Finance U Ltd Car Repossession letter received **Round 1 WON... Ding, ding... Round 2 now on**

[nowayjose]

Right an update on this.... I have received from the court an AQ and a transfer of proceedings to my local court... Postggj or anyone I will need help filling this in... It has to be in by the 7th Aug.... dont want to leave it to the last minute this time....can anyone tell me is this just an acknowledgement of my defence or has the claimant said he is definately going to persue???

Thanks all

 

NWJ -x-

[postggj]

nowayjose

 

no panic on this

after the defence goes in, everybody gets an aq

the only difference is, they have to pay, not you

 

if they dont pay this fee, the claim will be struck out

 

they are still pondering on the defence, prob did not like it very much

 

shame

 

there is a thread on guidence on filling out an aq

 

ill ask to get it posted or we will deal with it over the weekend

 

no wories, its just going through the motions this

[nowayjose]

Ok Postggj thanks for that, sorry for not getting back sooner been to work and didnt log off

NWJ -x-

[nowayjose]

Postie

 

On page 2 of the AQ

 

It says

 

For all

Your answers to these questions may be considered by the court when it deals with the questions of costs : see Civil Peocedure Rules Part 44.3 (4)

1. Given that the rules require you to try to settle the claim before the hearing, do you want to attempt to settle at this stage?

 

Do I answer yes or no

2. If yes do you want a one month stay?

 

??

3. Would you like the court to arrange a mediation appointment? (A fee will be payable to the mediation provider appointed by the National Mediation Helpline)?

 

Yes or No

4. If you answered 'No' to question 1. please state below the reasons why you consider it inappropriate to try to settle the claim at this stage.

 

Reasons

?????

c. Pro-action protocol

 

You are expected to comply with the relevant preaction protocol.

 

Have you done so? Yes or No

If No, explain why?

????

D.Case management information

 

What amount of the claim is in dispute? £????

Applications

 

Have you made any applications in this claim?

Yes or No

Witnesses

So far as you know at this stage, what witnesses of fact do you intend to call at the trial or final hearing including, if appropriate, yourself?

 

Witness to which facts

?????

Do you wish to use expert evidence at the trial or final hearing?

Yes or No?

Have you already copied any experts reports to the other party?

None yet obtained

Yes No

Do you consider the case suitable for a single joint expert in any field?

Yes or No

Please list any single joint experts you propose to use and any other experts you wish to rely on. Identify single joint experts with the initials 'SJ' after their name.

 

Field of expertise(e.g. orthopaedic surgeon, surveyor, engineer)

?????

Do you want your experts to give evidence orally at the trial or final hearing?

Yes or No

Which track do you consider is most suitable for your claim? Tick one box.

small claims track

fast track

multitrack

 

Well just a few questions to start with:confused:

[nowayjose]

nowayjose

 

 

the only difference is, they have to pay, not you

 

if they dont pay this fee, the claim will be struck out

 

 

The fee is £200 - is that £200 each = £400 - I hope so:wink:

[postggj]

Afternoon nowayjose,

its only the claimant that pays the AQ, you pay nothing!

regards

[nowayjose]

 

On page 2 of the AQ

 

It says

 

For all

Your answers to these questions may be considered by the court when it deals with the questions of costs : see Civil Peocedure Rules Part 44.3 (4)

1. Given that the rules require you to try to settle the claim before the hearing, do you want to attempt to settle at this stage?

 

Do I answer yes or no

 

2. If yes do you want a one month stay?

 

??

 

3. Would you like the court to arrange a mediation appointment? (A fee will be payable to the mediation provider appointed by the National Mediation Helpline)?

 

Yes or No

 

4. If you answered 'No' to question 1. please state below the reasons why you consider it inappropriate to try to settle the claim at this stage.

 

Reasons

?????

 

c. Pro-action protocol

 

You are expected to comply with the relevant preaction protocol.

 

Have you done so? Yes or No

 

If No, explain why?

????

 

D.Case management information

 

What amount of the claim is in dispute? £????

 

Applications

 

Have you made any applications in this claim?

Yes or No

 

Witnesses

So far as you know at this stage, what witnesses of fact do you intend to call at the trial or final hearing including, if appropriate, yourself?

 

Witness to which facts

?????

 

 

Do you wish to use expert evidence at the trial or final hearing?

Yes or No?

 

Have you already copied any experts reports to the other party?

