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    • Nothing will happen in regard to this one shoplifting event, other than Sainsburys won't let you shop in this store again.   But, if you continued to shoplift, then the consequences are more serious. Local to me, there  is a town where about 13 people have been banned from shopping in many of the shops. They are subject to some form of order, where if they set foot in any of the stores, they will be subject to arrest by Police.  
    • Agree with DX, Sadly, from the pics, it looks like you're bang to rights😪 The rules are very explicit. Before entering the box, you must ensure that you are able to completely exit. It looks like the car in front may have moved a couple of feet and tempted you to set off, but when you did that, there still wasn't enough room to completely exit the box. By all means ask to see the video evidence, but saying you had to stop because the vehicle in front stopped, isn't a valid defence.
    • Hello, welcome to CAG. I imagine the letter that the security guards talked about will be a letter from a company or lawyers who specialise in trying to extract money from shoplifters. I think Sainsbury's use DWF solicitors, otherwise it could be a company like RLP. It won't be a 'fine', only the police can do that. Look at this as a parallel 'justice' system that doesn't involve the plice. If you read around the forum for other cases of shoplifting, you'll get the idea of how this all works. If you think your behaviour has become compulsive, we suggest having a chat with your GP who should get you help for this. Best, HB
    • despite our wettest 18 months on record,  Low levels of rain and snow have cut Canada’s hydropower production, forcing it to increase electricity imports from the U.S.   - NYT
    • Hi all…. i was wondering if someone could help me. I am ashamed I have been caught shoplifting from Sainsbury’s by two undercover security guards who I suspect have been following me for a week now… I have been impulsively shoplifting due to what I think could have become an addiction of some kind. I am ashamed of what I had been doing and I do believe being caught has been for the greater good. i was taken to a room and asked to empty my bag, the guards were slightly rude but I complied with them politely as I know they are just doing their job and I am in the wrong. They retrieved my address, name, birthdate and took a photo of me, they asked me how many times I had shoplifted and I said twice and I didn’t want to be foolish and say just once. They issued me a letter of ban from the store and if I was caught in the store again the police would be called. They told me I would be paying 2x what I had stolen today as the goods had been damage which I am guessing is stole around £65 worth roughly. I did offer to pay for the items I had stolen on the day but they declined. They did not call the police but let me leave after claiming I was a lucky person. They told me to expect a letter in the post and that I “would be smart not to ignore it”  what should I be expecting in the post from them? I am aware from reading a lot online about security costs.. people mentioned to ignore these costs however as I had damaged the labelling on the goods should I still comply and pay the fines ?  kind regards awful shoplifter
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Egg agreement unenforceable?????


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  • 9 months later...

Blooming heck! Almost 12 months without any harassment eh.....too good to be true, although it will have given you time to find out more info about them and their sorry corrupt rotten to the core industry, so now if they or any of their other toothless cronies pipe up you will be able to laugh at them even louder!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 1 month later...
UPDATE

Just thought i would do an update.....No letters...no phone calls they may have gone after easier fish but no doubt I will hear from them as soon as I post this entry :-)))))))

 

Hi busyjerome, I've just received letter from T Munn and am being chased by ARC. Am worried about the T Munn letter, sounds same as you received, threatening to prepare papers etc. Just wondered what you did or sent them in response? Thanks

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Hi Cos

Yeah their letters gave me a little bit of a wobble too but after posting on here I felt a little better and realized that whatever the letter threatened I couldn't do anything about it anyway. So basically I have got cheesed off sending out all these letters so as Egg have never informed me that they have purchased the debt I have ignored them. I am pleased to say that it has resulted in the following,

I have not heard from them since that letter on JULY 2010 :-D so if you are in the same boat IE (can not do anything about it) I would say no contact seems to discourage them pretty easily.Hope this helps cosmos NEARLY A YEAR AND COUNTING :-D:-D:-D

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Thanks for the speedy response. I hadn't been phased by all the previous threatening letters, it was all "if's and maybe's", but this one has really given me the jitters! I have been in a spell of not responding to much of what has been sent for last few months as I've got nothing further to say, albeit I'm really uncertain as to enforceability with EGG now. I think what has caused me concern is that I'm struggling to know what to do with Egg since the test case (thankfully it just went really quiet), and cannot see if I've really got a leg to stand on with the agreement they supplied, or what argument to fend off the DCA's with anymore. Thanks for your advice, all comments are really welcome at the moment!

