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    • In answer to your questions yes even though it wasn't called that, it was the NTK. Had it been a windscreen ticket you would not have received the NTK until 28 days had elapsed. In earlier times if the warden was present then a windscreen ticket would have been issued. It nows seems that the DVLA and the Courts don't see a problem  with not issuing a ticket when a warden is on site. A period of parking must mean that ther e has to be a start time and a finish time in order for it to be considered a period. A single time does not constitute a period. I am not sure what you mean by saying it could be taken either way.  All they have mentioned is  the incident time which is insufficient. There are times on the photos about one minute apart which do not qualify as the parking period because they are not on the PCN itself. The reason I asked if the were any more photos is that you should be allowed 5 minutes Consideration period for you to read the signs and decide whether you want to accept them and you do that by staying longer than 5 minutes. if  more  do not have photos of your staying there for more than 5 minutes they are stuffed. You cannot say that you left within the 5 minute period if you didn't , but you can ask them, should it get to Court , to provide strict proof that you stayed longer than the statutory time. If they can't do that, case over.
    • I recently bought some trainers from Sports Direct and was unhappy with them and their extortionate delivery and return postage charges. I tweeted about being unhappy, and received a reply from someone claiming to be from Sports Direct asking me to send my order number and email address by pm, so a claim could be raised. Which I (stupidly) did. The account used Sports Direct's name and branding, and a blue tick.  The following day I received a call from "Sports Direct Customer Service", and with a Kenyan number. They asked for details of the issue, and then sent me an email with a request to install an app called Remitly. They provided me with a password to access the app then I saw that it had been setup for me to transfer £100, and I was asked to enter my credit card number so they could "refund" me. I told them I was uncomfortable with this (to say the least), and was just told to ring them back when I did feel comfortable doing it. Ain't never gonna happen.  I just checked my X account, and the account that sent the message asking for my details is gone. I feel like a complete idiot falling for what was a clear scam. But at least I realised before any real damage was done. if you make a complaint about a company on social media, and you get a reply from someone claiming to be from that company and asking for personal details, tread very carefully.   
    • The good news is that their PCN does not comply with the Protection of Freedoms Act 2012  Schedule 4.. First under Section 9 (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; (b)inform the keeper that the driver is required to pay parking charges in respect of the specified period of parking and that the parking charges have not been paid in full; The PCN does not specify the parking period. AS you rightly say the ANPR times do not include driving to the parking space and then from there back to the exit. And once you include getting children in and out of cars especially if seat belts are involved the time spent parked can be a fair bit less than the ANPR times but still probably nowhere near the time you spent. But that doesn't matter -it's the fact that they failed to comply. Also they failed to ask the keeper to pay the charge.  Their failure means that they cannot now transfer the charge from the diver to the keeper . Only the driver is now liable. As long as UKPA do not know who was driving it will be difficult for them to win in Court as the Courts do not accept that the driver and the keeper are the same person. Particularly as anyone can drive any car if they have the correct insurance. It might be able to get more reasons to contest the PCN if you could get some photos of the signs. both at the entrance and inside the car park. the photos need to be legible and if there are signs that say different things from others that would also be a help.
    • Farage rails and whines about not being allowed on the BBC ... ... but pulls out at the last minute of a BBC Panorama interview special. It was denied it was anything to do with his candidates being outed as misogynists and Putin apologists, or that farage was afraid Nick Robinson might throw some difficult questions at him ... despite farages recent practice at quickly cowering in fear.   It was claimed 'it wasn't in Nigels diary'     Nigel Farage pulls out of BBC interview at last minute amid Hitler row WWW.INDEPENDENT.CO.UK ‘Panorama’ special postponed as Reform UK party faces row over candidate who claimed UK would have been ‘better off’ if it had...   Waaahhhh
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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Hi all. Keep up the good work. Just a question. Even though I've sent off all my details to Hausfield and are one of the many people on their list, I'm still not sure if all this applies to me. I originally took out Clydesdale's 1 year interest free loan, but when the year was up I paid it all off by credit card.

