Advice needed

[ihatepeoplewhoconpeople]

It seems like he is suggesting a 3 month notice period. If this is the case, I wasn't made aware of it.

 

I am more confused than ever now as to where I stand.

 

I will be making a donation to this site of 24/11, when I have money available to do so. I am truly grateful of all of the help I am receiving.

[car2403]

Did you get those letters off?

[ihatepeoplewhoconpeople]

They're all printed and ready to go, but there was a crisis at my work today, so I was unable to get out to post them. I will be doing them first thing tomorrow.

 

Should I just send the letters and wait and have no further communication with the club for now then?

[car2403]

As they seem to have the DCA involved, it's unlikely they will chase the debt themselves.

 

We really need to see what the DCA's next move will be once they've received the account in dispute letter. It's time they put up or shut up.

[ihatepeoplewhoconpeople]

Ok, I will get them off tomorrow then.

 

I am curious as to what their next step could be.

 

Interestingly, I have found out tonight that the DCA are part of Belmont themselves, same address and everything!

[ihatepeoplewhoconpeople]

Hi again,

 

Still no response to my CCA request and the debt recovery people have sent yet another letter, this time advising that if no payment is received within 48 hours, the case will be passed to their solicitors, court costs incurred and my credit rating ruined etc.... The letter also states that they have checked and there are no outstanding issues on my account (the CCA request was signed for).

 

Any advice on what I should do from here. I'm really, really stressed over this, especially given the time of year.

 

Thanks as always,

 

Chris.

[ihatepeoplewhoconpeople]

Sorry, also bear in mind that the debt agency have the same address as Belmont themselves (it appears to be a division of theirs), which makes it even more shocking that they have failed to acknowledge my request, despite signing for it.

[ihatepeoplewhoconpeople]

On a side note, I tried to make a donation to the site and clicking on the donate button resulted in a load-bar that never moved past about a quarter full. Not sure if this needs reporting or anything.

[ukaviator]

Hi

 

Here is a link if you are having trouble with the Donate Button:

 

https://www.paypal.com/uk/cgi-bin/webscr?cmd=_flow&SESSION=jYsHeP8xNqEq_1wYieFP2Lbcp_P9FCJNNk3OkVDY-l1HRIjjgcUxFPWj65i&dispatch=5885d80a13c0db1ffc45dc241d84e953d0e88f8d71535079b246201019c8adab

[ihatepeoplewhoconpeople]

Thanks.

 

Should I just send a letter to the debt recovry agency, saying that I have a CCA request pending, so they shouldn't be chasing me?

 

Anyone?

[car2403]

If you haven't heard anything from those last letters, I'd let sleeping dogs lie - getting involved again now might alter the processes they've invoked that currently mean you're not being bothered.

[ihatepeoplewhoconpeople]

Thanks for your response.

 

I am bit confused by what you say.

 

Although I have no response from Belmont or the club, I am still receiving letters from the debt recovery people, threatening solicitors, court, bad credit rating etc.... Surely I can't just ignore it and do nothing? They are also saying that there are no outstanding issues on the account (despite the requests I sent!).

[car2403]

You aren't doing nothing - you've told them that you dispute the debt, it's now up to them to satisfy your dispute by proving that you owe them the money.

 

Until they do, they have no right to chase you for that debt and you have no obligation to provide them with anything.

 

You've been entirely reasonable. They haven't.

 

Ignore them.

 

You can write back to them each and every time, if you so wish, but I think you've done enough already? Your call...

[ihatepeoplewhoconpeople]

Ok mate, thanks for that. It's reassuring.

 

Just a couple of questions:

 

What are they likely to do? Could I be called to court?

 

What evidence do I need to keep for any future comeback. Post office receipts etc, e-mails etc?

 

I'm so grateful for all your help.

 

Chris.