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    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  Theres a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.   I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!   What's the best thing to do?
    • yes might be the best idea. you'd only at best get 8% flat interest and that unusual on a GOGW if this was what it was. simply contact the FOS and let them know its resolved. dx  
    • If you’ve ever wondered how you might fare in armed combat, the first 20 minutes of Steven Spielberg’s Saving Private Ryan is likely to make you thank your lucky stars you were born too late to storm the Normandy beaches on June 6 1944. I suspect many of us might be driven to identify with those men who were absolutely turned to stone by fear. And yet these young men, mainly conscripts, screwed their courage to the sticking point and did the job the fate had chosen for them, heroes all.   .. UK PM Sunak perhaps thinks he understands mind numbing fear better than many as he dishonorably fled the beachhead to do nothing more than double down on dishonest spin and lies from the safety of a UK studio .. The Normandy heroes who not only held their positions, but advanced through hell to a victory that changed the entire course of history .. undoubtedly hold a different perspective.     from a perspective in TheConversation     .. 'That was the slot that sunaks team offered for the interview
    • Yes, send a message to the purchaser but keep it very friendly and simply that you noticed that the package has now been delivered.  I suggest that you ask them if they want to keep the package still or if they would rather return it and that if they want to keep it then please will they return your payment to you to your PayPal address. Keep it as polite and friendly as possible and then we will decide what to do if he doesn't reply or refuses.  Meanwhile I will have a look at Google earth and see if you are able to spot the gas meter outside the house to get an idea if the delivery is real. Get a screenshot
    • Santander have sent their final response and have agreed that they were in the wrong. They will be refunding me the amount I am due and £50 for the delay.  Just the interest factor would be more than double the £50 that they are offering. Thinking to just close this and move on. Is this what you would do?  Opened a FOS case on the 1st of June but haven't heard back yet. 
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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Mind you, PKF were stating on 2 March on their website that ....

 

"Administrators from accountants and business advisers PKF in Birmingham have agreed terms with two separate operators to buy the interests of Hagley-based Advent Computer Training and Access 2 Careers.

It is anticipated that many of the students caught up in the collapse of two Midland training companies are set to see their futures secured."

 

But still no names nearly a month on, no information released about when, it's all 'soon' and 'in the near future'.

 

The class action lawsuit sounds an interesting option. Was reading about it here...

What is a Class Action Lawsuit?

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Dudley | Computers | Advent Computer Training

 

 

Here's our MIS_SOLD JOB OFFER PROOF guys

 

Advent IT training can retrain you and introduce you to an assortment of IT job opportunities including a new career as an IT Support Manager, Database Administrator or even a Web Designer with the Master CIW Designer course.

 

Thanks Bluedo - nice find!

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http://business.timesonline.co.uk/tol/business/law/article1496294.ece

 

In case anyone missed this article

 

 

Contact Us :: Hausfeld LLP

 

This if you want to contact Hausfeld

 

Hi Fuzzbutt and Mantaxi I'm hoping they'd take us on will wait see if they reply

or if any of you are on facebook let them know what we're doing also the access 2 trade or whatever the other trade co's called now could be with us on this

Edited by Bluedo
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US class action star targets UK - Times Online

 

In case anyone missed this article

 

 

Contact Us :: Hausfeld LLP

 

This if you want to contact Hausfeld

 

Hi Fuzzbutt and Mantaxi I'm hoping they'd take us on will wait see if they reply

or if any of you are on facebook let them know what we're doing also the access 2 trade or whatever the other trade co's called now could be with us on this

 

 

Just pointing out The Times link does not work

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hi bluedo is this a free service only, read most of the web page but didn't see anything about payment. if it is free then i suggest everyone conntact them, the more people that tell them what has happened to us, the more chance they will take up our case. we all need a bit of clout and if someone like hausfeld can give bpf a clip arround the ear for us we might see things start to happen. we are like the little people on our own trying to fight goliath so maybe hausfeld can be our david.