Could someone let me know If I'm entitled to all my money back under Section 75 because it seems clear cut to me even though my credit card company and Clydesdale have said no?

I hope someone can shed some light on this as I'm a bit in the dark.

Regards.

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Hi all. Keep up the good work. Just a question. Even though I've sent off all my details to Hausfield and are one of the many people on their list, I'm still not sure if all this applies to me. I originally took out Clydesdale's 1 year interest free loan, but when the year was up I paid it all off by credit card.

Could someone let me know If I'm entitled to all my money back under Section 75 because it seems clear cut to me even though my credit card company and Clydesdale have said no?

I hope someone can shed some light on this as I'm a bit in the dark.

Regards.

 

Have you signed up to the 'class action' ? That would be your first move. Thinking back to earlier discussions about this, I think that people who paid up front (ie direct to Advent) are going to struggle, and are relying on the receivers. People who paid Clydesdale (now BPF) after 1 year, are in the same category as those paying BPF monthly. None of us yet know if we can enforce S75, but you have a better chance if you paid BPF than if you paid Advent.

This is a very 'rough and ready' opinion. The 'class action' is your best bet.

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Anyone else had a letter from a company called ALLIED working on behalf of BPF ?

'They want to help to resolve the current situation with customers with loan deals by offering a one off payment of £7000.00'

:lol::lol:

Cracks appearing?

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Anyone else had a letter from a company called ALLIED working on behalf of BPF ?

'They want to help to resolve the current situation with customers with loan deals by offering a one off payment of £7000.00'

:lol::lol:

Cracks appearing?

 

No Not had that letter yet..

 

it could be just another debt collecting agency with a different modis operendi.. instead of beating you with a stick.. offer you a mouldy carrot :)

 

and £7,000 is double I aledgedly owe

Edited by 10pack
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Anyone else had a letter from a company called ALLIED working on behalf of BPF ?

'They want to help to resolve the current situation with customers with loan deals by offering a one off payment of £7000.00'

:lol::lol:

Cracks appearing?

 

 

 

I bet that £7000 is to be divided between all of us :-)

 

Be a nice xmas present if they've decided to concede defeat.

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Anyone else had a letter from a company called ALLIED working on behalf of BPF ?

'They want to help to resolve the current situation with customers with loan deals by offering a one off payment of £7000.00'

:lol::lol:

Cracks appearing?

 

 

 

I bet that £7000 is to be divided between all of us :-)

 

Be a nice xmas present if they've decided to concede defeat.

 

I fancied a bit of Xmas spirit baiting after i posted that.

So i called them and asked " Why are you offering me £7000.00?" "What do i need to do to get the £7000.00?"

They just hung up..!

Odd people.

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Hey all havent posted for a while. I did post before that allied had been in touch with me. They didnt know why I wouldnt pay them so I told them about the group action and that I was waiting for an update on the situation. Once I told them they said they would put my account on hold and all they asked me to do was to keep them up to date on the situation. Havent heard from them since.

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Hey all havent posted for a while. I did post before that allied had been in touch with me. They didnt know why I wouldnt pay them so I told them about the group action and that I was waiting for an update on the situation. Once I told them they said they would put my account on hold and all they asked me to do was to keep them up to date on the situation. Havent heard from them since.

 

I think all they are hoping is that of all the vultures like them who come to us looking for money, they might get lucky and you will pay them, thats why they ask you to keep in touch with them.

 

I have not had anthing off them, but I suppose they are working down the list and I will get one soon.

 

Its a year now since I signed up with Advent.. in a few days it will be when I was signed up for my loan with Barclays partner finance,

as I have mentioned before, this time last year I was getting ready to go abroad.. so newly signed up (because the advent rep told me limited places with an offer not to be repeated) I did not get a chance for training, I went abroad and was not back in the country until 18th January, I was expecting to start my training then.

