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    • Please will you upload the defence in a PDF format document
    • Afternoon All - after 3 weeks of silence, this morning I received an email from HMCTS advising that P2G have rejected my claim. Decide whether to proceed Parcel2Go.com has rejected your claim. You need to decide whether to proceed with the claim. You need to respond before 4pm on 25 June 2024. Your claim won’t continue if you don’t respond by then. This is their ‘defence’ Their defence Why they disagree with the claim When choosing a service on the Defendants website, the Claimant chose to book their order with Evri and selected to take out £20 parcel protection which comes with the service. On the first page of the booking process, the Claimant entered the value of £265 for the contents and was offered parcel protection for loss or damages against their goods for £13.99 + VAT. The Claimant selected no, which then produced a pop up which explained 'We strongly recommend that you protect the full value of your item(s).' however, the Claimant still did not take this protection out and instead continued with the booking process. At the end of the booking process, the Claimant was offered this again which was refused and the Claimant continued with the booking by accepting the terms and conditions which re-iterates the information provided in the booking process. The parcel was sent, however, seems to be delayed in transit. The parcel finally started to track again, however, when delivered the parcel was empty with no contents. As such, the claim was re-opened and attempted to be settled for the £20 protection taken out in the booking process. This was refused by the Claimant as they felt they should be paid the full amount of the value entered when booking. Unfortunately, due to the refusal of the parcel protection in the booking process the Defendant is not liable to settle the claim to the value and only to the parcel protection taken out. The Defendant shall rely on the Terms and Conditions of carriage in particular section 9. The Defendant understands that the contents have not be handled with due care and attention, which is not being disputed, however, they are disputing the amount they are liable to. They have requested mediation, I’m sure not least to drag the case out even longer, but I can see no benefit to me in this and so shall reject it. As ever, I’d welcome your thoughts guys. g59   
    • I doubt HMCTS holds any data on whether arrests by AEAs required police assistance.  They couldn't or wouldn't provide data on how many of warrants issued were successfully executed - just the number issued!  In my experience, arrest warrants whether with or without bail are [surprisingly] carried out with little or no fuss.  I think it's about how you treat people - a little respect and courtesy goes a long way. If you treat people badly they will react the same way. Occasions when police are called to assist are not common and, having undertaken or managed many thousands of these over the years, I can only recall a handful of occasions when police assistance was necessary. On one occasion, many years ago, I arrested and transported a man from Hampshire to Bristol prison on a committal warrant. It was just me and he was no problem. I didn't know the Bristol area (pre Sat Nav) and he was kind enough to provide directions - seems he knew the prison.  One young chap on another committal warrant jumped out of his back window and I had to chase him across several garden fences.  When he gave up (we were both knackered) I agreed to drive by his girlfriend's house to say farewell for a while.  I gave them a few moments and he was fine. The most difficult are breach warrants but mainly in locating the defendant as they don't want to go back to prison - can't blame them.  These were always dealt with by the police until the Access to Justice Act transferred responsibility from them to the magistrates' courts. The fact was the police did not actively pursue them and generally only executed them when they arrested someone for something else and found they had a breach warrant outstanding.  Hence the transfer of responsibility.
    • thats down to mcol making that option available for you to select, you cant force it. typically if there are known processing delays at northants bulk it will be atleast 14 days later if not more.
    • Thanks   Noting the day to apply for default judgement if necessary
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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CCJ on old property, company say its valid - please help!


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Looking for some advice please......

 

I have a CCJ on my property in which I didnt receive the paperwork and it was served at my old address in March 08, I moved out in October 07 and had my property diverted for 12 months.

 

I have written to Largo who are dealing with this stating I have no knowledge of this debt etc.

 

They telephoned me today to confirm they are putting a letter in writing and that I do owe the debt.

 

A little bit of the background.......

 

Redcastle bought the debt in Nov 03 for a balance of £562.68. Apparently I sent letters to them in Dec 06, Jan 07, March 07 and Aug 07 offering a rate of £5 per month. I paid £25. The last payment was made Jan 08. Now I have no recollection of this so need to go through my bank statements and see what was going on.

