Jump to content


  • Tweets

  • Posts

    • The Contract itself The airport is actually owned by the Ontario Teachers Pension Plan. There should be an authority from them for Bristol airport group  to sign on their behalf. Without it the contract is invalid. The contract has so many  clauses redacted that it is questionable as to its fairness with regard to the Defendants ability to receive a fair trial. In the case of WH Holding Ltd, West Ham United Football Club Ltd -v- E20 Stadium LLP [2018],  In reaching its decision, the Court gave a clear warning to parties involved in litigation: ‘given the difficulties and suspicions to which extensive redaction inevitably gives rise, parties who decide to adopt such an appropriate in disclosure must take enhanced care to ensure that such redactions are accurately made, and must be prepared to suffer costs consequences if they are not’. The contract is also invalid as the signatories are required to have their signatures co-signed by independent witnesses. There is obviously a question of the date of the signatures not being signed until 16 days after the start of the contract. There is a question too about the photographs. They are supposed to be contemporaneous not taken several months before when the signage may have been different or have moved or damaged since then. The Defendant respectfully asks the Court therefore to treat the contract as invalid or void. With no contract there can be no breach. Indeed even were the contract regarded as valid there would be no breach It is hard to understand why this case was brought to Court as there appears to be no reasonable cause to apply to the DVLA.............
    • Danny - point taken about the blue paragraphs.  Including them doesn't harm your case in any way.  It makes no odds.  It's just that over the years we've had judges often remarking on how concise & clear Caggers' WSs have been compared to the Encyclopaedia Britannica-length rubbish that the PPCs send, so I always have a slight preference to cut out anything necessary. Don't send off the WS straight away .. you have plenty of time ... and let's just say that LFI is the Contract King so give him a couple of days to look through it with a fine-tooth comb.
    • Do you have broadband at home? A permanent move to e.g. Sky Glass may not fit with your desire to keep your digibox,, but can you move the items you most want off the digibox? If so, Sky Glass might suit you. You might ask Sky to loan you a “puck” and provide access as an interim measure. another option might be using Sky Go, at least short term, to give you access to some of the Sky programming while awaiting the dish being sorted.
    • £85PCM to sky, what!! why are you paying so much, what did you watch on sky thats not on freeview?  
    • Between yourself and Dave you have produced a very good WS. However if you were to do a harder hitting WS it may be that VCS would be more likely to cancel prior to a hearing. The Contract . VCS [Jake Burgess?] are trying to conflate parking in a car park to driving along a road in order to defend the indefensible. It is well known that "NO Stopping " cannot form a contract as it is prohibitory. VCS know that well as they lose time and again in Court when claiming it is contractual. By mixing up parking with driving they hope to deflect from the fact trying to claim that No Stopping is contractual is tantamount to perjury. No wonder mr Burgess doesn't want to appear in Court. Conflation also disguises the fact that while parking in a car park for a period of time can be interpreted as the acceptance of the contract that is not the case while driving down a road. The Defendant was going to the airport so it is ludicrous to suggest that driving by a No Stopping  sign is tacitly accepting  the  contract -especially as no contract is even being offered. And even if a motorist did not wish to be bound by the so called contract what could they do? Forfeit their flight and still have to stop their car to turn around? Put like that the whole scenario posed by Mr Burgess that the Defendant accepted the contract by driving past the sign is absolutely absurd and indefensible. I certainly would not want to appear in Court defending that statement either. --------------------------------------------------------------------------------------------------------------------------------------------------------- I will do the contract itself later.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Grrrr Evil Halifax!!!!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6515 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

HEY ALL,

AS A NEWCOMER HERE I FIRSTLY SAY HI ALL, AND PLEASE PLEASE HELP ME!!!

I WAS DIRECTED TO THIS SITE BY THE STUDENT ADVICE CENTRE AT MY UNIVERSITY. I HAVE BEEN HAVING MAJOR PROBLEMS WITH HALIFAX, BOTH WITH MY NORMAL ACCOUNT AND WITH MY CREDIT CARD. I HAVE READ A LITTLE THROUGH THE POSTINGS AND HAVE FOUND IT HELPFUL, BUT NOT QUITE SURE ON WHAT I SHOULD DO NEXT.

 

A LITTLE BIT ABOUT MYSELF.

:shock: I AM A STUDENT NURSE, ON A NHS BURSERY, WHICH MEANS I DONT GET A STUDENT LOAN, AND HAVE BEEN 'SURVIVING' ON ABOUT £5500 A YEAR. I AM AT THE END OF MY COURSE, SO A JOB WITH MONEY IS IN SITE!!! ANYWAY;

 

 

PROBLEM ONE,

 

HALIFAX STUDENT BANK ACCOUNT

Link to post
Share on other sites

Hi & Welcome, I also joined this site yesterday and found reading the FAQ section and all around it along with the forum relating to your bank ie Halifax helped a great deal......

