Jump to content


  • Tweets

  • Posts

    • This must be part of the new tactic from Evri.  They know they are going to lose. They take it to the wire and then don't bother to turn up in order to save themselves costs and of course they don't give a damn about the cost to the British taxpayer and the extra court delays they cause. This is a nasty dishonest company – but rather in line with all of the parcel delivery industry which knows that their insurance requirements are unlawful. They know that their prohibited items are for the most part unfair terms. They know for the most part that a "safe place" is exactly what it means – are not left on somebody's doorstep in full view. They know that obtaining a signature means that they have to show the signature not simply claim that they received a signature. They are making huge profits especially from their unlawful and unenforceable insurance requirement. Although this is less valuable than the PPI scandal, in terms of the number of people who are affected nationwide, PPI pales into insignificance. I hope the paralegals working for Evri are proud of themselves and they tell their families what they have done during the day when they go home.
    • Your PCN does not comply with the Protection of freedoms Act 2012 Schedule 4 Section 9[2][a] (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The only time on the PCN is 17.14. That is only  a time for there to be a period there would have to be a start and and end time mentioned. of course they do show the ANPR arrival and departures  times but that is not the parking period and their times are on the photographs not on the PCN. They also failed to comply with S.9[2][f] as they omitted to say that they could only pursue the keeper if they complied with the Act. That means that they can only pursue the driver as the keeper cannot be held liable for the charge. As they do not know who was driving and Courts do not accept that the driver and the keeper are the same person they will struggle to win. Especially as so many people are able to legally drive your car and you haven't appealed giving them no indication therefore of who was driving. Small nitpicking point-the date of Infringement was 22/04/2024. They appear to be saying that they can charge an extra amount [up to £70 ] if they have to use a debt collector. You do not have a contract with a debt collector so they cannot add that cost. You paid for four hours so it can only be the 15 minutes they are complaining about. You are entitled to a ten minute minimum grace period at the end of the parking period which would be easier to explain if the car park had been bigger. However if you allow for two minutes to park and two minutes to leave that gives you one minute to account for. Things like being held on the way out by cars in front waiting to get on to Northgate or even your own car being held up trying to get on to Northgate at a busy time. then other considerations like having to stop to allow pedestrians to walk in front of you or being held up by another car doing a u turn in front of your car. you would have to check with the driver and see if they could account for an extra one minute things like a disabled passenger or having to strap in a child . I am not advocating lying since that could lead to serious problems [like jail time] but there can be an awful lot of minor things that can cause a hold up of a minute even the engine not starting straight away or another car being badly parked as examples. Sadly you cannot include the 5 minute Consideration period as both IPC and BPA fail to comply with the convention that you can include that time with the Grace period.  
    • Defence struck out not case struck out...you have judgment  Well done topic title updated Regard's Please consider making a donation if not already to support us to help others.   Andy.   .
    • Hi all, I wanted to update you and thank you all for your help. I am delighted announce that after the case was struck out due to no response from Evri, judgement was issued after I submitted the forms and I was just about to take it to warrant.  today I received an email from the claims department requesting my bank details to make payment for my full award. The process has been long since the initial proceedings  in January i must say your help and guidance has been greatly appreciated.  
    • Quote of the century "Farage pops up when the country’s at a low ebb; like a kind of political herpes" - Frankie Boyle Updates
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Pounds till Payday **


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4232 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 257
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I expect mine next week then! :)

 

I must say i am shocked about the email though :eek: thought it'd of been sent in the post!

 

You will get a letter in the post too ;)

 

Clarity I have to say were really easy to negotiate with. Payment plan set up for 3 months, to be reviewed but if my payments are not missed, will be continued.

 

I am able to pay by SO and on a day that I want.

Link to post
Share on other sites

Hi,

I am just starting this process with Pounds till payday myself (I just sent the letters off yesterday)! Could someone message me their bank details so I can start my payments to them asap?