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Funny you should say that I have just had a letter saying that barclay's have taken over the account but no other details so that might explain the lack of correspondence. Well i guess i can look forward to another round of letters and phone calls off barclay's then.

Cosmos what did you mean about "The egg test case"???? I know there was a long running one with PT but I can't seem to find it now. Is that the one and can somebody post the link please????

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Funny you should say that I have just had a letter saying that barclay's have taken over the account but no other details so that might explain the lack of correspondence. Well i guess i can look forward to another round of letters and phone calls off barclay's then.

Cosmos what did you mean about "The egg test case"???? I know there was a long running one with PT but I can't seem to find it now. Is that the one and can somebody post the link please????

 

Yes, that's the one. I'm finding it hard to know what line to take on the egg agreements now and am left wondering what everyone else in the same predicament with egg are doing, am really looking for some guidance!

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The legal argument was how they defined the credit limit.

It's going to be down to individual cases, how aggressive they are, how people respond, and whether the judge had his weetabix. Nothing new there then! :|

 

So, check the fine details. Is what they supplied a photocopy of a microfiche indicating they destroyed the original?

Is it fully legible? Did they supply the original T&C's plus amended versions? Do the interest rates at inception match those on the first statement? Have they harrassed and treated you unfairly? Are there any unfair charges? Have they sent a compliant default notice / notice of assignment? Have they sent 6 monthly Notices of Arrears? Have they made misleading statements in contravention of CPUTR 2008? Was there missold PPI? etc etc...

 

The unknown element is the judge, however. But the more you nitpick and complain, the less likely they are to instigate court action, in my opinion.

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The legal argument was how they defined the credit limit.

It's going to be down to individual cases, how aggressive they are, how people respond, and whether the judge had his weetabix. Nothing new there then! :|

 

So, check the fine details. Is what they supplied a photocopy of a microfiche indicating they destroyed the original?

Is it fully legible? Did they supply the original T&C's plus amended versions? Do the interest rates at inception match those on the first statement? Have they harrassed and treated you unfairly? Are there any unfair charges? Have they sent a compliant default notice / notice of assignment? Have they sent 6 monthly Notices of Arrears? Have they made misleading statements in contravention of CPUTR 2008? Was there missold PPI? etc etc...

 

The unknown element is the judge, however. But the more you nitpick and complain, the less likely they are to instigate court action, in my opinion.

 

 

You are too right that the unknown element is the Judge. In my case the Judge was adamant that a credit card agreement didnt require a DN, so whether it was invaild or not was irrelevant. DNs are only required for fixed term loan agreements.

My Posts exist exclusively to assist me in preparing litigation against another party.

As such, it is almost certainly protected by litigation privilege.

 

The legal requirements for claiming litigation privilege are well established and are not in dispute.

Communication between a solicitor, or the client, or a third party will be protected by litigation privilege where the communications are for the dominent purpose of obtaining legal advice in connection with, or conducting litigation in prospect: Re: "Highgate Traders Limited (1984)"BCLC 151.

 

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Hi Geoffrey,

What a travesty!! Are you appealing this?

Yes, in running account credit they can terminate without default , with appropriate notice any time if the T&C's allow it, but they must allow monthly instaments to continue.

They cannot lawfully demand the full balance, either on a contractually terminated or defaulted account, without a default notice. It's the removal of the instalment option and early enforcement of the full balance that's the issue.

 

To quote HHJ Chambers QC from Harrison vs Link in the High Court "The notice of enforcement was a statutory pre-condition of enforcement. It was a bad notice and enforcement cannot be attempted in dependence upon it."

This was a credit card.

So sorry that you got one of the bad apples, if he'd done his homework/job instead of being swayed by disinformation from the claimant's sols this wouldn't/shouldn't have happened.

kind regards,

Elsa x

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  • 3 weeks later...
UPDATE

Just thought i would do an update.....No letters...no phone calls they may have gone after easier fish but no doubt I will hear from them as soon as I post this entry :-)))))))

 

Well after saying that low and behold i have had a letter, it just states that barclays have now bought egg credit cards so i should imagine i will have another round of letters and phone calls due. No demands yet though

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