Arrow Global

[davevincent]

I apologise if I am covering old ground here, but I am hoping someone might be able to give me some advice to my specific problem.

 

My previous house-mate recently called me to explain he'd opened some post at my previous address in London (I now live in the US and will be here for 2 years) and that is was a claim from the courts from a firm of solicitors representing Arrow Global Ltd.

 

I think they're chasing money from a Halifax credit card i had in 2001-2002, but which I never used. I remember getting a similar letter back in 2004, but I contacted them and told them I'd never used the card and had never received a statement listing the transactions. I guessed that it may have been some kind of credit card fraud. I certainly didn't feel that I should be liable. And I did not hear anything until last week when I head of the court claim.

 

I acknowledged the claim on the advice of a friend to avoid the solicitor entering judgement. I am uncertain what to do now though. I am also alarmed that had my housemate not opened this by chance I my have a CCJ against me without my knowledge.

 

Any advice would be greatly appreciated.

Best wishes

[dx100uk]

i would doubt a ccj at all

this debt is well statute barred.

 

sounds like a typical phishing letter.

 

the only real way to assertain what has gone on would be getting your cra file from say experian [creditexpert.co.uk]

you can do it free online with a card and get the results instantly, just remember to cancel the renewal by 28day from reg.

 

dx

[BankFodder]

You should get hold of the document immediately by fax or by e-mail to understand exactly what it is and what it says. Then you will be able to proceed.