 

I've even started mine now, take a deep breath, and get ready to take control

 

Now grab a cup of coffee or Tea and read, read, read.....all will become clearer - I promise. :)

Halifax Plc - £1,956.00 + £360.15 interest = £2316.15

Preliminary Letter Sent - 7/8/2006

Standard blah, blah Letter arrived - 12/8/2006

LBA Letter Sent - 21/8/2006

Filed Moneyclaim - 04/09/2006

Moneyclaim Issued - 05/09/2006

Moneyclaim Acknowledged - 06/09/2006

**Settled in Full** - 11/09/2006

 

Barclays Bank Plc - Statements arrived - £250.00

Preliminary Letter Sent - 12/9/2006

 

 

Step-by-Step Instructions

A Good Place to Start

Link to post
Share on other sites

HEY ALL,

AS A NEWCOMER HERE I FIRSTLY SAY HI ALL, AND PLEASE PLEASE HELP ME!!!

I WAS DIRECTED TO THIS SITE BY THE STUDENT ADVICE CENTRE AT MY UNIVERSITY. I HAVE BEEN HAVING MAJOR PROBLEMS WITH HALIFAX, BOTH WITH MY NORMAL ACCOUNT AND WITH MY CREDIT CARD. I HAVE READ A LITTLE THROUGH THE POSTINGS AND HAVE FOUND IT HELPFUL, BUT NOT QUITE SURE ON WHAT I SHOULD DO NEXT.

 

A LITTLE BIT ABOUT MYSELF.

:shock: I AM A STUDENT NURSE, ON A NHS BURSERY, WHICH MEANS I DONT GET A STUDENT LOAN, AND HAVE BEEN 'SURVIVING' ON ABOUT £5500 A YEAR. I AM AT THE END OF MY COURSE, SO A JOB WITH MONEY IS IN SITE!!! ANYWAY;

 

 

PROBLEM ONE,

 

HALIFAX STUDENT BANK ACCOUNT

ON THIS ACCOUNT I HAVE A £2000 OVERDRAFT FACILTY, ON WHICH I HIT EVERY MONTH. IF I GO OVER THIS (WHICH SEEMS TO HAPPEN QUITE ALOT!!!) I GET CHARGED, AND THEN THE CHARGE COMES OUT THE NEXT MONTH, WHICH PUTS ME BACK OVER MY OVERDRAFT, SO I GET CHARGED AGAIN. THIS IS A VICIOUS CIRCLE IN WHICH I DONT SEEM TO BE ABLE TO GET OUT OF. THEY JUST SAY THEY CANT DO ANYTHING IN MY LOCAL BRANCH. I DONT KNOW WHERE TO GO NEXT. THE LADY AT STUDENT SERVICES HAS BEEN BRILLIANT, BUT EVEN SHE CANT HELP!!!

 

PROBLEM 2

 

HALIFAX CREDIT CARD.

I WAS SOLD THIS WHEN I OPENED MY STUDENT ACCOUNT, TO START WITH IT WAS A GREAT HELP, THEN THEY STARTED CHARGING ME LATE FEE'S, AND CHARGING ME TILL I WENT OVER MY LIMIT AND THEN I COULD NOT AFFORD TO PAY BACK THE AMOUNT IN WHICH THEY WERE ASKING ME. I WAS PAYING BACK ABOUT £40 A MONTH QUITE HAPPILY, UNITL THEY STARTED ASKING ME FOR MORE, THEN THEY CHAGNED DIRECT DEBIT DATE TILL END OF MY WORKING MONTH, SO I HAD NO MONEY TO PAY WITH. AFTER THAT IT JUST SPIRALLED. THE LADY I HAD SPOKEN TO AT UNIVERSITY HAD HELPED TO START. HALIFAX REFUSED TO CUT INTEREST RATE, OR MAY AN ARRAGEMENT TO PAY, OR HELP ME IN ANY WAY. I ONLY SAW A WAY OUT IN LETTING MY ACCOUNT FALL INTO DEFAULT. HOWEVER THEY RANG ME THIS MONTH, ASKING ME WHAT I WAS GOING TO DO ABOUT MY DEBT, WHY HADN'T I ASKED FOR HELP ETC, GENERALLY BEING RUDE, THEN THEY ASKED WHY I HADN'T TRIED TO MAKE A PAY ARRAGEMENT. I TOLD THEM THAT ONE OF THEIR ADVISORS HAD TOLD ME I COULDN'T. THEN THEY TOLD ME THAT AN ADVISOR THAT THEY HAD WROTE ONTO MY ACCOUNT DEATAILS, THAT THIS HAD ALREADY BEEN OFFERED IF I SENT THEM A FINANCAIL STATEMENT THING FROM CITIZENS ADVICE. SO I AM BACK AT SQUARE ONE, CHASING HALIFAX... AGAIN.

 

SORRY FOR THE LONG POST. BUT I AM GETTING TO THE END OF MY TETHER WITH HALIFAX. AND I DONT KNOW WHAT TO DO NEXT!!!

 

GINA :confused:

Link to post
Share on other sites

yes it does take a while, spend lots of time in the library on this site, it is full of useful info, make sure you understand the process before sending out letters, from what i gather it is imperative that the process is followed to the letter so to speak good luck

Link to post
Share on other sites

I've pointed what you should do on your other thread......it will be Ok, just take it one step at a time and read the good news threads, that will be you soon.

