Hi all. Keep up the good work. Just a question. Even though I've sent off all my details to Hausfield and are one of the many people on their list, I'm still not sure if all this applies to me. I originally took out Clydesdale's 1 year interest free loan, but when the year was up I paid it all off by credit card. Could someone let me know If I'm entitled to all my money back under Section 75 because it seems clear cut to me even though my credit card company and Clydesdale have said no? I hope someone can shed some light on this as I'm a bit in the dark. Regards.

If I used my credit card to pay off bpf (or clydesdale finance as it was then), would I be protected by my credit card company? I have only just done the first module so have only had 1 book and cd.

Hi everyone. Here's the situation I'm in. I initially applied for Advents one years interest free loan for £4800 or so with Clysdale Finance(Now Barclays) to fund my course but just before the year was up, I paid the entire amount to Clysdale with my credit card to avoid the horrendous interest. I haven't done much of the course because of other commitments but this is besides the point and now, as everyone else, have no course to do anyway. Have I got any protection as although I didn't pay Advent directly with my credit card, rather the finance company, surely something should be covered through the consumer credit agreement as the payment was made on credit card. I look forward to any advise anyone can give me.