Jump to content


  • Tweets

  • Posts

    • Yep let us have a good laugh eh from today’s Telegraph 🤣😂🤣 the rest must try harder    Farage won Friday’s election debate, a poll finds Nigel Farage won Friday night’s seven-way BBC election debate, according to a poll.  A snap poll of 1,031 voters by More in Common found most thought Mr Farage won the debate, followed by Angela Rayner. Mr Farage received 25 per cent of the vote while Ms Rayner received 19 per cent. The Green Party’s Carla Denyer was the third most popular with 11 per cent, Stephen Flynn for SNP received 10 per cent and Penny Mordaunt, the leader of the House of Commons, took 7 per cent of the vote. Daisy Cooper, the deputy leader of the Liberal Democrats and Plaid Cymru’s Rhun ap Iorwerth took 5 per cent and 2  per cent respectively. The debate saw Britain’s main seven political parties clash ahead of the general election on July 4.  Mr Farage, who returned to frontline politics for Reform this week and is standing as an MP in Clacton, challenged his political rivals on immigration and net zero policies.
    • Hi CAG Team, I'm seeking your skills and help for a NtK my partner received through the post earlier this week. To give a little backstory, my partner and I, along with our young children (4 and 7), decided to go on a camping holiday about 3 hours away from us. We took a car each because we didn't have enough room in one car. We arrived at the services at very similar times as we followed each other the whole way. So, two cars. My partner has received this NtK, but I haven't. This NtK dropped through the front door on Wednesday, June 5, 2024.  We both parked in the Burger King car park, not in BP; we got out, all went for a toilet break, got some food from the BP garage and returned to our cars to eat.  After eating, we took the kids to the toilet again before leaving to complete our journey. I didn't notice any parking restriction signs and can't get back to the location due to how far away it is. I noticed another person had an issue here and reported it to you, and they managed to get the fine dropped. See below. To me, it looks like they have cameras at the complex's entrance and exit. I'm not sure if they own the land/car park by Burger King, so I'm not sure if this is a legal contract or not.  I find that 30 mins limit at a Services that serves hot food to be ridiculous and unfair, especially as we had kids to feed and water.  And the fact that I didn't receive the same NtK despite us driving in and out together is just crazy. This is the location - I also uploaded a map image. Google Maps MAPS.APP.GOO.GL ★★★☆☆ · Restaurant   1 Date of the infringement 24th May 2024   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 29th May 2024   3 Date received 5th June 2024   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] N   5 Is there any photographic evidence of the event? Y - Only entering and exiting the complex/land.   6 Have you appealed? [Y/N?] post up your appeal] N   7 Who is the parking company? MET   8. Where exactly [carpark name and town] BP Blue Boys, Tonbridge TN12 7HE   For either option, does it say which appeals body they operate under. POPLA Anyway, I hope you can help me out with some guidance on how to proceed with this. Let me know if you need anything else. Thank you, Passerby0233 2024-06-08 13_17_52-Burger King - Google Maps — Mozilla Firefox.pdf NtK_29-05-2024.compressed.pdf
    • Which Court have you received the claim from ? Civil National Business Centre (Northampton) Name of the Claimant ? PRA Group (UK) Limited How many defendant's  joint or self ? Self Date of issue – 23/5/24 AOS - Tues, 11/6/24 (19 days)  Defence - Thurs, 25/6/24 (33 days) Particulars of Claim 1. The Claimant claims the sum of £7926 for an outstanding debt owed. 2. On 20/4/18 the Defendant entered into an agreement with Lloyds Bank for a Credit Card under reference [16 numbers]. 3. On 10/5/22 the Defendant defaulted on the agreement with an outstanding balance of £7296. 4. On 28/11/23 the debt of £7296 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on 30/12/23. Notices of assignment were sent to the Defendant in accordance with S136 Law of Property Act 1925. The Claimant has instructed PRA Group (UK) to act on its behalf and the CLAIMANT CLAIMS 1. The sum of £7925 What is the total value of the claim? £8481 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes Did you inform the claimant of your change of address? I believe I sent a letter by registered mail of a change in address to abroad in 2021. Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit card When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Online Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? Not personally - probably sent to my parents Did you receive a Default Notice from the original creditor? Not personally - probably sent to my parents Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not personally - probably sent to my parents Why did you cease payments? Unable to afford, living abroad What was the date of your last payment? Unsure (probably 2021) Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No ................... I have read through a number of similar threads, one thing i'm not sure how to proceed about is that I live abroad in the middle east and have done for several years. The claim letter was sent to my parents address and I really don't want them to be harassed about this. I am sure I sent the original creditor a registered letter with my change of address but can't find this currently. I am not in a position to pay this, and tend to come back to the UK to see family at most once a year (less since Covid),  not particular bothered about my financial score...more concerned about harassment of my parents. I have not registered on the gov gateway or anything like that.  Details below (as best as i can), and thank you for taking the time to look into it. Also redacted claim form attached: Claim form 23-5-24.pdf
    • While we wait for someone to explain how farage is any better than sunak  .. if not worse   One of many likely upcoming belly laughs   Reform chairman Richard Tice has accused the Tories of (reform like) “dirty tricks” after one of his party’s candidates withdrew his papers to stand at the last minute and endorsed former cabinet minister Sir Gavin Williamson. In a dramatic final 24 hours before nominations closed there had been fevered speculation that as many as six Tory MPs and other candidates could defect to Reform after Nigel Farage decided to stand in Clacton and become leader. But instead no Tories switched and Tom Wellings, the Reform candidate for the new seat of Stone, Great Wryly and Penkridge in Staffordshire, quit and put out a statement endorsing Sir Gavin.   Who does he think he is an Anderson, a Carswell !!! was heard at the reform HQ pub ... as Candidate brushed aside by Farage in clacton to run as an independent    Tice accuses Tories of ‘dirty tricks’ to persuade Reform candidates to stand down WWW.INDEPENDENT.CO.UK Exclusive: A furious row has broken out after a Reform candidate’s last minute defection to the Tories   :ROFL  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Welcome moved the goalposts


