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    • In answer to your questions yes even though it wasn't called that, it was the NTK. Had it been a windscreen ticket you would not have received the NTK until 28 days had elapsed. In earlier times if the warden was present then a windscreen ticket would have been issued. It nows seems that the DVLA and the Courts don't see a problem  with not issuing a ticket when a warden is on site. A period of parking must mean that ther e has to be a start time and a finish time in order for it to be considered a period. A single time does not constitute a period. I am not sure what you mean by saying it could be taken either way.  All they have mentioned is  the incident time which is insufficient. There are times on the photos about one minute apart which do not qualify as the parking period because they are not on the PCN itself. The reason I asked if the were any more photos is that you should be allowed 5 minutes Consideration period for you to read the signs and decide whether you want to accept them and you do that by staying longer than 5 minutes. if  more  do not have photos of your staying there for more than 5 minutes they are stuffed. You cannot say that you left within the 5 minute period if you didn't , but you can ask them, should it get to Court , to provide strict proof that you stayed longer than the statutory time. If they can't do that, case over.
    • I recently bought some trainers from Sports Direct and was unhappy with them and their extortionate delivery and return postage charges. I tweeted about being unhappy, and received a reply from someone claiming to be from Sports Direct asking me to send my order number and email address by pm, so a claim could be raised. Which I (stupidly) did. The account used Sports Direct's name and branding, and a blue tick.  The following day I received a call from "Sports Direct Customer Service", and with a Kenyan number. They asked for details of the issue, and then sent me an email with a request to install an app called Remitly. They provided me with a password to access the app then I saw that it had been setup for me to transfer £100, and I was asked to enter my credit card number so they could "refund" me. I told them I was uncomfortable with this (to say the least), and was just told to ring them back when I did feel comfortable doing it. Ain't never gonna happen.  I just checked my X account, and the account that sent the message asking for my details is gone. I feel like a complete idiot falling for what was a clear scam. But at least I realised before any real damage was done. if you make a complaint about a company on social media, and you get a reply from someone claiming to be from that company and asking for personal details, tread very carefully.   
    • The good news is that their PCN does not comply with the Protection of Freedoms Act 2012  Schedule 4.. First under Section 9 (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; (b)inform the keeper that the driver is required to pay parking charges in respect of the specified period of parking and that the parking charges have not been paid in full; The PCN does not specify the parking period. AS you rightly say the ANPR times do not include driving to the parking space and then from there back to the exit. And once you include getting children in and out of cars especially if seat belts are involved the time spent parked can be a fair bit less than the ANPR times but still probably nowhere near the time you spent. But that doesn't matter -it's the fact that they failed to comply. Also they failed to ask the keeper to pay the charge.  Their failure means that they cannot now transfer the charge from the diver to the keeper . Only the driver is now liable. As long as UKPA do not know who was driving it will be difficult for them to win in Court as the Courts do not accept that the driver and the keeper are the same person. Particularly as anyone can drive any car if they have the correct insurance. It might be able to get more reasons to contest the PCN if you could get some photos of the signs. both at the entrance and inside the car park. the photos need to be legible and if there are signs that say different things from others that would also be a help.
    • Farage rails and whines about not being allowed on the BBC ... ... but pulls out at the last minute of a BBC Panorama interview special. It was denied it was anything to do with his candidates being outed as misogynists and Putin apologists, or that farage was afraid Nick Robinson might throw some difficult questions at him ... despite farages recent practice at quickly cowering in fear.   It was claimed 'it wasn't in Nigels diary'     Nigel Farage pulls out of BBC interview at last minute amid Hitler row WWW.INDEPENDENT.CO.UK ‘Panorama’ special postponed as Reform UK party faces row over candidate who claimed UK would have been ‘better off’ if it had...   Waaahhhh
    • i'd say put lowells to strict proof of where the payment came from. cant hurt to send SB letter, even if proved not. at least they get your correct address. they'd have to link the old IVA times scale to a payment  these IVA F&F pots (if thats where it came from) most mugs dont even know they are not only taking most of your payments on fees but also creaming money off to supposedly offer F&F's.  funny when the IVA fails or is complete these sums of money in F&F pots never get given back or even mentions... these IVA firm directors esp with regard to knightsbridge and creditfix were fined and struck off more times than Paul Burdell of Link Fame and still managed to continue to scam people.
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Litigation Services Co letter for 5 year old debt!


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Hi

Hoping someone can help me out and explain a couple of things regarding the letter from The Litigation Services Co. that's turned up today (wednesday 21st October, 2009) stating I owe £789.76 from a previous address I moved from over 5 years ago!

 

Now, I'm not denying the debt's mine as it is but why such a long delay? All my other debts have found me and have been addressed over the last 5 years, so how come these have just poped up out of the blue to knock me for six with this?!

 

The letter states:

-----------------------------------------------------------------------

DEMAND FOR PAYMENT

Charges in respect of:************

This unpaid debt has been passed to us for collection and we have been authorised to take steps to obtain full payment.

Please contact us immediately on 08448156590 to make payment and provide the correct details to enable us to update our records accordingly.