None yet obtained

Yes No

 

Do you consider the case suitable for a single joint expert in any field?

Yes or No

 

Please list any single joint experts you propose to use and any other experts you wish to rely on. Identify single joint experts with the initials 'SJ' after their name.

 

Field of expertise(e.g. orthopaedic surgeon, surveyor, engineer)

?????

 

Do you want your experts to give evidence orally at the trial or final hearing?

Yes or No

 

Which track do you consider is most suitable for your claim? Tick one box.

small claims track

fast track

multitrack

 

 

 

Can you help me with these questions for starters please:wink:

[nowayjose]

bump;)

[postggj]

hi nowayjose

 

i will deal with this this weekend

 

been off line as computer has gone to silicon heaven

 

regards

[nowayjose]

Thanks Postggj, looking forward to your reply, sorry to hear about the computer:(

[postggj]

Nowayjose

 

U Still About

[postggj]

http://www.consumerforums.com/resources/templates-library/48-bank-templates/125-allocation-questionnaires-a-guide-to-completion-

 

 

have a nose

 

be with you tomorrow

[nowayjose]

Thanks for the link Postggj, helps a bit but still unsure on how to complete parts of the AQ, really need your help, the clocks ticking

thanks

 

NWJ x

 

Postggji, Ive PM you, thanks

NWJ x

 

Bump, need to post today, working double shift tomorrow, thanks, Postggji

 

Bump:eek::eek:

Really need help filling out the AQ must be into the court by tomorrow, any help appreciated, thanks

 

NWJ x

[42man]

I must ask I have searched for this company on the OFT's register of licence holders, and I can't find anything on them...I would drop the OFT a line about this company, I also think you should you should call the Illegal Money Lending team at Birmingham TS - 0121-693 1122 just get them to verify this company

 

Hi NWJ i'm not great on AQ's i'll ask Steven/CitB to look in....

[citizenB]

Hold on a sec.. just looking for something..

 

What part of the AQ are you having problems with ? and is it a N149 or N150 ?

[42man]

Licence Number:0170901

Licence Status:Current

Current Applicant / Licensee:

 

Business NameCompany Registration NumberC. P. G. (Wales) Plc1880557

 

Categories:

 

Consumer credit Consumer hire Credit brokerage Credit reference agency Debt adjusting/counselling Debt collecting

 

Right To Canvass Off Trade Premises:Yes

 

 

Trading Name(s) (Current):

 

C.P. Leasing Corner Park Corner Park Garage Corner Park KIA Corner Park Leasing Corner Park Llantrisant Corner Park Swansea Savemore

 

Trading Name(s) (Historic):

 

Autosave Coppins Car Sales J.P.Cars Beddan Car Sales

 

Issued Date: 03-May-1985

Expiry Date: 06-May-2010

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

 

NamePositionMr Graham Alexander HumphriesOFFICERMs Avril Elizabeth HumphriesOFFICER

 

Nature of Business:

 

Banking services

 

Current Address(es):

 

Address TypeAddressPrincipal Place Of BusinessCorner Park Garage, Llantrisant Road, Mwyndy, Pontyclun, RCT, CF72 9XXRegistered OfficeCorner Park Garage, Llantrisant Road, Mwyndy, Pontyclun, RCT, CF72 9XX

 

Historic Address(es):

 

Address TypeAddressPrincipal Place Of Business., Llantrisant Road, Mwyndy, Llantrisant, Mid Glamorgan, CF7 9XXPrincipal Place Of Business18, Ther Paddocks, Forrest Road, Penarth, CF6 2Registered Office., Llantrisant Road, Mwyndy, Llantrisant, Mid Glamorgan, CF7 9XX

[42man]

I can't see any references to Finance U having had a licence though....

[42man]

I'll move this thread to the Legal Forums too NWJ...

[citizenB]

I havent looked through your thread.. so not really up on it. Have you made an attempt to negotiate with this company prior to the court case. Have added some comments in blue below.

Postie

 

On page 2 of the AQ

 

It says

 

For all

Your answers to these questions may be considered by the court when it deals with the questions of costs : see Civil Peocedure Rules Part 44.3 (4)

 

1. Given that the rules require you to try to settle the claim before the hearing, do you want to attempt to settle at this stage?

 

Do I answer yes or no {If you have made attempts to settle and the other side have refused to negotiate then put NO)

 

2. If yes do you want a one month stay?

 

?? (This of course depends on your answer to 2 )

 

 

3. Would you like the court to arrange a mediation appointment? (A fee will be payable to the mediation provider appointed by the National Mediation Helpline)?

