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    • Whatever the nuances of the law, they will be lost on OPS, who like the rest of the PPcs never bother to get planning permission, ever. When they get a new contract they don't want to delay issuing PCNs by deigning to follow the law, especially as the period when they take over and the parking restrictions are new is the time when they can catch most drivers out.
    • I had some contact with this company earlier in my working life but I'm afraid there's not a lot I can suggest that you haven't already done. During your grandfather's time  British Celanese was a subsidiary of Courtaulds. Courtaulds was subsequently (after your grandfather had stopped working there) acquired by Alzo Nobel. They in turn closed down the Spondon site and sold it. I have no idea what the number is that you are trying to call. It's a Derby (Spondon) area code but the number appears not to be allocated. From my slim knowledge of the history of the company I would have expected your grandfather's pension to be in the Alzo Nobel (CPS) Pension Scheme.  But Willis Tower Watson are the Pension Scheme Administrator of that scheme and would be the people who should know if your grandfather had contributed. Is your grandfather certain he contributed? Joining pension schemes wasn't compulsory in those days. Or might he have got his contributions returned when he left them? That happened sometimes back then. Sorry not to be of more help.      
    • I am sorry I am not aware of this report from IAS assessors? The Court will consider my application at a online hearing in June. The Court instructed me to send Bank copies of my sons condition proving he could not have been the driver I have heard nothing further. My son is not aware of any proceedings I have not involved him to avoid causing him distress, he has been sectioned a fair few times and I need to avoid this happening.
    • I am very pleased that the Court has taken the decision to allow you to  represent your son and hope that he is happy enough with that to relieve the stress he will also be feeling. I do agree that Bank parking are so insensitive, greedy, horrible etc etc to continue proceedings considering  in what it is a very minor case of a wrong number plate . Even their  own  IAS Assessors, who are normally hopelessly biased in favour of their members, went out on a limb and said  " The Operator's evidence shows no payment for the Appellant's vehicle, or anything similar. It does show two payments for the same registration in quick succession. I would take a reasonable guess, based on the circumstances described, that the person paying has paid for the registration of the person they assisted again." That is damning evidence and you must take that report with you as well as including that in your Witness Statement which we will help you with. I would expect that Bank would discontinue the case at that point.  But I am sorry to say  that you should not count on it.  
    • Evening all,   I have deliberated over this offer for two weeks and I have decided to take their offer. I do understand that some may prefer us to go to court and receive a judgement but with our personal circumstances and my current military commitment that could become an issue. I am so grateful for all the help and support you have all offered me over the last few months. I will continue to monitor this site and push all those that are being wrong to get in touch.   Thank you! what you all do is truly amazing!
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Mrs Ms mum v mbna


MandM
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If you haven't already told EC I would add that you have written to MBNA accepting their unlawful rescission.

 

I think I would amend the sentence to say that a complaint IS now being sent to the relevant authorities.

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  • 1 month later...

Hi Mrs M,

that letter is so funny, we all know that CMC is Expurto. The bottom of the letter even states its a trading name of them so why do they play such pathetic games. They have put a PO box number at the top then put Expurtos's address at the bottom. I bet you felt so threated with that my 6 year old could knock-up a better letter, and whats with that letterhead?

 

I don't think I've actually seen worse letters and threatograms since bogcroft.

 

 

Pumpytums

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Hi Pumpy.

 

I must admit it did give me a good laugh although my mum was really worried. It does scare people if they don't know its rubbish which I suppose is what they want.

 

Mrs M :)

 

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Hi Pumpy.

 

I must admit it did give me a good laugh although my mum was really worried. It does scare people if they don't know its rubbish which I suppose is what they want.

 

Mrs M :)

 

 

Was there a CMC code number underneath your address?

 

 

Wait til you get the bog standard CMC 5 template letter, telling what their investigators have established!

 

It will be something along the lines that they have established you live at the above address and that you have been ignoring their correspodence!

My Posts exist exclusively to assist me in preparing litigation against another party.

As such, it is almost certainly protected by litigation privilege.

 

The legal requirements for claiming litigation privilege are well established and are not in dispute.

Communication between a solicitor, or the client, or a third party will be protected by litigation privilege where the communications are for the dominent purpose of obtaining legal advice in connection with, or conducting litigation in prospect: Re: "Highgate Traders Limited (1984)"BCLC 151.

 

Copyright Information: All information contained in this website , Associated websites, and Forum posts are Copyright "Reclaim The Right Ltd". If you wish to use the information on this site for publication elsewhere then please email the administrator for permission.

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Hi everyone.

 

A lady called my mum today and as she was having an off day she answered the call. It goes like this.

 

Mum; Hello

 

Experto; Hello is this mrs ===

 

mum: yes

 

Ex; Mrs === I am ringing about your letter about you being harrassed.

 

mum; Like you are doing now.

 

Ex; No I just need to talk to you about your account.

 

mum; My daughter is dealing with my finances.

 

Ex; Can you ask your daughter to ring me.

 

mum; Has she got your number.

 

Ex; no.

 

mum; Okay bye

 

I think mum is finally getting the idea, and she is starting to enjoy it. :smile:

 

Mrs M

 

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  • 1 year later...

Any further news on this?

 

I have had the same dealings with MBNA - they sold my account before they even issued the DN!

 

But they have now taken it one step further

 

I have received a court claim for two accounts added together!

 

Not sure how I defend as no one seems to have got this far!

 

Cupcake

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  • 1 month later...
Any further news on this?

 

I have had the same dealings with MBNA - they sold my account before they even issued the DN!

 

But they have now taken it one step further

 

I have received a court claim for two accounts added together!

 

Not sure how I defend as no one seems to have got this far!

 

Cupcake

 

Hi Cupcake.

 

No further news on this. Still just getting the odd phone call

 

M

 

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  • 2 weeks later...

Hi just wondered if you had heard anymore from experto I am in the same situation as yourself and have been thinking that because the account was sold before expiry of the DN I had a case but I have been told on here over the last couple of days it is ok for a company to sell to a DCA before the expiry so I have no case.My most recent letter from experto said the same and they are now saying it should go legal.

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Hi just wondered if you had heard anymore from experto I am in the same situation as yourself and have been thinking that because the account was sold before expiry of the DN I had a case but I have been told on here over the last couple of days it is ok for a company to sell to a DCA before the expiry so I have no case.My most recent letter from experto said the same and they are now saying it should go legal.

 

Still nothing. I have an old MBN@ one of my own too which also has the DN expiry issue.

 

but I have been told on here over the last couple of days it is ok for a company to sell to a DCA before the expiry
Do you have a link?

 

thanks,

 

M

 

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Interesting. Will have a read up and dig a little deeper. Is yours under or over £5k?

 

It does seem that Varde/Exspurto are indeed becoming more active. Will be watching this one with interest >>>> http://www.consumeractiongroup.co.uk/forum/showthread.php?316442-Bluebox-vs-Varde-Investments

 

M

 

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