 

Oh and if you could turn your caps lock off I'd be grateful, it's hard to read, and in the online world considered shouting. - Ta. :)

Halifax Plc - £1,956.00 + £360.15 interest = £2316.15

Preliminary Letter Sent - 7/8/2006

Standard blah, blah Letter arrived - 12/8/2006

LBA Letter Sent - 21/8/2006

Filed Moneyclaim - 04/09/2006

Moneyclaim Issued - 05/09/2006

Moneyclaim Acknowledged - 06/09/2006

**Settled in Full** - 11/09/2006

 

Barclays Bank Plc - Statements arrived - £250.00

Preliminary Letter Sent - 12/9/2006

 

 

Step-by-Step Instructions

A Good Place to Start

Link to post
Share on other sites

Welcome, Im in the same boat too I have just sent my prelim letter today, and once I have sorted out the bank I will be onto them Re my CC, good luck with your claim and keep us all posted this is a fantastic site and the guys here all want to help, keep it up and dont get to dispondant, you will win in the end!!!

Link to post
Share on other sites

Huge problem with many of them......I'm just attacking Halifax first. :lol:

Halifax Plc - £1,956.00 + £360.15 interest = £2316.15

Preliminary Letter Sent - 7/8/2006

Standard blah, blah Letter arrived - 12/8/2006

LBA Letter Sent - 21/8/2006

Filed Moneyclaim - 04/09/2006

Moneyclaim Issued - 05/09/2006

Moneyclaim Acknowledged - 06/09/2006

**Settled in Full** - 11/09/2006

 

Barclays Bank Plc - Statements arrived - £250.00

Preliminary Letter Sent - 12/9/2006

 

 

Step-by-Step Instructions

A Good Place to Start

Link to post
Share on other sites

Apparently the halifax (and this is only what I have read on the forum) is the pussycat of the banking world, you watch now Im really going to get screwed over by the halifax, from what I have read the is a major problem with all of the banks........what we really need (and this is only my opinion and does count for anything) is an actual court case so that the flood gates can be well and truly blown open and expose these bankers to a whirlwind of complaints and legal action!!!

Just my opinion you understand!!!

Link to post
Share on other sites

Well don't vote me for the court case.......I've got enough to do, I'll just have the money before it gets to court thanks. :lol:

Halifax Plc - £1,956.00 + £360.15 interest = £2316.15

Preliminary Letter Sent - 7/8/2006

Standard blah, blah Letter arrived - 12/8/2006

LBA Letter Sent - 21/8/2006

Filed Moneyclaim - 04/09/2006

Moneyclaim Issued - 05/09/2006

Moneyclaim Acknowledged - 06/09/2006

**Settled in Full** - 11/09/2006

 

Barclays Bank Plc - Statements arrived - £250.00

Preliminary Letter Sent - 12/9/2006

 

 

Step-by-Step Instructions

A Good Place to Start

Link to post
Share on other sites

yeah, someone really needs to stand up to them!!! i just cant believe how much they do screw you over, and then they try to get you to use a debt advice company that they pay for??!!! now thats not being biased is it? and they told me to ignore the advice i was already being given, and has worked well so far! dont know what i would of done if it wasn't for the student advice team at uni!

Link to post
Share on other sites

Advice is there to be taken or ignored, if you ask me take it every time, and if it doesnt work try something else at least you can turn round and say that you did try!

The cccs (consumer credit councilling service) are great apparently they are a charity and their help is free, their number is on Martin Lewis' site check it out guys, my sister says they have worked wonders for her, and I have also advised her to check out this site, my next step is the cccs.

I will volunteer to go to court and fight them face to face if need be..........I hate injustice, this is going to be my own personal crusade against the bankers, if (when) I win a donation to the forum is on it's way!!!!

Link to post
Share on other sites

THREADS MERGED

 

Please stick to one thread per claim.

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

Link to post
Share on other sites

i just wish i had found out about this site earlier. could of saved myself from the financial mess i am in now. but at least i am trying to sort it. i know lots of people who just stick their heads in the and and ignore their problems. just printed out the step by step instructions, and data letter thing. gotta get it all sorted.

Link to post
Share on other sites

i just wish i had found out about this site earlier. could of saved myself from the financial mess i am in now. but at least i am trying to sort it. i know lots of people who just stick their heads in the and and ignore their problems. just printed out the step by step instructions, and data letter thing. gotta get it all sorted.

 

Good for you. :)

 

Don't forget there is light at the end of the tunnel, you never know by the time this is finished you'll either not be in debt as much as you were, or you'll be clear.

Halifax Plc - £1,956.00 + £360.15 interest = £2316.15

Preliminary Letter Sent - 7/8/2006

Standard blah, blah Letter arrived - 12/8/2006

LBA Letter Sent - 21/8/2006

Filed Moneyclaim - 04/09/2006

Moneyclaim Issued - 05/09/2006

Moneyclaim Acknowledged - 06/09/2006

**Settled in Full** - 11/09/2006

 

Barclays Bank Plc - Statements arrived - £250.00

Preliminary Letter Sent - 12/9/2006

 

 

Step-by-Step Instructions

A Good Place to Start

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...