It is vital the the account has the correct customer details if the supply is still required.

PLEASE DO NOT IGNORE THIS LETTER.

Our opening times are Mondayto Friday, 8.30am to 8pm

-----------------------------------------------------------------------

The top of the letter has "PO BOX 604, Shrewsbury, SY3 8ZH" and that's it really.

I need to know what I should do now they've got in touch with me after so long? How do this comapny approach people - for instance, am I going to find bailiffs on my doorstep anytime soon?

There's no way on this Earth I can pay this money back as i'm on partial benefits and employed in a part-time job that takes home just £80 a week, so there isn't one penny left over for myself, let alone a 5 year old United Utilities bill. Also, I have just spent the last 5 years paying of thousands in Council Tax and rent due to problems stemming from around 5/6 years ago and have only just got clear in the last 6 months or so!

 

Hope some of you debt experts can help me out?

Cheers

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they cannot expect to dish out ambigious letters whenever they feel like it and expect people to cough up send the prove it letter, and as it is a utility bill from way back then I believe it would be uncollectable anyway

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they cannot expect to dish out ambigious letters whenever they feel like it and expect people to cough up send the prove it letter, and as it is a utility bill from way back then I believe it would be uncollectable anyway

 

Many thanks for the rapid response, PGH7447 and its come as a complete surprise due to the fact i'm in Council property for the last 5 years and on the electoral register, so have had to pay and settle all known debts already.

The debt must be at the least 5 and a half years old as I took tenancy in May, 2004.

Can you point me in the right direction for the Prove It letter please?

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Here you go. Send it unsigned & recorded. Remember, they have to prove you owe the debt & if no payments made in last 6yrs, it'll be statute barred anyway ;)

 

Dear Sir/Madam

Account Number: xxxxxx

You have contacted me regarding the account with the above reference number, which you claim is owed by myself.

 

I would point out that I have no knowledge of any such debt being owed to xxxxxx.

 

I am familiar with the CPUTR 2008 and the Office of Fair Trading's Guidance on debt collection, which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

 

I would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. AND in not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

 

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

 

I would ask that no further contact be made concerning the above account unless you can provide evidence as to my liability for the debt in question.

 

I await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to Trading Standards and also inform the Office Of Fair Trading of your actions.

 

I look forward to your reply.

 

Yours faithfully

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Here you go. Send it unsigned & recorded. Remember, they have to prove you owe the debt & if no payments made in last 6yrs, it'll be statute barred anyway ;)

 

Dear Sir/Madam

 

Account Number: xxxxxx

 

 

You have contacted me regarding the account with the above reference number, which you claim is owed by myself.

 

I would point out that I have no knowledge of any such debt being owed to xxxxxx.

 

I am familiar with the CPUTR 2008 and the Office of Fair Trading's Guidance on debt collection, which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

 

I would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. AND in not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

 

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

 

I would ask that no further contact be made concerning the above account unless you can provide evidence as to my liability for the debt in question.

 

I await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to Trading Standards and also inform the Office Of Fair Trading of your actions.

 

I look forward to your reply.

 

Yours faithfully

 

Thanks mkb, will get it off but one thing bothers me: it's 5 and a half years, so 6 months short of being statute barred - what'll happen if I send the letter to them? Can they the hold it up as receiving my aknowledgement to the debt?

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This is a company called Complete Credit Management Ltd., formerly called The Litigation Services Company but changed in 2004.

 

The physical address the company is registered at (which should, under the Companies Act 2006, be shown on all stationary) is:

 

OLD DOCKS HOUSE 90 WATERY LANE

ASHTON-ON-RIBBLE

PRESTON

LANCASHIRE

PR2 1AU

- the same as RMA/NCO.

 

However, Complete Credit Management/The Litigation Services Company are registered with ICO and on the OFT database with a different address:

 

2297 Coventry Road

Birmingham

B26 3PU

 

...which happens to be the address of the head office of Severn Trent Water.

 

Their Consumer Credit Licence expired on 06 Aug 2009, but an application for renewal has been made.

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This is a company called Complete Credit Management Ltd., formerly called The Litigation Services Company but changed in 2004.

 

The physical address the company is registered at (which should, under the Companies Act 2006, be shown on all stationary) is:

 

OLD DOCKS HOUSE 90 WATERY LANE

ASHTON-ON-RIBBLE

PRESTON

LANCASHIRE

PR2 1AU

- the same as RMA/NCO.

 

However, Complete Credit Management/The Litigation Services Company are registered with ICO and on the OFT database with a different address:

 

2297 Coventry Road

Birmingham

B26 3PU

 

...which happens to be the address of the head office of Severn Trent Water.

 

Their Consumer Credit Licence expired on 06 Aug 2009, but an application for renewal has been made.

 

Cheers for extra info, ScarletPimpernel.

 

So, they're legitimately connected with the various Water Board's of the UK then and in so are acting in the interests of United Utilities and are not just functioning after buying the debt from someone? Does this change things dramatically?

 

OPPS! Sorry a double-post!

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