 

so Happy one year anniversary for me :madgrin:

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Man I'm getting anxious. Ii hope Barclays don't take to long to respond. What's stopping them from leaving it 6 months to respond though?

 

I assume that in the actual letter from Hausfeld to BPF's lawyers there would have been some sort of timescale. Maybe Fuzzbutt could let us know if this is the case.

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Hi all.

Im new in here.

Got problem with Barclays finance regarding Advent...

They send on me debt collectors MERCERS.

If anyone in here got similar problem?

Im going CAB.

Any advice for me u can share?

 

 

P.S> who is more interested in my story can contact me via: email removed

as soon i will get some news i will post in here too (after my visit to CAB).

 

Best regards,

Russ

Edited by IdaInFife
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Hi all,

I'm also new to this forum and have been having problems with BPF/Allied. I signed up for a course with Advent which I later tried to cancel as my circumstances changed and I found a new job. I was awaiting a reply from Advent with regards to me cancelling the course when I received an E-Mail to say that the compnay had gone in to liquidation. Since then I have had many phone calls, sometimes up to six a day, from BPF and more recently had correspondance from varies debt collection agencies who have apparently bought the debt from BPF. The most recent has come from Allied who have been quite threatening, this evening I have arrived home to a letter which states that I have three options, these being: Sending my employer an attachment order to secure payments, a baliff could be sent to my home to seize assetts under a warrent of execution or a charging order will be placed on my home with the ability to prohibit the sale of the property.

 

Has anyone else had a similar experience or have any words of wisdom?

 

Thanks Mike.

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I don't know if that is aimed at me but I am genuinely here for help. I've written and phoned Allied asking for a copy of the deed of assignment, just to be told i can't have one. I refuse to pay a penny to BPF for something i didn't get or want and simply want advice. I have kept every letter i have recieved from Allied as well as my copy of the signed agreement with Advent and i am more than happy to scan them in and send them to anyone that might want/ need them.

 

Regards,

 

Mike.

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Hi all,

I'm also new to this forum and have been having problems with BPF/Allied. I signed up for a course with Advent which I later tried to cancel as my circumstances changed and I found a new job. I was awaiting a reply from Advent with regards to me cancelling the course when I received an E-Mail to say that the compnay had gone in to liquidation. Since then I have had many phone calls, sometimes up to six a day, from BPF and more recently had correspondance from varies debt collection agencies who have apparently bought the debt from BPF. The most recent has come from Allied who have been quite threatening, this evening I have arrived home to a letter which states that I have three options, these being: Sending my employer an attachment order to secure payments, a baliff could be sent to my home to seize assetts under a warrent of execution or a charging order will be placed on my home with the ability to prohibit the sale of the property.

 

Has anyone else had a similar experience or have any words of wisdom?

 

Thanks Mike.

 

Mike,

 

Before they can do any of the above - THEY WOULD HAVE TO TAKE YOU TO COURT FIRST.And then after failing to make payments the court put on you [ if they put any]

And most importantly - NO DOA AND COPY OF CONTRACT/AGREEMENT, means they have no way of taking you to court.

And finally various DCA's can not have all purchased the debt all at once....

Just send ALLIED a Xmas card and a request for the Deed of Assignment and a copy of the contract/agreement.

Would you pay the Postman Ten grand if he knocked on your door and said he was collecting on behalf of BPF - Nah of course not.

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I don't know if that is aimed at me but I am genuinely here for help. I've written and phoned Allied asking for a copy of the deed of assignment, just to be told i can't have one. I refuse to pay a penny to BPF for something i didn't get or want and simply want advice. I have kept every letter i have recieved from Allied as well as my copy of the signed agreement with Advent and i am more than happy to scan them in and send them to anyone that might want/ need them.

 

Regards,

 

Mike.

