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    • Well I sent them the letter of claim, the only responses so far was a few emails reopening the claims on the parcels where they asked for information such as proof of value (which I get) but other things like photos of the parcels, which I haven't got as I never took photos of them. It's been well over the 14 days since I sent the letter now anyway, so what do you think I should do now?
    • Know it has already been answered, but? Does not explain why JCI has registered a different default date when they get the information from the original creditor, Virgin
    • Since you were stopped at the time there is no requirement for the police give you anything there and then or to send you anything before they have decided how to deal with the offence.  They have three choices: Offer you a course Offer you a fixed penalty (£100 and three points) Prosecute you in court  The only option that has a formal time limit is (3). They must begin court proceedings within six months of the date of the alleged offence. Options (1) and (2) have no time limit but since the only alternative the police have if you decline those offers is (3) they will not usually offer a course beyond three months from the date of the offence and will not usually offer a fixed penalty beyond four months from that date. This is so as to allow time for the driver to accept and comply with their offer and to give them the time to go to option (3) if he declines or ignores it.  Unless there is a good reason to do otherwise, the action they take will usually be in accordance with the National Police Chiefs' Council's guidance on speeding enforcement. In a 40mph limit this is as follows Up to 45mph - no action. Between 46mph and 53mph - offer a course Between 54mph and 65mph - offer a fixed penalty Over 65mph - prosecution in court So you can see that 54mph should see you offered a fixed penalty. Three weeks is not overly long for a fixed penalty offer to arrive. As well as that, there has been Easter in that period which will have slowed things down a bit. However, I would suggest that if it gets to about two months from the offence date and you have still heard nohing, I would contact the ticket office for the area where you were stopped to see if anything has been sent to you. Of course this raises the danger that you might be "stirring the hornets' nest". But in all honesty, if the police have decided to take no action, you jogging their memory should not really influence them. The bigger danger, IMHO, is that your fixed penalty offer may have been sent but lost and if you do not respond it will lapse. This will see the police revert to option (3) above. Whilst there is a mechanism in these circumstances  to persuade the court to sentence you at the fixed penalty level (rather than in accordance with the normal guidelines which will see a harsher penalty), it relies on them believing you when you say you did not received an offer. In any case it is aggravation you could well do without so for the sake of a phone call, I'd enquire if it was me.  I think I've answered all your questions but if I can help further just let me know. Just a tip - if you are offered a fixed penalty be sure to submit your driving licence details as instructed. I've seen lots of instances where a driver has not done this. There will be no reminder and no second chance; your £100 will be refunded and the police will prosecute you through the courts.
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Is this a mistake or Fraud? ***WON***


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Thanks for popping in LP and I will definitely hang in there after everything me and all of us have been through. In fact I am quite forward to see what IT wants to appeal against.

 

I know the court staff cannot give advice, but the lady who spoke to me said that just because IT had put in an application to appeal doesn't necessarily mean it will be successful. I did not ask her about it, she just told me herself.

 

Anyways, Easter is here and I doubt I will get anything until next week. If I do I will post up.

 

Thanks LP, have a good and festive weekend.

You two. It's Passover (intermediate days at the mo, hence my posts) and I'm suffering from unleavened bread (matza) - hope it passes over quickly ;)

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So we play the dreaded waiting game AGAIN, you know IT really knows how to take things to another level. You see what sort of nutter I am am up against, my blood just boils at times. I don't know when there will be an end to all of this crap which is so unnecessary:mad: LP.

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So we play the dreaded waiting game AGAIN, you know IT really knows how to take things to another level. You see what sort of nutter I am am up against, my blood just boils at times. I don't know when there will be an end to all of this crap which is so unnecessary:mad: LP.

Sorry frettful38 but the only thing I can say in response is: life sux!

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Sorry frettful38 but the only thing I can say in response is: life sux!

 

That's putting it mildly LP :)! I know what IT wants to appeal is the fact that IT wants to prove to the court that I knew about the overpayment in the 2005 proceedings and did not choose to dispute it then so why now.

 

I know how IT operates, but hopefully if the next judge is like the first one then it will go in my favour.

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That's putting it mildly LP :)! I know what IT wants to appeal is the fact that IT wants to prove to the court that I knew about the overpayment in the 2005 proceedings and did not choose to dispute it then so why now.

 

I know how IT operates, but hopefully if the next judge is like the first one then it will go in my favour.

We'll deal with it when and if we need to!

 

Till then I'm busy!