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hi bluedo is this a free service only, read most of the web page but didn't see anything about payment. if it is free then i suggest everyone conntact them, the more people that tell them what has happened to us, the more chance they will take up our case. we all need a bit of clout and if someone like hausfeld can give bpf a clip arround the ear for us we might see things start to happen. we are like the little people on our own trying to fight goliath so maybe hausfeld can be our david.

 

 

Hi Mantaxi

Did the above link to the times article work for you ok?

In the Times article it mentions that ......

 

"As class actions evolve in Britain, so too have the financing of the expensive cases. These new multi-billion-pound claims can be financed by hedge funds and others seeking to profit from the legal costs involved. For example, Insolvency Management (IM), which was founded by insolvency expert Chris Morris, uses money from high-net-worth individuals to bank-roll cases and share the proceeds from the litigation. IM, which includes former London "

 

So if someone knows for defo let us know how it works. It looks like if we won then Barclays would be sued for costs so they can pay Hausfeld so their ears would be well and truly clipped :D

It would be cheaper for them to just refund us but on their head be it they want a fight so sleeves up guys.

 

Better not count our chickens yet hopefully they'll reply and take us on more fingers crossed they've never been crossed as much in their life :)

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i got the same 404 error. that news about hausfeld seems ok by me will email them tomorrow. lets bombard them with complaints that we have with bpf and see what happens. got nothing to lose but a lot to gain.

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US class action star targets UK - Times Online

 

Does this link work now Mantaxi? Apparently we need to stress a cause of action being mis-sold and overcharged and the contract being in breach and the unscrupulous goings on of Advent might do I hope. And BPF isn't squeaky clean I'm sure.

As you say nothing to lose and I feel that all the organisations supposed to help people just keep you going round in circles and are just collecting complaints and nothing happens.

Are you on Facebook Mantaxi ?

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Hi All,

 

 

Why dont we all sent a mass mail to a solicitor, if we all use the same reference or a template letter we could be represented as one entity, this will certainly give our cases more appeal?

 

I have a solicitor in warwick that I am dealing with, if I menton that a lot of letters regarding this will reach him, i'm sure he will be interested.

I'm seeing my solicitor on wednesday 24th March.

 

What do you think? So if we all agree to send our letter on the same day the solicitor will see the scale of the task.

 

I think this will be better than someone on this forum collecting all of our info and sending on, we all then be more proactive.

 

Please let me know what you think before Wedndsday 24th!!!

 

Tasks for everyone,

1. Get a good template to send to solicitor, stating that we want to be represented.. also that we want to be individually contacted on the letter.

 

2. pick a day for ALL OF US to send the letter off.

 

Does this sound like a plan?

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hi guys just had a reply to the legal letter that i sent 2 weeks ago. its just another standard letter telling me they are sorry that i am complaining but keep on paying as i will break the terms of my credit agreement. what a joke, i paid in full on the due date and they could not be bothered to check my account. they say i can complain to the complaints department and tell them of my concerns, well if my concerns were not in the legal letter that was sent i do not know what they want. i wish i was paying then i would stop payment and let them take me to court. i am getting rearly annoyed now at the way they are treating all of us. telling me that i will break the terms of the agreement when thats exactly what they have done.

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US class action star targets UK - Times Online

 

In case anyone missed this article

 

 

Contact Us :: Hausfeld LLP

 

This if you want to contact Hausfeld

 

Hi Fuzzbutt and Mantaxi I'm hoping they'd take us on will wait see if they reply

or if any of you are on facebook let them know what we're doing also the access 2 trade or whatever the other trade co's called now could be with us on this

 

Thanks Bluedo.

I'm unclear whether Hauseld do this for free though, or what happens if they don't win the case (can Barclays sue us?) I couldn't find any info on their website about this.

 

If it is a no risk to us free service though I'd defnately go with you on that. I'll wait to see if they say yes to you and meanwhile I'll draft a short presentation covering all the issues, mis-selling, Consumer credit act etc.