 

Thanks

 

Lucy

 

 

You'd be very lucky to get their back details. In fact I don't know of anyone that has managed to :(

Link to post
Share on other sites

Hi guys, well actually, before my account went into default I printed off the following details from the PTP website:

 

Deposit Funds – Direct Bank Transfer

 

Bank Transfer Information for deposits

 

You may pay deposit of funds into our account via a bank transfer. Your reference number ensures that your payment is allocated correctly. Please quote this reference number to your bank when requesting the transfer.

 

Any fee charged is based on the amount charged by our bank and payment service provider. Please note that we will pass on any extra cost should the payment be a non local payment.

 

IMPORTANT: NO CHEQUES or 3rd PARTY PAYMENTS. We will reject all cheque deposits made to that account. To pay by cheque, please refer to the relevant page of payment methods.

 

Bank: Barclays Bank PLC

Account Number: 10849189

Bank Code: 203647

Account Name: Pacific Network Services (Europe) Ltd

This information was on the website, i found it by logging in and then clicking on "Update Info" then "Link to Giro Payment Form"

 

Hope this helps.

Link to post
Share on other sites

I am so pleased about this the sun told me it was only going to be a small article but hooray they are named and shamed, I am proud to say it is me, I gave them all the info they needed and even told them to go on this web site to see how other people are suffering in their hands. We can win.

 

Mashmallow

Link to post
Share on other sites

I think it is great that they have been named and shamed, along with a few other companies (Quick Quid etc etc). Shall mention that in my next email to them, ask them to comment on the recent publicity hahahaha.... me too... i'll be watching it too

Link to post
Share on other sites

I think it is great that they have been named and shamed, along with a few other companies (Quick Quid etc etc). Shall mention that in my next email to them, ask them to comment on the recent publicity hahahaha.... me too... i'll be watching it too

 

Your loving your battle with them aren't you?!?!?! :-D I so wish you'd have had Gavin, think you'd have relished in dealing with him :)

Link to post
Share on other sites

I just had Payday Express chasing me for my payment they have slapped £105.00 interest in a matter of 12 days. I told him he was only going to get what I actually had and not a penney more i also told him to watch Channel 4, Payday Express in on my computer when they shot the photgraph, so yes I am loving it. He gave me their bank details so I can pay by SO and said he would see what he could do about the extra charges. There will be a lot of toilet rolls on sale now.

 

Regards,

 

 

Mashmallow

Link to post
Share on other sites

I am actually pleasantly surprised after a week of emailing saying I wanted all communication in writing as I had recently been discharged from hospital and getting that silly reply

 

Dear

Thank you for your e-mail.

Kindly note that queries would be forwarded to Payment services and they can only be contacted via phone.

Please contact our Payment Services Department on 08000 32 76 53 at your earliest convenience to arrange payment. Their hours of operation are Monday to Friday, 8am to 8pm.

Kindly note that Payment Services are only available via phone and would not be able to answer queries via email.

Thank you for choosing PoundsTillPayday.co.uk

Kind regards

Justine

Customer Care Representative

 

I received this

 

We have confirmed that you are dealing with a Debt Management Company. We are happy to deal with them directly from now on.

Sincerely,

Anastacia Bolton

Payment Services Advisor

08000 32 76 53

Link to post
Share on other sites

What did you say to them to get that response? I am still in the we won't contact you in writing phase! I got a great one from Payday UK essentially saying they would ignore any of my letters and were going to continue to take the money as normal. I think I will be changing the bank my salary goes into :) Sometimes you have to laugh at these people.

Link to post
Share on other sites

After banging my head on a wall a bit I sent the following email to

 

[email protected]

 

You are now in breach of the terms and conditions of the loan agreement which states

5. The credit agreement and broker agreement and all other communications between the parties are to be provided by way of electronic means (except where provided otherwise by any statutory provision). By signing the credit agreement and the broker agreement you agree to a. receive all communications from the creditor and broker and to send all communications to them by electronic mail at the e mail addresses notified.

You are also bound by English law as stated in the terms and conditions

I will repeat for the fifth time why I would prefer communication either in writing by email Or letter

I would prefer not to communicate by phone as I have recently been discharged from Hospital. I had been admitted to hospital with severe chest pain, this may have been bought on due to Anxiety. I generally find letter and email a less stressful mode of communication. I cannot Understand why you are being so unco-operative.

