Yet again problems with Cabot. Sent in Application to have judgement set aside. Have now received an interim charging order letter (one sent to my ex and she is not happy!!). What do I do now??????????:confused:

Also I go Cabots evidence pack a few days ago. It is dated the 20/5/10. Think they did this on purpose so I wouldnt have their evidence.

Help!!! Never received court date but taken to court on 27/5/10. Got letter from court last week. Judge gave them decision. £9000 plus interest plus £3000 costs!! Got a folder from Cabot a week ago with their evidence. Can I ask for this to be set aside or do I just give up and try and get a payment plan? I know they want to try and get a charging order on the house I owned with my ex. ( I still have my name on mortgage because shes at uni and cant afford to take over mortgage till she finishes studying) As always all help very much appreciated:confused:

just noticed that myself. anybody Know what I should do now? please help

Back again. got response , basically telling me to get lost. they also said my paperwork to court is late. contacted court and they say they havent received it. Only letter I never sent recorded, lesson learnt!! Can Cabot keep hold of the credit agreement and then produce it in court or are they obliged to show everything before? (Never ever requested a SAR,only CCA letters )

Have sent dispute letter and waiting for response. In the meantime I have received another reem of paper from Cabot stating it is standard disclosure, only difference now is extra statements and attached. says they have credit agreement but it is the same as before. I also have a form from the court. should I send a copy of my dispute letter to the court or wait and see what Cabot do?

sent Activ a SB letter for a debt which I know for definate is over six yrs old and they have sent this response. '' you are claiming that the debt is statute barred under the limitations act 1982. under my own in investigation I find that this is not the case. The original default was registered on 17/02/2005 with the original credit grantor Cl finance (ge capitol). As the six year time limit as dictated by the Limitation Act 1980 has never expired, the matter is not considered statute barred. The current balance is therefore due and payable. What do I do? I thought the time started from the last time I acknowledged the debt. Should I ignore it or how should I respond?

They sent about 50 pgs of stuff. The first few were in response to my cpr31 and 18, then the two pgs I uploaded, 6 months of statements and then about 30 pgs of blacked out writing . then at the end a few pgs of 'history' ie were they sent me assignment (to old address) and were they are hoping to go for a CO etc. will send of that letter. Once again thanks to all for help and support. now have fewer sleepless nights:wink:

hi Am in the same position as you. Wasnt aware of law or this site at time and Shoosmiths got CO by same means as yours. Have sent SA request and am awaiting response. Shoosmiths took a long time to send DD or SO forms and delayed cashing my chqs etc. in fact just remembered didnt agree to SOuntil after CO. Judge was no help. Good luck. Will be in touch if I get any further;)

Should I ask them for a legible version?

http://i47.tinypic.com/11bq7w9.jpg[/img] Hope Ive done this properly!!

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cheers will do that now:smile:

Hi debt4get RE Charging Order I know what your saying but I have a charging order already from Natwest and they got it because the judge said the company needed to get their money. I was paying £70 pm on a £14000 debt Shoosmiths went straight for a CO as soon as the judgement and payment agreement was made. never sent DD or SO forms despite requests from me, never cashed chqs sent on time. Judge refused to listen to anything I had to say at court. Granted CO and told me Natwest were entitled to their money and I have to pay £300 pm !!

How do i do that? Have scanned them but dont know how to put it on here. Sorry

cant find prevoius thread- cabot AGAIN. Am at present at the stage where case with cabot has ben allocated to Fast track. Got paperwork from cabot. 50 pages mostly blacked out. got 6 months statements and a copy of an agreement I signed (its got signature form at top and is about one third the size of A4 and I can just make out something about cca1974 and another sheet with Financial and Regulated conditions as the title). Both are unreadable! The rest is just pages of stuff with marker pen thru it except at the end where they have left a bit saying they were going to attempt to get a charging order. Dont know what to do. Should I try and agree to make payments (£60 pm is all I can afford) or will I have to go to court and they get a charging order. Am getting really worried now. Any help appreciated:cry::cry:

ok will do. there are pages and pages of blacked out stuff. dont kno what thats about. scanner playing up but will try and find most relevant bits and put it on here. Will i be able to claim charges from the this as it was a credit card?

dont know if its enforcable. how do i check? thanks for all your help:-D

starting new thread as case has changed just got paperwork from Cabot. Pages and pages of blacked out info. Did find out its not S.B.-gutted. Checked old statements to confirm. Last payment FEB 2005. They have been charging 12% interest and the debt has gone from £6000 to over £9000. Can they do this ? Can I ask court to freeze interest. Also they say they sent me 10 letters but as I wasnt living at the address and my ex returned all my mail until my son opened court summons. (he has same name)They are charging for all letters too. any help much appreciated:idea: (this is past alloc stage. Have sent cprs 31 and 18. and the above blacked out info is whats been sent by cabot)

cheers everyone. will hold tight then.Will keep you informed:D

just got paperwork from Cabot. Pages and pages of blacked out info. Did find out its not S.B.-gutted. Checked old statements to confirm. Last payment FEB 2005. They have been charging 12% interest and the debt has gone from £6000 to over £9000. Can they do this ? Can I ask court to freeze interest. Also they say they sent me 10 letters but as I wasnt living at the address and my ex returned all my mail until my son opened court summons. They are charging for those too. any help much appreciated:?:

just checked old bank statements. Last payment made aplril 4 2004. should i just ignore til april or still send off complaint.

I got two letters from Paragon today. It was addressed to me at my workplace. It was for a very old debt (over 6 yrs). They have said they are charging me for each letter and will continue to contact me. They wrote to my previous address and my ex told them I hadnt lived there for years. Should I ignore it or contact them. My employer migt start to ask questions and they dont approve of receiving private mail. Its also very embarrassing. Any advise please:confused:

hi got confirmation from court that the 3 and a half day hearing was an error and it is 3 and a half hours. Costs are still on as £3900!! asked lady at court how to submit cort order but she was very vague. just told me to write a letter. Anybody got any suggestions. getting anxious as what to do next. Also have just changed shifts in my job and the dates i put down on my aq dont apply now. can i resubmit the dates?

hi am in VERY similar position to you. am in notts too. got a letter from Cabot stating they dont have to send me any info requested. and on their alloc form they have put £4000 costs!! am going to ring court tomorrow to see if i can complain but dont think i am going to get anywhere. best of luck yo both of us !!:-|