slimblondeuk
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5221 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 96
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

Thanks for that beyondhope, the words 'cacking myself don't even come into it! :eek:

 

It Seems That Moral Amongst The Troops Is Pretty Low Today???:-(

 

I Too Can Not Give Any Direct Advice Of How To Treat This Letter, Or What To Do In Reply. :| Postggj And Others Will Deal With That, More than Successfully I`m Sure.

 

I Am Also Sure That, You Have Looked Around This Forum? Therefore You Will Know (if my understanding is correct) That " With Out Prejudice" Means This Letter Can Not Be Used In Court, With Out The Say So Of Both Parties. :)

 

What Is The Point Of Producing A letter Like That And Then Sticking " With Out Prejudice " On The Top? In My Opinion It Is A Frightener (and it`s working). It Has Been Sent To Elicit A Reaction From You!!!:-x

 

So Settle Down. Don`t Let It Worry You???:-x Postggj Or One Of The Other " Illuminati " Will Be Along With The Correct Information Very Soon.

 

It Is The Week End After All! And While We All Worry About Our Little Problems, Post Has The Lot Of Us To Worry About!!! He as To Collect His thoughts sometime? :cool:

 

Cheers, MARK:cool::cool:;)

Link to post
Share on other sites

I believe the same on the term 'without prejudice' hopefully someone with more knowledge than me will see this soon :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

Link to post
Share on other sites

Thank you so much for all your support, I do hope that you all and postggj didnt think I was pressuring him (like he would take any notice lol!)I do wonder though if i will still get a visit from one of their monkeys trying to repo the car, looking at other threads, do i put up a fight and call the police?..............xxxxxx:confused: Really sorry people to be a pain, I can normally sort things out myself but I am flummoxed. Sorry

Link to post
Share on other sites

I think whether you call the police is your decision really some people hand the keys over and then fight and others refuse to hand keys over and call the police. Sorry im not much help Post will be back with his letter soon Im sure in the meantime try not to worry too much and if in doubt dont open the door ;)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

Link to post
Share on other sites

sorry i cant help you,and my tale is different.(welcome secured loan),but let me assure you, i have every faith in poste and the other caggers advice on this site. keep your chin up, welcome are bully boys pure and simple, who will try and kick you when your down, but when faced with people who kick back(poste and caggers), they run for the hills.stand firm and it with all get sorted, good luck with the ****, will keep fingers crossed for you x