Edited by Fuzzbutt
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hi guys just had a reply to the legal letter that i sent 2 weeks ago. its just another standard letter telling me they are sorry that i am complaining but keep on paying as i will break the terms of my credit agreement. what a joke, i paid in full on the due date and they could not be bothered to check my account. they say i can complain to the complaints department and tell them of my concerns, well if my concerns were not in the legal letter that was sent i do not know what they want. i wish i was paying then i would stop payment and let them take me to court. i am getting rearly annoyed now at the way they are treating all of us. telling me that i will break the terms of the agreement when thats exactly what they have done.

 

Sorry to hear that, Mantaxi. I had the standard reply also after the FreeLegal letter I sent them.

 

Hoping that Bluedo will have a positive response from Hausfield and that it will be something like the 'no win no fee' or something as I can't really afford solicitor's fees. I could just stretch to the £100 to put in a claim against Barclays through a small claims court, but hoping it won't come to that.

 

A4RON's offer above sounds good, but it will come down to how much it will cost if it can be arranged, for me at the moment anyway. :(

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Sorry to hear that, Mantaxi. I had the standard reply also after the FreeLegal letter I sent them.

 

Hoping that Bluedo will have a positive response from Hausfield and that it will be something like the 'no win no fee' or something as I can't really afford solicitor's fees. I could just stretch to the £100 to put in a claim against Barclays through a small claims court, but hoping it won't come to that.

 

A4RON's offer above sounds good, but it will come down to how much it will cost if it can be arranged, for me at the moment anyway. :(

 

 

quite agree i think it might be worth asking him on wed to find out what it would cost to take bpf to court. if it came to £3000 the more of us that go with it the less we would have to pay. 300 of us would only be a tenner each. hope thats how it would work. go for it A4RON'S

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Thanks Bluedo.

I'm unclear whether Hauseld do this for free though, or what happens if they don't win the case (can Barclays sue us?) I couldn't find any info on their website about this.

 

If it is a no risk to us free service though I'd defnately go with you on that. I'll wait to see if they say yes to you and meanwhile I'll draft a short presentation covering all the issues, mis-selling, Consumer credit act etc.

 

Hi Fuzzbutt,

I don't know how these class action lawsuits are financed. I'm guessing if Hausfeld & Co don't think they'll win then they'd not take the case. :(

 

Wish if someone knows anything about it, the CAG mods or anyone could maybe advise us what they think about doing this

 

I definately will be fighting this in court but if this was possible(with Hausfeld) then it would really come down on BPF maybe open a can of worms. Plus I think the Lawyers and organisations here are hesitant of taking on big Banks. I haven't much faith in the Lawyers near me I was told" you can't get out of paying"!!! "EXCUSE ME!!!???"

 

Just a thought but ( I have an imagination that's not good for me) but Hausfeld officially opened his London Practice on 18th February 2009 was it a coincidence Barclay pulled the plug on distance learning December 2009

 

 

Hi mantaxi sorry about the letter but just shows us what to expect they are as Cashins said weeks ago the most arrogant of Banks They don't care about any of us they want to not pay out and we need to just stand firm together if we want any kind of result .

If BPF was in the right we wouldn't be getting generic letters we would be getting threatened and they can shove their new provider AS IF! we'd want anything to do with them after this.

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OMG!! postman just been, letter from BPF

 

This Notice is given under the Consumer Credit Act 1974 and relates to default sums charged under the terms of your agreement, This notice does not take account of default sums which which we have already told you about in another default sum notice, whether or not those sums remain unpaid.

Your direct debit payment due on 11/3/10 in the amount £234.82 blah blah

Please note that this outstanding amount is now due immediately blah blah

A direct debit charge of £20 was applied to your account on 16/3/10 to cover administration costs relating to this transaction. if you have a query on the account please don't hesitate to contact us.

 

WELL!!! I have a letter saying the accounts on hold and what they saying previous default notice but the **!!!!@@ have added the mad interest

 

HELP!!!hows best way to deal with this

 

So now come the threats well they can take me to court or pass the debt to a DCA

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letter dated 1st march

We're sorry you have reason to complain blah blah ,whilst we do sympathise

with your situation, until we have resolved this matter your account has been placed on hold. please be assured that this does not affect your statutory rights

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