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Whether anyone agrees or not is there opinion, but I believe that now it has been confirmed that IT did take this overpayment illegally I also believe that my re-mortgage redemption solicitors should also be held accountable for professional negligence as they owed me a duty of care whilst distributing the provisions of my re-mortgage funds.

 

At that time it was a very critical and serious amount of pressure on me to raise funds to pay off my husbands bankruptcy debt to the trustee in bankruptcy.

Right at the last minute IT demanded this sum of £6,191.80 as IT knew that if I had appealed then I would have lost my house as there was an order to pay £40k to the TIB, before end of Jan 05 or lose home. IT's solicitors should have known that their client [iT] was not entitled to interest on top of the judgment and yet still demanded this and my mortgage solicitors also authorised this. Bloody daylight robbery approved and stamped by the legal system, what chance do we LIP's have hey against them?

 

IT demanded this sum on the 5th Jan 05 and I questioned all involved in my re-mortgage as to what this sum was for but no one and no one told me what this sum was for.

I wrote to IT's solicitors and asked them and they replied that they had calculated this sum to my solicitors. When I asked them they also refused to respond to my question as to how they came up with this figure. I know LP you will say that I am going round and round in circles, but many of you will also see what damage has been caused by this overpayment, and I believe that my solicitors owed me a duty of care at that time. Had I known then that IT was not entitled to claim interest on top of the judgment then I would not have needed to borrow more funds from my mortgage company and would have been on an capital and repayment repayment today.

 

Just letting off some steam that's all, but still strongly believe that there had been many people involved in my case and many of them would have received a lot of backhanders for putting me through what they did.

 

Maybe that overpayment was used to pay off some of those people.

Anyway happy Easter all, don't eat too many chocolate bunnies:)

Edited by frettful38
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*hugs*

 

Don't let them grind you down!

 

 

Thanks BB, nice to see you back and hope your doing well. I do try but at times I do get quite frustrated with what has happened and what people have allowed to get away with.

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It continually amazes me what people are allowed to get away with, but we have to put this in perspective and look at it in a clinical way. Emmotion, unfortunately, won't save the day. Sometimes they get found out :) Let's hope the judge in your case sees through IT :D

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frettful38,

 

Sorry to be harsh, but it winds me up when people ramble!

 

I know you've been through one helluva fight and it's probably not over yet; but as I've told you more than once before the more you focus on all the surrounding issues the more it will eat you inside - I talk from experience!

 

The sooner you stop focusing on it the more sane you will be.

 

At least if you have to focus on it, please don't make my life a misery with all the useless update messages!

 

Thanks,

legalpickle

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:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

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Thanks LP, moving away from me rambling on, the post has arrived and I have posted below copy of the court order. No other info on appeal, as IT put one in on the 25th March 2010. No doubt I will hear about that soon too.

 

http://i450.photobucket.com/albums/qq223/sophiak_bucket/ITsorder.jpg

 

I know this is not over yet and even though I have been through so much these past years, no one knows how happy I am to be looking at this order that is in front of me today. I never in a million years ever thought I would be able to do this. Ten years ago IT obtained an order against me for £2,758.60 and today I have with the help of the mighty LP managed to obtain an order against IT for over that amount.

Ah well there was my two minutes of joy, but the battle is not over yet and I wait.

Edited by frettful38
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Please read your pm when your free LP.

PLEASE DO NOT POST UP HERE & PM ME, IT IS ANNOYING!!! I get an e-mail when there's an update and when you PM me, so doing both is just plain frustrating!

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:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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But frettful did say WHEN YOU ARE FREE :rolleyes:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 1 month later...

Well what can I say:D,

 

I firstly would like to say all praises should go to LP, as it it wern't for him I would not be where I am today. He gave me hope where there was no hope left.

 

I have had to do work off the forum as I did not want any spies reading in on what was going on and luckily it has paid off. LP is away and holiday, and I hope that he is enjoying himself wherever he is. I would also like to thank all for the support and advice too.

 

People, you do not know how happy I am today and I think that LP deserves a medal from CAG:D.

 

With a result like this I am sure that you all would agree that LP's advice and whiplash words really paid off.

 

HERE IS THE LETTER FROM COURT RECEIVED TODAY.

 

IT's appeal was refused on the 18 March 10 so appealed to the circuit judge. IT's reasons were that there were errors in the judgment. The only errors that were, were in IT's bloody head, here is the order received today, happy reading folk,. and thank you all once again especially LP, your a legend.

 

http://i450.photobucket.com/albums/qq223/sophiak_bucket/ITSAPPEALREFUSED.jpg

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