 

Yes or No (I would say NO)

 

4. If you answered 'No' to question 1. please state below the reasons why you consider it inappropriate to try to settle the claim at this stage.

 

Reasons

????? (The company has been given every opportunity to settle out of court and they have declined)

 

c. Pro-action protocol

 

You are expected to comply with the relevant preaction protocol.

 

Have you done so? Yes or No YES

 

If No, explain why?

????

 

D.Case management information

 

What amount of the claim is in dispute? £???? (Presumably what ever amount is on the claim form, unless you are admitting to part of the claim )

 

 

Applications

 

Have you made any applications in this claim?

Yes or No

NO, this is if you have made an application for summary judgement or strikeout and you havent.

 

 

Witnesses

So far as you know at this stage, what witnesses of fact do you intend to call at the trial or final hearing including, if appropriate, yourself?

 

Witness to which facts

????? (Myself, witness to all - is this a claim against both you and your partner. if so, you should put both you and your partner in as witnesses.

 

 

 

Do you wish to use expert evidence at the trial or final hearing?

Yes or No? NO

 

 

Have you already copied any experts reports to the other party?

None yet obtained

Yes No NO

 

 

Do you consider the case suitable for a single joint expert in any field?

Yes or No NO

 

 

Please list any single joint experts you propose to use and any other experts you wish to rely on. Identify single joint experts with the initials 'SJ' after their name.

 

Field of expertise(e.g. orthopaedic surgeon, surveyor, engineer)

????? N/A

 

 

Do you want your experts to give evidence orally at the trial or final hearing?

Yes or No N/A

 

 

Which track do you consider is most suitable for your claim? Tick one box.

small claims track - (This is for amounts under £5,000 and I think costs are either minimal or non existent)

 

fast track - I think you are looking at Fast track as this claim is for over £5,000

 

multitrack

 

 

Well just a few questions to start with:confused:

 

I will go and have a look at your thread proper to see if anything needs to be amended.

 

You should also have a section "for any other information".

 

You should include here a request to the court to order the other side to provide documents you dont have.

 

It looks to me as though you should be asking for a complete breakdown of how the company has arrived at the figure they are claiming.

 

Have made some amendments to my original post, having read the thread.

 

HTH.

Edited August 6, 2009 by citizenB

[nowayjose]

I can't see any references to Finance U having had a licence though....

 

 

Hi all thanks for your help just popped in for a couple of hours between shifts, would really like to sort it out today so I can send it Special Delivery today

 

 

Hi Bill,The garage I bought the car from was called Corner Park Garage (CPG) and Finance U Ltd is their 'In House' guaranteed finance company, well known in our area, I think they are one of the same , dont know if they would need a separate licence though:idea: Graham Humphries is the owner of both, and the person who is taking us to court......

 

 

CB its an N150... as for trying to settle out of court, TBH I wouldnt feel comfortable contacting these people after all the lies and threats they bombarded me with when we had the car. I know you prob havent had time to read through all my post but they took the car without a valid default notice and without a termination notice, I dont see why I should negotiating with them??

Edited August 6, 2009 by nowayjose

[42man]

Some N150 links here NWJ....

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/131499-directions-n150-n149-allocation.html

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/161188-allocation-questionnaire-urgent-help.html

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/175566-upto-eyeballs-cl-finance-2.html#post1916595

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/170982-dreaded-court-claim-came-4.html#post1966689

[citizenB]

Are you being sued independantly from your partner or are you co defendants ?

[nowayjose]

Two separate AQ's

[nowayjose]

Hi couple of questions,

 

 

What can I put for the reasons why I consider it inappropriate to try to settle the claim at this stage - Reasons ??????

 

I would like to mention their unreasonable behavior and taking the car without a valid default and termination notice, but dont know if this is where to put it... I have to put something though???

 

How long do I estimate the trial or final hearing will take???

---days ---hours ---minutes???

What do I put here??

 

Should I attach anything to the AQ ???

 

Have you sent a copy of this completed form to the other party???

 

 

should I do this???

Thanks

 

NWJ x

 

Bump;)

[lilly white]

no

The claimant has failed to substantiate this claim"

 

 

2 hours

 

hi noway sorry i have miss this.

 

 

i have read through the tread tonight excellent job todate

 

 

 

 

lilly