Help - RBS Mint want a fight!

[davey77]

subbing

[underdog13]

And thanks to underdog13 too.

 

You're welcome:)

[exchange]

I received an 'Account Termination' letter dated 01/06/2009 and have also received a default sum notice for late payment also dated the 01/06/2009! Can they do this?

[r&b]

I received an 'Account Termination' letter dated 01/06/2009 and have also received a default sum notice for late payment also dated the 01/06/2009! Can they do this?

 

i thought they already terminated the account? they really are having a**e and elbow problems arent they?

[exchange]

But can they add a default if it's dated the same day as the termination?

Doesn't seem right to me.

[r&b]

they cant default a terminated account....a DN requires a running credit account....

in normal circumstances u wud be rite..but they ve already terminated so this is all irrelevent..unless it makes ur case clearer of course, be selective if necessary !!!!!

[exchange]

Sorry r&b, it wasn't a proper default notice, just a late payment default if you follow for £12. Still not sure if they should have added this. Once an account is terminated interest and charges should stop being added shouldn't they?

[r&b]

ahh sorry i misunderstood. they clearly didnt see the acc as terminated so got that in before they formally did so im guessing.

[exchange]

SAR letter sent to this lot today.

[exchange]

Triton 170609.pdf

 

Threat-o-gram from Triton attached.

As it states at the bottom that Triton Credit Services is a trading name of RBS they have instructed themselves that I have not settled the debt, doh!

No point in sending the bemused letter,I suppose, if it is RBS in disguise contacting me.

How can they refer the debt to themselves? Can't believe the nonsense that goes on. All attempts to collect money without spending any it seems to me.

They imply that they are a debt collection agency but they are RBS!!

[exchange]

Bumping as just looking for confirmation that I should continue to ignore them until I get the SAR.

[r&b]

i wudnt waste the postage on a reply myself.

[exchange]

Thanks r&b, I will resist but I can't help wanting to respond like most of us I suppose.

[exchange]

Confused! I have received an arrears notice dated after my 'Account Termination' notice with a lower amount than the arrears shown on the 'Default Notice' issued nearly a month before.

How can the arrears reduce?

[exchange]

Bumping for any advice on arrears reducing!?

Thanks in advance.

[exchange]

Anyone?

[r&b]

Confused! I have received an arrears notice dated after my 'Account Termination' notice with a lower amount than the arrears shown on the 'Default Notice' issued nearly a month before.

How can the arrears reduce?

 

hi exchange,

dont know the answer im afraid but seem to remember Viscount Stair commenting on these somewhere. maybe do a search to see if it pops up.

if u havent had any form of termination yet id keep it under ur hat as these discrepencies can often add weight to ur case.

[exchange]

Thanks r&b, I will look at Viscount Stair's threads. The thing is they have terminated the account which is why this makes little sense but like you say might help in some way later on.

[exchange]

Well remembered r&b. I have now subbed to Viscount Stair's thread.

[r&b]

Well remembered r&b. I have now subbed to Viscount Stair's thread.

 

oh gd ive still a couple of marbles left then;)

[exchange]

Very quiet with RBS. Last letter from them via Triton 17 June 2009 and now waiting for SAR. Anyone else heard from them recently?

[davey77]

All quiet on my RBS thread too. Last communication from Regal Credit DCA 26th May. (Now i have said that i will get something in tomorrow's post lol)

[r&b]

gentlemen,

ill give them ur regards when i see them for one of my set asides on the 23rd...

[underdog13]

Triton passed me onto Green and Co Sols recently.

[davey77]

gentlemen,

ill give them ur regards when i see them for one of my set asides on the 23rd...

 

Nice.. good luck with that 8-)