Link to post
Share on other sites

Slimblonde i told you it wouldnt be long until i had one too mine came this morn ;) POST if you get 5mins can you take a look ive posted the so called DN up ;)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

Link to post
Share on other sites

Thank you for all your words of encouragement, I know I'm in great hands with post, it was a natural knee jerk reaction to get worried about the 'termination' letter, and as mark rightly said i understand that without predjudice means bugger all but was still worried, i am now reassured, i wont write anything else as i know post(the sweetheart that he is) is helping other folks and I have to be patient. Sorry everyone

Link to post
Share on other sites

Totally understandable! Its made me itchy to do something now too ;) Best of luck will be awaiting post's letter to see what I can steal :D

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

Link to post
Share on other sites

OMG the came and tried to repo the car today, i asked him if he had a court order he said no, i said well you aint getting the car, he said you oly need court order for paying 1/3, i was like, no your not, this went on for a few minutes and i was refusing to give him the car. Anyway hs says hes going to big eldest daughter up from work at this point 'monkey jumps into the car, and says and i quote 2as soon as i have touched this car this belongs to me..i was like yeah fnar fnar...get out...he wouldn't, he then said he was going to ring the police so i told him go ahead.......the upshot was that this monkey was trying to tell the police that i was stealing the car (i told them all about the letters and agreements) then tried to tell Mrs P.C that this was theft, which she didnt take too kindly too. He kept banging on and said he could take my car to the pound and that i could sort it out with welscum, whivh i declined as i saw, an auction site at the bottom of his 'forms', the police looked at these forms and again asked if he had a court order which he replied no, police sed he needed one, he argued the toss with the p.c and was this much away from being lifted said i was a civil case and the police agreed and said if they touch my car, hes in for it BIG STYLE,they couldn't have been more helpful, they advised me to put the car on the drive and padlock the gates, and said he could only come back if he had a court order, don't know if thats going to happen, I feel a small victory anyway and to see his smug g]face falling as the police turned against him was classic. xxxxxx

Link to post
Share on other sites

Pleased to hear you had the backing of the law :D it appears it depends on the officer attending on whether you are supported in these circumstances or not :mad:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

Link to post
Share on other sites

Pleased to hear you had the backing of the law :D it appears it depends on the officer attending on whether you are supported in these circumstances or not :mad:

 

I Second what Beyondhope says. A few weeks ago how would you have handled yourself in this situation? Brilliant result as far as I`m concerned, well done.:cool:

 

And a well done to the coppers as well:D

 

Who phoned Police. You Or the Threat Monkey?

Edited by mark1arby
addition
Link to post
Share on other sites

Im following with much interest as I have a feeling Monkeys will be visiting me soon....why oh why dont I have a drive :mad:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

Link to post
Share on other sites

Mark, a few weeks ago before havin the the joy of stumbln on this site I would have rolled over and died and given the monkey the car, but armed with information that everybody an what I gleaned from he other threads I was fully armed with my info, monkey phoned the police and i dont know athe said but two cars came blues and twos down my street. He got so angry with one of them he demanded his name, which p.c gave quite wilingly, he then asked why whe tis happened a cpl of month ago to someone else did police say it was ok, p,c said not my case thatwas ten this inow. Also beyondhope, police said i should hide the car till the case had been disputed, he asked if i could put iin my garage but is choka block wit non garagey things, so thts the only help i could give you. :)

Link to post
Share on other sites

Thanks slim I dont have access to a drive either :( It'll be ok because im sure they would be breaching data protection if they speak to me about it and they wont be taking it without keys because there is no way they will get it out onto a lorry from between 2 parked cars ;)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

Link to post
Share on other sites

Well, all quiet on the home front, i still feel as if i'm looking over my shoulder, and parking in the drive is a nightmare (i am a woman after all lol) and having to padlock the gates! I wonder if post has had any time to do the letter....heres hoping :-D

Link to post
Share on other sites

All quiet here too slimblonde which im not liking at all :lol: this will bump for you :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...