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    • You can't, but you can (and really should) bring up the point that the lender isn't meeting their legal obligations in selling the property for fair market value. You'll have to do this in court, though.     A receiver is bought in by the lender, not you. If they're a registered insolvency practitioner, you may be able to raise a complaint to the insolvency service but there are no guarantees here. Many receivers are also registered with the RICS and self-regulate so if you know the name of the receiver you can check there, again no guarantees.   https://www.rics.org/surveyor-careers/career-development/accreditations/registered-property-receivership-scheme
    • China green-lights mass production of autonomous flying taxis — with commercial flights set for 2025 | Live Science WWW.LIVESCIENCE.COM The EHang EH216-S autonomous flying taxi is the first eVTOL ready for mass production and could lead the way for flying cars around...  
    • Lolerz - I don't understand you.  Rebuked you?   No. I simply replied to your orange comments with legal facts as I know them.  I've already worked through the s42 and s146 issues - over the last 3-4y - and these issues are (mostly) resolved legally.  In terms of posting evidence.  Sure I can post some.  But my most recent questions have been a) how can I enforce a sale before trial?  And b) how can I make a complaint and/or a claim v receiver? (E.g. to which body do I complain?).  At the mo I'm asking for some helpful pointers on those specific questions??  I'm not asking for help with how to prove or present evidence. Fwiw - all evidence for trial has been disclosed (although additions are poss). The lender sent me like 10,000 emails and docs.  There's also 000s of emails, docs, photos, videos, recordings and texts that relate to freeholders/ me.   I read, filed and categorised everything for ease of future reference.  Witness statements and evidence were prepared for trial in the 42 and 146 matters. (now joined with current claim to save duplication).  I've lived the process before.  My current statement and linked evidence has taken like 6 months to draft/ write - to ensure I can succinctly prove my defence and counterclaim points.   Whether I can convince a judge at trial w/o lawyer / barrister is debatable 🙄   But I've prepared.  And continue to try better prepare - which is why I visit this site (and clinics).  This is NOT my business or expertise at all.  I'm just trying.  Not that anyone should ever have to justify why they need help if they ask politely! 
    • Thanks for the other info will also take a look at that.
    • It doesn't use the word reconstructed in the cover letter.  Although, I have just noticed on the cover letter they have asked me to complete a financial statement and offer a repayment within the next 10 days, or they will continue to follow court directions.  They sent a separate letter on the same day advising me they will be continuing with their claim ?  They have done the same for both claims.  Is it worth just doing that - doing the financial breakdown and offering a x amount.    
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi All, You have seen Ross and Roberts mentioned on here before. Well they have really taken the biscuit this time! I received a knock from them yesterday chasing £200 of 07/08 council tax from my former LA (I moved over a year ago under the impression that this had been settled!) I was not shown any ID and I refused him entry (I have been attacked in my home previously!) saying that I was happy to make an arrangement but that I would not let him in the house as I was alone. He stomped off saying he was going to clamp the car having already parked across my drive to stop me from reversing off. Well it was going to be a cold day in hell before he clamped my car so I locked the house and barefoot, jumped in the car, driving over his sodding clamp in the process (shame it wasn't his head lol). I managed to get the car off but heres the amazing bit, he reversed backwards and forwards to try to stop me leaving and when I finally did, he chased after me in his van until I drove into the police station (extremely frightened by this time) when he suddenly shot off up a side road. I was stunned that he would do this!! According to FSA guidelines they are not to do anything that implies threat. Well of that isn't threatening I don't know what is????? Any thought on what to do next? The police were bloody useless by the way!:confused:

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contact the council involved

THEY are responsible for the actions of the bailiffs they employ to collect ctax.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks dx, we did this and have paid the outstanding amount directly to them but they insist that it's nothing to do with them. I can't believe that anyone in "civilised" society can do this, it was a truly scary experience. He then made all sorts of threats about coming to break open the garage and knocking through the night, when I know full well that they cant do that!

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well done you for your quick thinking, hope you have hidden your car now.