 

The reason they cant/wont give you a DOA - is they dont have one...

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Hello,

 

 

I haven't had any debt collectors yet,and I don't know how long BPF will wait before they send my details to any debt collectors agencies,but I'm renting/sharing a house and I really can't afford to have them around the house.I don't suppose there is a way of avoiding them unless you move house and won't tell them?I've sent a letter to BPF to say I have no values at all,so there isn't anything to take away from me,which is true,so not as if their threat would mean a lot to me in that respect.....

Any advice what would be the best to do in a situation like this?

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Mike,

 

 

 

Before they can do any of the above - THEY WOULD HAVE TO TAKE YOU TO COURT FIRST.And then after failing to make payments the court put on you [ if they put any]

 

And most importantly - NO DOA AND COPY OF CONTRACT/AGREEMENT, means they have no way of taking you to court.

 

And finally various DCA's can not have all purchased the debt all at once....

 

Just send ALLIED a Xmas card and a request for the Deed of Assignment and a copy of the contract/agreement.

 

Would you pay the Postman Ten grand if he knocked on your door and said he was collecting on behalf of BPF - Nah of course not.

 

 

 

Thanks for the reply lowdown.

I will send a letter (and Xmas card) to them this weekend. Are there any templates available to use so it looks more professional? I'm just so frustrated with all of this! I signed up with advent as they (my supposed tutor) promised a starting wage of over 20k and a position with a company in I.T within the first 12 months of signing the contract, this in turn would help make the monthly payments on the loan. I just want all of this out the way now! I've had 2 pretty bad years with things going wrong in my life and just a I think things are starting to look up, I keep getting letters demanding a pay for something I never received.

 

Apologies for going on a bit and also for any mistakes in this post, I have to use my phone as my work place has kindly banned any use of the Internet.

 

Regards,

Mike.

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Has anyone that was on an Access 2 Trade course received a letter from ATL today? They're saying they've reopened the centre run by Access 2 Trade in Hartlebury and offering the same training as originally signed up for. They're also saying that many of the staff have also been re-employed and that if you took out a BPF loan they might be able to help. I wonder if it was Barclays that got in contact with them rather than the other way around to try and save their skins. For me, this is possibly the first sign of Barclays panicking if it was them that approached ATL

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Hi all.

Im new in here.

Got problem with Barclays finance regarding Advent...

They send on me debt collectors MERCERS.

If anyone in here got similar problem?

Im going CAB.

Any advice for me u can share?

 

 

P.S> who is more interested in my story can contact me via: email removed

as soon i will get some news i will post in here too (after my visit to CAB).

 

Best regards,

Russ

 

I went to Cab and they were absolutely useless they told me that i got no choice but to pay BPF but my mind was eased after

 

1. I read this thread from no.1 (264 pages to date but its worth it)

edited

 

......Helpful for any newcomers

Edited by IdaInFife
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I went to Cab and they were absolutely useless they told me that i got no choice but to pay BPF but my mind was eased after

 

1. I read this thread from no.1 (264 pages to date but its worth it)

edited as pre post

......Helpful for any newcomers

 

In that case you're probably aware that CAB seem to give different advice depending on the day of the week. Half the people you speak to (not just CAB, but also Consumer Direct and others) will tell you one thing, half the time it'll be the opposite. That's why we're fortunate Fuzz has been working so hard and found Hausfeld because if it goes to court, only 1 persons decision counts

Edited by IdaInFife
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In that case you're probably aware that CAB seem to give different advice depending on the day of the week. Half the people you speak to (not just CAB, but also Consumer Direct and others) will tell you one thing, half the time it'll be the opposite. That's why we're fortunate Fuzz has been working so hard and found Hausfeld because if it goes to court, only 1 persons decision counts

 

Well with the modern age we live in, its much easier to get more accurate up to date info over the internet..... unless ur using wikipedia. Fuzz is doing an great job

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