 

Anyway the balance is now £760 and the are willing to accept £620 in F&F settlement - mmmm I think not!

 

They are expecting me to pay £64 a month to clear the debt over the next 12 months - again, mmm I think not!

 

What I want to know is, do I have a leg to stand on in getting the CCJ set aside given that the CCJ was issued after I moved? Also they say they have left various messages on my mobile over the past 12 months or so to which I have not returned.

 

Any advice greatly appreciated, thanks

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Hi, Loobyloo,

 

This link may be helpful to you:

 

Removal of CCJ's - Main Menu

 

I don't think you would get the ccj set aside solely on the grounds that you moved address - they have complied with the Civil Procedure Rules if they have served the court and you with the claim at your last known address. They will state that they had no other address and the court will probably accept this.

 

However, there are lots of angles to approach getting a ccj set aside, from disputing the enforceability of their agreement, to whether or not they sent you a default notice, (and if so, did it include charges, thus making it invalid!). I have had a ccj set aside, where I did not receive the court claim and I disputed the whole amount of the debt when applying to the court for a set aside. As soon as I did this, the creditor discontinued all proceedings!

 

BAE :)

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Hi, Loobyloo,

 

This link may be helpful to you:

 

Removal of CCJ's - Main Menu

 

I don't think you would get the ccj set aside solely on the grounds that you moved address - they have complied with the Civil Procedure Rules if they have served the court and you with the claim at your last known address. They will state that they had no other address and the court will probably accept this.

 

However, there are lots of angles to approach getting a ccj set aside, from disputing the enforceability of their agreement, to whether or not they sent you a default notice, (and if so, did it include charges, thus making it invalid!). I have had a ccj set aside, where I did not receive the court claim and I disputed the whole amount of the debt when applying to the court for a set aside. As soon as I did this, the creditor discontinued all proceedings!

 

BAE :)

 

Thanks for the email. You say I wouldnt get the CCJ set aside purely because I moved, but I know that this is a factor in having one set aside as I could say that I never received the summons.

 

If I wrote to the OC and they don't hold a valid CCA I could then argue the amount and have it set aside on the ground of now Credit Agreement?

 

Can someone with more legal knowledge help me out please as I am sure I will receive this letter tomorrow to look at over the weekend, thanks

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I would go for the set aside on the grounds that they could have known your current address, especially if you get a copy of your credit report and there is an entry from them doing a search..... caught another lot out with that one a while ago...

 

You can also contest that the payment in Jan 08 may not have been made as stated and that you were not at that point at the old address... so again they have put their feet in first - especially if you can prove via bank statements that the bank at that time knew your new address.

 

I would give it a good try and see what happens, some more help will be along soon.

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Hi Loo,

 

I did get a set aside on a CCJ because firstly a bill had been sent to the wrong address, and then the claim was issued and sent to the same wrong address. It was set aside and another hearing arranged but the other side then decided they would drop their claim for costs and just accept the payment of the original bill.

 

Obviously it all depends on circumstances, but you may get a sympathetic judge if you turn up with proof that you had moved.

 

Good luck,

 

DD

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I would go for the set aside on the grounds that they could have known your current address, especially if you get a copy of your credit report and there is an entry from them doing a search..... caught another lot out with that one a while ago...

 

You can also contest that the payment in Jan 08 may not have been made as stated and that you were not at that point at the old address... so again they have put their feet in first - especially if you can prove via bank statements that the bank at that time knew your new address.

 

I would give it a good try and see what happens, some more help will be along soon.

 

I don't think they have done a search on me recently, though there is one search on there that says "debt collector" but it doesnt say what DC is it :mad:

 

I have had to order a bank statement as they closed my accounts in error earlier this year so cannot go back to Jan 08 to see if this payment had been or was set up. What I have done is ordered them from 1st Aug 07 to 31st Jan 08 and this should cover all the payments they mention totalling £25 - hopefully there is nothing on there!

 

I do not recall any of this correspondence so they are sending me copies of letters that I have sent them :mad:

 

What would be my first point, shall I CCA Argos and then go for the set aside on these grounds assuming they do not come up with a suitable CCA?

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