Link to post
Share on other sites

I have worked in sub prime lending for a number of years and my best advice for anyone that owes money to these 'Cash till payday' places is - don't bother to pay them back. They don't credit search you so therefore cannot put anything onto your credit file. Check your credit history and you'll see that I'm right. Most of them are based outside of the UK and after a few emails, letters or phone calls they leave you alone.

Link to post
Share on other sites

This is getting annoying, haven't heard a thing from them since my last email hehehe, not that I gave them an option really, my last email was like "either we arrange a payment plan amongst ourselves or else pass this onto Clarity please and Thank You"

 

Although after Helon's comments i'm wondering now. Care to elaborate some more Helon? :-) Thanks

Link to post
Share on other sites

Well I've been emailing them for about 2 weeks now most days and they refuse to set up a payment plan. I've just got another email from them today reminding me their payement is due. Payday is Friday so I'll see hat happens then.

Link to post
Share on other sites

If you check your credit history - it costs £2 to check it online - you will see they do not search your credit history, therefore they have no rights to marking your credit history. They won't take you to court either - it's not worth their while doing so.....they have not acted as 'responsible lenders' so therefore are on shaky ground. So - what can they do to you? Nothing. Cancel any direct debits to them, change your bank card and don't bother paying them. And ignore them.

Link to post
Share on other sites

Got an email today! From PTP, it is the first i've had and it goes like this:-

 

We are in receipt of your e-mail sent in on November 4th, 2009. Please be advised that we have ceased all collection activities and all communication by telephone while this account is under investigation. We have attached a copy of your loan agreement for you to understand the terms of your loan. We are prepared to offer a repayment arrangement in the amount of three (3) equal payments of £112.00 and one (1)

final payment of £112.94 as payment in full of your outstanding loan. This represents the £448.94 balance on your current outstanding loan. Once payment has been received, we will consider this account paid in full with no further obligation. We hope you are satisfied with this resolution and please be advised that we will be unable to offer you our services in the future.

 

The payments can be made via Western Union or Money Gram, and should be received by April 28th, 2010. We have included the payment information below for your reference. Alternatively, you may send your payment to the Northway

Financial Corporation Ltd. address listed above.

MoneyGram Express Payment Western Union Quick Collect

Ask for: Send Form for Person to Person Ask for: Green Form (TO SEND MONEY)

Pay To: Lyn Gaskell - C/O Northway Financial Receiver: Lyn Gaskell - C/O Northway Financial

Account #: XXXX Country: Malta

City: Sliema Ref #: XXXX

Country: Malta

Should you have any further questions, please feel free to contact our office with the information provided below.

Sincerely:

Customer Support Department

Fax: 44 800 471 5229

Email: [email protected]

Link to post
Share on other sites

Lucy - I had the same thing 3 days before as I cancelled my direct debit and they rang me so I told them I couldn't afford to pay them. Now the debit is near on £600, had one phonecall from them since 1st dec and they haven't even contacted me by phone or email....

 

I am now waiting for this to be passed over to Clarity, in which I am pretty sure they do? Don't they?

 

I have opened another bank account with someone else, but I am worried they may find this out and try to attempt to take money from that account, as my benefit's are being paid into that new one, can they do this if they was to search your credit file?

Link to post
Share on other sites

Hi Guys,

 

I defaulted a payment with Pounds til payday on Friday. It was for £519.00, how long do people think it will be before I start receiving the delude of phone calls from them?

 

I am off work at the minute, and not back until 4th Jan, so I really dont want them ringing up work when I am not in.

 

I can afford to pay it back on the 24/01, what would peoples advice before on how to approach this.

 

Should I contact them by phone or email?

 

Cheers

 

Willo

Link to post
Share on other sites

If you can pay it and it doesnt leave you short then thats great, but if you think that you will need to re loan then just default, cancel your card, change bank , also send letter to your bak stating that under no circumstances are these ppl to take any money from your account. make sure no money in that account so they cant take it, send them an email ( do not call) saying that you cannot afford to pay it back and could you set up a repayment, dont call them and dont take their calls, they are rude and bullies.

 

read all the advice on here, these guys are great and have really helped me.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...