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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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What Made You Smile Today?


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bestest wishes to the little man we hope he recovers and enjoyed his sarnie with the chilli beef too:shock: phew and Malb make the most of it mate ...jammy dodger....it's been years since someone made me a dinner

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My little Godson who's very sick at the moment with leukemia, and is on steroids made me smile today - his big Sister made him a sausage sandwich for his breakfast, and he wanted some of last nights leftover chilli beef in it too :lol:

 

Big hugs to your Godson xx

 

I was on high dose steroids for years from a very young age. My poor mum had to cope with me asking for spag bol or mash and gravy for my breakfast on a fairly regular basis:) I never did understand why it wasn't a reasonable request for brekkie :lol:

Time flies like an arrow...

Fruit flies like a banana.

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bestest wishes to the little man we hope he recovers and enjoyed his sarnie with the chilli beef too:shock: phew and Malb make the most of it mate ...jammy dodger....it's been years since someone made me a dinner

 

Thanks BurlyB!

 

Big hugs to your Godson xx

 

I was on high dose steroids for years from a very young age. My poor mum had to cope with me asking for spag bol or mash and gravy for my breakfast on a fairly regular basis:) I never did understand why it wasn't a reasonable request for brekkie :lol:

 

Thank you Lexis! Yep, that's why he wanted the chilli beef too! He wakes up in the night as well wanting noodles :-D He's been taking regular steroid courses with each bout of chemo, but he's on a particularly high does this time as he's just started a new bout of several intense chemos - one in his Hickman line (which he calls his "wiggly" lol!), one oral, two intramuscular - and one in his spine too! So I'm posting him some treats off this week, as he's being soooo brave!

 

What made me smile today was Sodem's two posts on here! They had me lmaoooo! :lol:

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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Oh poor little soul. Kids are so resilient aren't they? I was in and out of Great Ormand Street for over 10 years and some of the things you see there just make you want to cry, but the kids all cope far better than their poor parents and carers. I didn't, I was a whingy git, but generally speaking kids cope better :D

 

I'll be crossing everything that the chemo does what it's meant to for him x

Time flies like an arrow...

Fruit flies like a banana.

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Kids are and ok my boys didnt have any real illness in their younger years but they had a lot to cope with when their mum died when they were only just 6 and 9 they had their own personal traumas to deal with along with me and mine.............if only magic wands were real

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Can't imagine dealing with that burly (and the rubbish you mentioned they had at school too afterwards) - losing grandparents was hard enough for my two.

 

I'll start work on that wand :) x

Time flies like an arrow...

Fruit flies like a banana.

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something has been making me smile and also cringe and thats whatching Cameron with Obama....he's such a doinkie pillock....so far out of his depth and akward ....he needs a solid boot in his upperclass-arse....I'd wear a size 12 to do it and gladly

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Not sure what a 'doinkie pillock' is, but it certainly sounds like something David Cameron would be.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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he is though and god knows what one is BUT had to come up with a new description of him after seeing the praaaaaaaaaaan on tv yesterday I felt embarrassed sitting watching him he was so out of step there just like the dill is here.........I also invented a nice new word last spring in a flash of inspiration when chatting to someone..................FUNSHINE what a lovely word dont you agree LG x

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Aww, thank you Lexis! Yes, it's GOSH he is having his treatment at, and also at his local in between - he will be fine, he has to be :-)

 

BurlyB, I don't watch much of the governments brainwashing propaganda at all on the news - but I have to say I did see Cameron with Obama! I was roflmaoooo!!! I said to my Husband - even though they were both dressed almost identical, it was like looking at "Sean Bean" and "Mr Bean".....I think you can guess who was Mr bean huh? Lol!

 

What made me smile today, was the sheer sizes of some of the sheds my Husbands been looking at - now I know we have big gardens, but It's a shed he's supposed to be buying, not a garage lmao! :lol:

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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he is though and god knows what one is BUT had to come up with a new description of him after seeing the praaaaaaaaaaan on tv yesterday I felt embarrassed sitting watching him he was so out of step there just like the dill is here.........I also invented a nice new word last spring in a flash of inspiration when chatting to someone..................FUNSHINE what a lovely word dont you agree LG x

 

I do indeed. :lol:

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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[quote=duckwaddler;3757706

 

What made me smile today, was the sheer sizes of some of the sheds my Husbands been looking at - now I know we have big gardens, but It's a shed he's supposed to be buying, not a garage lmao! :lol:

 

Have you told him size doesn't matter? :D

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Time flies like an arrow...

Fruit flies like a banana.

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Have you told him size doesn't matter? :D

 

It's not the size, but how you use it.

 

Women who say size doesn't matter can seem shallow.... :p

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I have actually custom built sheds and timber garages in the past for much less than they charge at shed shops with their custom skinney wood.....most of the wood they use is matchwood in thickness....bliddy con merchants

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a man and his shed.....I have three lol

 

 

Three men?

 

I can't believe you have the time spare to post on here.

 

That's a bit greedy that is.:lol:

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Aww, thank you Lexis! Yes, it's GOSH he is having his treatment at, and also at his local in between - he will be fine, he has to be :-)

 

BurlyB, I don't watch much of the governments brainwashing propaganda at all on the news - but I have to say I did see Cameron with Obama! I was roflmaoooo!!! I said to my Husband - even though they were both dressed almost identical, it was like looking at "Sean Bean" and "Mr Bean".....I think you can guess who was Mr bean huh? Lol!

 

What made me smile today, was the sheer sizes of some of the sheds my Husbands been looking at - now I know we have big gardens, but It's a shed he's supposed to be buying, not a garage lmao! :lol:

 

:madgrin::lol:

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Have you told him size doesn't matter? :D

 

It's not the size, but how you use it.

 

Women who say size doesn't matter can seem shallow.... :p

 

:pound:

Life is like an echo, it all returns......The good, the bad, the false, the true......So if you give life the best you have, the best will come back to you.

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I have this really bad urge to shout "OoooOOooh MAaaaTRON!!" at everyone in this thread.

 

Ahem. OK, you can all Carry On.

 

Geddit?

 

I know, I know...I'm getting my coat. :madgrin:

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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