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    • Just an update for all. I received about a letter every other week, increasing in threat levels. Then I hadn't had one for a about two weeks, then Saturday received a carbon copy of the very first letter they sent me in February. Made me laugh, rinse and repeat. 
    • So, your response was not received by the SCP as you did not send it with a valid stamp. Therefore, from my two option in post #14, the first option is the only one available to you, but you do not have the option of asking to be sentenced at the fixed penalty level as the reason the SCP did not receive your response was down to you. Here's a reminder of what to do: Respond to the SJPN by pleading “Not Guilty” to both charges. In the “Reasons for pleading Not Guilty” box state that you are willing to plead guilty to the speeding charge providing, and only providing, the “Fail to Provide Driver's Details" (FtP) charge is dropped. This is a tried and tested method to deal with your problem and is almost always successful. Before the pandemic it was necessary to attend court to do this "deal" because it needs the agreement of the police prosecutor.. During the pandemic courts made every effort to have as few  people as possible attend and they began doing this deal under the "Single Justice" procedure without the defendant's attendance. Some courts have carried this procedure on whilst others have reverted to a personal attendance being necessary. If you are required to attend, your case will be taken out of the SJ procedure and you will be given a date for a hearing in the normal Magistrates' Court. If that is the way they do it in the area involved you will have to attend, see the prosecutor and offer your "deal" in person. 
    • what device are you using? copy all the questions then come here to this thread and paste them. then answer each question click on red give answers here. when done  hit submit reply bottom right.  
    • No because it's locked. You need to copy the relevant part of the questionnaire and paste it into this thread. That way you can overwrite. HB
    • Hi  I'm not able to overwrite the red writing to give answers on the questionnaire.
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Two Accounts with HSBC


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It might be a daft question but I want to make sure I do it right. I have 2 accounts with HSBC, one current and one for bills do i have to send 2 separate letters and if it comes to it submit 2 different court claims? Or do I do them all in one and just put the schedule of charges separate?

 

Also I'm a bit worried about my account being closed? Has anyone who has been successful had this happen with HSBC?

 

Thank you, your information is invaluable :)

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I am currently at the Mcol stage and have been claiming on 2 accounts at once all the way through. I simply break everything down in each letter. So I may say... "I have 2 accounts (xxxx and xxxx) there are £x charges on one and £x on the other totaling £x... As long as the combined charges don't come above £5000 then you can claim in one go. Any more than £5k and it has to be dealt with by a bigger court (I Think).

 

In terms of accounts being closed. From what I can gather after reading the forums; HSBC only tend to close accounts after a 2nd claim. People who only claim once seem to being left alone, althougth there is always the risk of account closure, so get yourself a parachute account just in case.

 

Cheers

--------------------------

HSBC (2 accounts combined) - View My Thread Here

--------------------------

- Prelim Sent: 29/06/2006

- LBA Sent: 13/07/2006

- MCOL Submitted: 01/08/2006

- Requested Judgement: 22/08/2006

- Default judgement issued: 22/08/2006

- WON! Money in the bank: 30/08/2006

--------------------------

Barclays (Other ½'s account):

--------------------------

- Statements Recieved

- Prelim sent: 21/08/2006

 

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