. Last payment made april 4 2004. should i just ignore til april or still send off complaint.

 

That's explains their desperation then!!!

 

They're in the last chance saloon:-o

 

David

[sonic140]

cheers everyone. will hold tight then.Will keep you informed:D