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    • Before you start this claim you need to have a lot more confidence in what you're doing which means that you need to understand the way forward in the principles involved more thoroughly. We will help you and you will probably get your money back but this is a self empowerment forum and so you have to do your bit as well. Please will you spend at least the next couple of days reading through the stories on this sub- forum. Try to understand them thoroughly. We have lots of stories very similar to yours but even those which are not similar, have principles in them which apply. In particular you need to read and understand the information in the pinned topics at the top of the sub- forum. I know that you have been reading around here for the past couple of hours but it needs a lot more. You aren't in a huge hurry. Wait a few days before sending a letter of claim and also that needs some amendment as well. Come back here when you've done your reading and then we will have a look at your letter of claim and help you to refine it Also, please tell us the value of the laptop. Was it properly declared as a laptop – and was the value properly declared
    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Regular savings accounts are accounts designed for savers who put money aside every month and reward them with a generous interest rate.View the full article
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
    • The date was 3 June. Get on MCOL now. The legal principle is that, even if you defence is late, if the other party hasn't requested judgement, then your defence takes priority and is accepted. You might be in time. When I say now I mean now.  Recently we had someone who was nine days' late and this was pointed out to them at 5:30pm.  They faffed around till 11pm.  When they went on MCOl they saw that judgement had been entered at 7pm. Every minute is vital. File the below standard defence if you still can - 1.  The Defendant is the recorded keeper of [motor vehicle]. 2.  It is denied that the Defendant entered into a contract with the Claimant. 3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.    4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.  6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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RLP Consumer Credit Licence - pending


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Just for information

 

Response to question 2(b)

If a business offers any kind of regulated consumer credit or hire, or if it is involved in regulated activities relating to consumer credit or consumer hire, it must be licensed under the Consumer Credit Act1974 ('CCA'). If a business collects debts due to others, arising from credit or hire agreements (whether regulated or exempt), the business would likely need to apply for category F – debt collecting. If providers of retail civil recovery schemes are not offering any such regulated consumer credit or hire services or collecting debts arising from credit or hire agreements, then it would be unlikely that the business would require a Consumer Credit licence.

 

I note in your email of 25 June 2009, you have stated that you are aware that Retail Loss Prevention Ltd (RLPL) does not have a Consumer Credit Licence.

 

Our licensing records show that RLPL has applied for a Consumer Credit licence, application number 628437 and the application was received by the OFT on 15 May 2009. The application is currently being considered and the licence status is pending. This information can be accessed on the OFT's Consumer Credit Public Register (the Public Register).

 

The Consumer Credit Register (CCR) provides details of applications for holders of consumer credit licences, both current and past. It also contains details of any OFT decisions to refuse an application or revoke a consumer credit licence as well as information relating to any appeal against this decision. Due to legal constraints, the OFT is unable to disclose any further information relating to licence applications or current licensees above and beyond that which is available on the CCR. The register can be accessed from the OFT web-site at:-

 

Public Register

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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hmmm trading standerds, the threat of publication, there consionce.

 

take a pick

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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nah they dont have the last one

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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  • 2 weeks later...

Is there any update guys on the RLP status and their application for a Consumer Credit Licence which was pending?

I am particularly curious after reading the posts over the past few weeks which inc RLP now using a company called Opus to recover their "debts". I am sure this will have interest to anyone affected by RLP's actions.

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  • 2 weeks later...

i beleave you can apply retrospectivly

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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  • 2 weeks later...

Many members here had letters stating that they did not need a licence when they were challenged to answer this point.

Would seem RLP have engaged a different DCA in OPUS.

Will be taking a look at these.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I have just replied there.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Glasgow?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Have you got a postcode for Opus ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ok will look tomorrow.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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maybe at that time they weren't involved in collecting debts for credit related matters (only civil recoveries for theft etc) and therefore didn't need a licence, but now they may have added this to their range of services?

 

if providers of retail civil recovery schemes are not offering any such regulated consumer credit or hire services or collecting debts arising from credit or hire agreements, then it would be unlikely that the business would require a Consumer Credit licence.

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  • 4 weeks later...

Hi My Son and His two friends have bocome how shall I say this..........Familiar with RLP! I will post up more dtails when I have them to hand however, I phoned RLP Yesterday and the female employed by RLP would not disclose information regarding my Son without His express written permission, I did ask Her if RLP had a Consumer credit licence to which She replied Yes I then asked Her for the registration number and after a delay gave Me this number 0628437, Today I phoned the consumer credit licence office (Tel number 0207 211 8608 and they informed Me that RLP did NOT have a consumer credit licence I then said that I had been in touch with RLP and that they had given me the consumer credit licence number 0628437 and She informed me that this application together with the registration number were pending, I then asked the young Lady if RLP should be trading without a licence and She gave Me an emphatic NO as an answer!!

I am grateful to this forum for the information on RLP so far and I will post up more information on my Sons case very shortly.

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Welcome to the site.

Look forward to your further posts.

Thank you for the information.

Rlp have of course held a licence in the past,if there has been no changes to the criteria which existed in their last licence,then its reasonable to assume they will be given another.

However,as you will be aware,RLP continued to operate WITHOUT a licence after the last one expired.

It was the actions of CAG members and site team who brought this to the attention of the regulators and Nottingham Trading Standards.

 

Ironically RLP were known to have replied to a number of people who asked about this,that they DID NOT NEED a Consumer Credit licence.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 3 weeks later...

Sorry about the delay in replying My Son had given some of the documentation to His Friends Mother to see if it matched Her paperwork. Any way my Son and His 2 Friends were caught shoplifting in Debenhams, they were given an £80 Fixed Penalty notice however shortly after they received a demand from R.L.P for £297.50 reduced to £260 if they paid up promptly EACH!! Now I don't condone their actions and my son was further punished by my Wife and I, However how RLP justify a fee for £780 is beyond Me and is an extortionate amount in my opinion! After We received the 1st demand we received another one for £110 We phoned RLP to pay this amount but were told that the figure didn't match theirs and they would have to call us back, We are still waiting for that call (Unfortunately My Sons friends Mother has lost our letter demanding the £110) anyway after we received that demand I discovered this site and would value any advice that you can give please? As I replied above I have contacted the Consumer credit authorities and they confirm that at present RLP do not hold a consumer credit licence although their application is pending,I will try to upload the 2 letters I hve from RLP.

Edited by Rover60
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