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    • Thanks for the reply and clarification, that might just explain why in my case contact has pretty much ceased. Though with such companies it doesn't mean they won't ever threaten to return to court as a tool to force one's hand if they feel they are not self informed on their chances etc.  But concerning how last year they tried to use the CCJ to get a charging order and the court granted an intirum order on our mortgage using the CCJ that would have been a good 2-3 months beyond the 6 years, should the court not have checked the age of the CCJ in the first case or would they always grant an interim order simply off the back of a CCJ being produced without even checking the age of it?.  Had I not defended that action at the time they may well have got a default using a CCJ older than 6 years which could be a concern going forwards. At the time when I contacted the court to question the paperwork for a final order application the clerk suggested people don't get informed when companies apply for interim charging orders, they are automatic if a claimant has a CCJ and people only get contacted once a date for a final order application goes through. kind of begs the question if such companies can continue a seemingly backdoor method to attempt default action if un-defended if the initial application doesn't need to check the age of a CCJ?.
    • Hello!  Wondering if someone can help with this.  I suspect not but worth a go.  I appreciate the "contract is with the seller" line, which is what Evri has fed me but wanted to see if someone with experience in these things could suggest anything else I could do here.  I appreciate there are many topics about lost parcels - My parcels weren't lost, until the driver walked up to my door with them and then decided to make them lost/stolen... I'll summarise what has happened.  Wednesday of last week - Evri delivery driver stole / walked off with 3 of my parcels.  -  Arrived outside my properly, took photos (3 separate photos as its 3 separate deliveries) of the tops of the parcels (pointlessly zoomed in on just the labels, couldn't see anything else, other than a small piece of the pavement and a little weed, which doubly confirms it was outside my door as I can see the same plant), marked the order as delivered and walked off with them.  He's marked on the Evri GPS marked that he was outside.   -  3 different deliveries, from the same company (same boxes etc.), but 3 separate tracking numbers. -  Went through the Evri bot which opened a case on each tracking number.  I then phoned them and left a voicemail explaining what had happened. -  24 hours later had a canned response asking me if the packages had turned up and to check around etc..  I responded explaining again what happened and that they've definitely been taken. -  4 days later,  this morning, I get a response telling me to ask the merchant to refund me. I've responded to this message with a long email, repeating what I said, that I believe the driver has stolen these packages and that he took those suspicious top down shots of the packages, marked them as delivered without ringing or knocking etc.  I've said that I expect them to investigate further, but I gather they won't. In my several messages to them initially and later, I told them I don't care about a refund and wanted the parcels.  They contain some sentimental stuff, nothing of high monetary value, hence me going to this trouble.  I only paid £25 for the contents. I did contact the merchant when this first happened and they asked me to wait a few days.  They ended up refunding me despite me asking them not to and that I wanted them to escalate it with Evri because this appears to be a case of theft.  They didn't seem bothered - Refunded me and told me to go back to Evri and escalate it with them? So - Is there any way to compel Evri to conduct a proper investigation with this driver?  Search for my parcels? Appreciate any assistance - Thanks for reading. Al.  
    • its not a good thing or a bad thing its ongoing. mines gone the same route. these new notifications are equally meaningless.
    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Cabot and my Vanquis CCA Help - Is it enforceable?


drob
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I had a notice of assignment from Vanquis informing me that Cabot have bought the account.

 

Previously Vanquis has past the account for collection to 1st Credit and C.A.R.S and in-turn 1st Credit and C.A.R.S had returned the account to Vanquis.

 

I have CCA'd 1st Credit & C.A.R.S and have CCA'd & SAR'd Vanquis, from this all i ever received was the following which obviously was a load of tosh.

 

http://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=7415&stc=1&d=1238078204

 

Once i received a letter from Cabot introducing themselves i wrote back to them and asked them to prove it. I have now received a CCA which they believe to be enforceable.

 

How can Cabot come up with an agreement were Vanquis (OC) - 1st Credit - C.A.R.S could not.

 

I would be grateful if someone with the knowledge could have a look at the following documents that Cabot have sent and advise me if the agreement is enforceable.

 

http://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=7415&stc=1&d=1238078204

 

http://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=7414&stc=1&d=1238078151

v2.PDF

v1.PDF

Edited by drob
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Yes second page have my signature on it ......... i am just curious has to how Cabot have come up with the all important second page. I have CCA'd & SAR'd the OC and they did not come up with the all important second page!!!!

Edited by drob
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I take it your credit limit falls into one of the amounts on page 2 yes

Cabot have been my friends for 2 years(EDIT) Sent packing statute barred.

past due credit have been friends for 1 week(EDIT) Sent back to arrow, now statute barred.

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  • 2 weeks later...

** UPDATE **

 

Ok it does appear that Cabot have sent me an enforceable agreement. Cabot also supplied me with a detailed statement of account.

 

After carefully going through the statement i noticed that Vanquis had added charges for Late Payments and Unpaid D/D. I wrote to Cabot and asked for these charges to be removed fron the outstanding balance.

 

Cabot have replied with the following............

 

Dear drob

 

I understand your query relates to charges levied on your account by Vanquis. Please be advised that any dispute regarding these charges should be forwarded to Vanquis directly.

 

My question is? As Cabot have purchased the account from Vanquis then surely Cabot are liable to refund the charges levied on the account.

Edited by drob
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  • 1 month later...

**Update**

 

Cabot have agreed to write down my account by £72 which were the unfair charges i have been trying to claim.

 

Before i agree to pay Cabot should i demand that they ammend their entry on my credit file to reflect the correct amount outstanding??

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