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    • In my experience (not with car payments) but with many other things, my partner has been ill and signed off in the past and we have been unable to meet various commitments.  Naturally if you ring the call centre they are going to fob you off and tell you you must pay, that's why that never ever works. I would obtain a note from her GP listing all her health issues plus medications plus side effects, then write to the finance company with a copy of it, explaining the situation, as you have here, asking for a payment holiday. Perhaps mention that the car is very much needed for hospital appointments etc. It's likely the finance company would rather you pay till term end than, chase you for money they will never see, and sell the car at auction for a loss,  You can search some of my threads going back years, advising people to do this for Council Tax, Tax Credits, HMRC, Even a solicitors company and it always works, because contrary to popular belief people are reasonable.
    • Sorry, I haven't ever seen one of these agreements. Read it all and look out for anything that says when she can withdraw and when she is committed to go ahead. If it isn't clear she may need to call the housing provider and simply say what you posted here, she doesn't want to go ahead and how does she withdraw her swap application?
    • Thank you! Your head is like a power bank of knowledge.  Her health issues are short term, due to a relationship breakdown she took it pretty hard and has been signed off work on medication for 3 months. She only started her job in February 24 so does not qualify for any occupational sick benefits, which is where the ssp only comes in. (You will see me posting a few things over the coming days, whilst I try and sort some things for her)  I sat with her last night relaying all this back and she does want to work out a plan, she was ready to propose £100 for the next 3 months and then an additional £70 per month onto of her contractual to "catch up" but Money247 rejecting the payment holiday and demanding £200 thew her, which is why I came on here.   
    • I've looked at your case specifically more.   Term 8bii reads " when, in accordance with instructions from the Customer or the Consignee, the Consignment is left in a safe place" Their terms choose to not define safe, so they are put to proof that the location is safe. If your property opens onto a street its a simple thing of putting a google earth image and pointing out that its not a safe place
    • New rules and higher rates resulted in a jump in the number of savers opening accounts at the start of this year's Isa season.View the full article
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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My Washing Machine


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Hello!

I am having problems with my washing machine. I bought it in May 05, and it has now broken. I have called the manufacturer to arrange a repair, they told me an engineer would call me within 48 hours to arrange a time...3 weeks ago. I didn't call back because I've been really poorly. It has been repaired before, once.

I bought it from Currys, but I don't really know how to claim, or if I even have one.

Can someone advise me as to where to start? Thanks! :)

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If they are not responding to your requests when you phone them then you need to put a complaint in writing stating that they need to arrange a repair or replacement within 14 days, otherwise you will send a letter before action advising of your intention to take them to court.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Of course not. The manufacturer's guarantee is in addition to your statutory rights, it does not replace them.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Guest Niklowe

Contact Currys. Under the sale of goods act they are responsible for a repair, replacement, or a full or partial refund. A washing machine would be deemed not fit for purpose if it would only last that length of time.

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No. If it is for a fault with the washing machine then it is the manufacturer's responsibility to repair or replace it.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Guest Niklowe

When you go in to Currys, take the receipt and try and argue that they should re-imburse you for that amount and also arrange for the repair. However as they have been kept out of the loop it may be difficult to get them to pay for the 1st repair. You never know though

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Guest Niklowe

This might help. Straight of the Currys website

 

The Mastercare after-sales service helpline is open 24 hours a day, seven days a week. Phone 08701 541 541. We can offer you same day in-home service:

 

They are obligated to repair/replace/refund. Don't let them fob you off with anthing other than this.

 

Alternatively contact them by E-mail stating your machine has broken down and you want a repair.

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Hi guys, rang Currys today, they said that we had to pay for an engineer to come out and fix it, and if he said in his report that it wasn't caused by misuse then they would reimburse us. Thing is, with all these charges, we can't afford to pay for it right now, so my mum said to the woman on the phone that she didn't believe that to be right, and could she have an address to send a preliminary letter.

What do we do now? Do we send the letter, ring again, or are we screwed?

Thanks for everyones help!

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Guest Niklowe

I'm only a man, but how on earth do you mis-use a washing machine? I would phone them up again, be firm but fair (and polite), and remind them of their responsibilities under the sale of goods act 1979 ( ammended). Remind them of your right to submit a complaint to trading standards if they refuse to comply with the sale of goods act. I have been down this road and have found that the staff dealing with the faulty goods repairs/ replacements are usually given, little or no training, of their obligations in law.

 

If neccessary advise Currys that in the event of you being forced to pay up front , as it were, you will employ the services of an independant repair specialist, to give you an unbiassed opinion, and you will be recovering the costs from Curreys, along with a sum in recompense, for any distress caused.

 

If you really want to go down the court route the please read the FAQ's and submit a prelimenary letter, that you will be taking court action.

 

However I think another call to them may be in order to argue your case.

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I'm only a man, but how on earth do you mis-use a washing machine?

Surprisingly easy to do...forget to empty your pockets and that little one pound coin can destroy the drum, bra wires can also cause catastrophic damage to the drum. Oh and if you have kids make sure they don't put any bits of toys in the machine either. Much money to repair.

 

Also overloading can cause problems too. All these things (which is by no means an exhaustive list) are regarded as misuse.

Who let the smegs out?

____________________

Natwest - SAR requested 13.08.06

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