I think you need to get onto the council that is pursuing the debt and tell them what has happened and tell them that you had no knowledge of this debt and for them to take the debt back and you will pay them directly.

Maybe you need to take in a copy of the FSA guidlines into the police station, not sure if it will be any good as they never seem to want to get involved but they have it on record any way. can you check what this bailiffs name was and see if he is certified, you can check it here

Certificated Bailiff

Good luck

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Hmmm, thats interesting, I can't find this guy on the certified bailiffs site! Does that mean he's not a bailiff?? It's sad innit, but I have paid the council directly now but I feel like I have "given in" and that b**stard has got just what he wanted. God I am so bloody angry!

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Ministry of Justice Public Register of Bailiffs on 020 3334 6355

 

phone to confirm that he is not certificated

 

then get down to your council and make big noises about Ross and Roberts if this person is not a bailiff he should not be collecting council tax

 

and he certainly should not be adding charges to your account only a certificated bailiffs can do this

 

a visit to your M P i think

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Thanks dx, we did this and have paid the outstanding amount directly to them but they insist that it's nothing to do with them. I can't believe that anyone in "civilised" society can do this, it was a truly scary experience. He then made all sorts of threats about coming to break open the garage and knocking through the night, when I know full well that they cant do that!

Bailiffs are employed by the council and have to take on board if the bailiff has acted innapropriately as he obviously done. I would write them a stinking letter that it has every thing to do with them.

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Bailiffs are employed by the council and have to take on board if the bailiff has acted innapropriately as he obviously done. I would write them a stinking letter that it has every thing to do with them.

this is from my local Mayer

 

Colwyn Bay mayor Abdul Khan described the offer as ‘a joke’ and called for

greater scrutiny of high court enforcement agencies to prevent similar

cases in future.

“This case has given both of these people a lot of stress and put their

business in jeopardy. You’d think, in this age, that the agency would have

investigated the situation a lot more thoroughly” he said.

“These enforcement agencies don’t appear to be answerable to anybody, and

need to be governed a lot more tightly. They’re a law unto themselves.”

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Hi All, You have seen Ross and Roberts mentioned on here before. Well they have really taken the biscuit this time! I received a knock from them yesterday chasing £200 of 07/08 council tax from my former LA (I moved over a year ago under the impression that this had been settled!) I was not shown any ID and I refused him entry (I have been attacked in my home previously!) saying that I was happy to make an arrangement but that I would not let him in the house as I was alone. He stomped off saying he was going to clamp the car having already parked across my drive to stop me from reversing off. Well it was going to be a cold day in hell before he clamped my car so I locked the house and barefoot, jumped in the car, driving over his sodding clamp in the process (shame it wasn't his head lol). I managed to get the car off but heres the amazing bit, he reversed backwards and forwards to try to stop me leaving and when I finally did, he chased after me in his van until I drove into the police station (extremely frightened by this time) when he suddenly shot off up a side road. I was stunned that he would do this!! According to FSA guidelines they are not to do anything that implies threat. Well of that isn't threatening I don't know what is????? Any thought on what to do next? The police were bloody useless by the way!:confused:

 

 

This is extremely serious indeed and is a shocking example of what is happening in this UNREGULATED market.

 

An almost identical situation as this is the subject of a Form 4 Complaint that I am aware of that is being heard in the County Court at the end of next week !!

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This is extremely serious indeed and is a shocking example of what is happening in this UNREGULATED market.

 

An almost identical situation as this is the subject of a Form 4 Complaint that I am aware of that is being heard in the County Court at the end of next week !!

 

I would like to highlight the fact UNREGULATED

Tomtubby your name should be put forward to regulate this trade as i know you would be the ideal pearson for the job.

would you consider it???.

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I think that they rely on people not carrying through complaints as they are already under pressure with the debt issue anyway. Its all a smokescreen for their bullying tactics. I have checked some of the "associations" online and their code of practice reminds me of Priates of the Carribean, not quite rules, more like guidelines. Except this is real people whose lives who are being affected terribly by these monsters. I'd be really interested to see the outcome of that case!

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