thedynamix VS. NatWest (AGAIN!)

[thedynamix]

Hiya guys,

 

On the back of my re-claim sccess some two years ago, which is here, I'm looking to re-claim charges which have been unlawfully applied SINCE then, accruing over £100 (not huge, but I need it ).

 

I wanted to know if, as a re-claimer on the second time around, if there are different processes? Also, I don't know to request 6 years of bank statements, I have all the statements in need from the past year which is te time I have been getting charged...

 

So can I just start off with an initial letter and template saying that I want them back and outlining the amounts and dates of the charges? Where are these templates (I forgot?)

 

Thanks guys! Again!

[BankFodder]

Everything is the same except that you are not arguing penalties this time. You are arguing that the charges are unfiar under UTCCR and therfore invalid

[thedynamix]

Thanks a lot!

 

Could you kindly point me in the direction where I can find the template etc?

 

Thanks again!

[thedynamix]

Anyone? Thnaks

 

EDIT:

 

Like I need to know where the template is for the initial letter to NatWest stating my re-claim. I already have my bank statements and have calculated the charges using the spreadsheet, ut need that first initial letter to accompany the spreadsheet of charges..

 

You know...

 

Thanks!

Edited March 7, 2009 by thedynamix

[thedynamix]

Guys, just wanted to confirm where you all think I should send my initial reclaims letter to (this is for my second claim and only for a small amount)..

 

To my NatWest branch or to the Head Office, or somewhere else?

 

As the claim is about £100, I'm not entirely sure..

 

Thanks!

[yourbank]

Customer Service Response Unit

The Cornerstone

60 South Gyle Crescent

Edinburgh

EH12 9WF

[thedynamix]

Cheers, thanks a lot!

[yourbank]

answered on other thread.

[thedynamix]

Hi Guys,

 

I received my initial reply from NatWest today, only 9 days since I sent the initial letter out.

 

In short, they're saying they won't progress my application until the OFT test case has come to a close, pointing out that their charges are fair and informed in various literature, in-store and on the website.

 

Here is the letter they sent (2 pages):

 

Page 1

Page 2

 

Could you guys let me know what action to take next, if any?

 

Thanks, as always!

[yourbank]

seems pretty bog standard letter in reply.

[thedynamix]

Oh right. Because I was under the impression they were moving cases forward?

 

What's my next step?

 

Cheers!

[thedynamix]

Hi guys,

 

Natwest were right on time with their reply to my LBA, but it's not very good news... Here's the letter:

 

 

Anyone let me know what the next stage is please?

 

Thanks CAG, AGAIN!

 

.

[GuidoT]

Take no notice of it, just file your N1 at court.

 

You should stick to one thread per claim, it just makes it easier to follow your progress then.

 

If you lost post a the links to all your threads that relate to this claim and I am sure a member of the site team will come along and merge them.

[yourbank]

I think I have answered you somewhere else on the WWW.

 

NatWeststaffmember

[maroondevo52]

Three threads merged,

 

thedynamix, please stick to the one thread on this subject.

 

Thanks.

 

Scott.

[thedynamix]

Sorry guys! I forget where I put threads - place is huge !! I've bookmarked it now .

 

while I serve Natwest the N1, can anyone point me in the right direction for initiating a re-claim for my Natwest Student Mastercard charges? I guess the first step would be the SAR.. Anyone know where I can find the template?

 

Thanks again.

[maroondevo52]

Hi,

 

There's one here..........

 

http://www.consumerforums.com/resources/templates-library/48-bank-templates/110--data-protection-act-1998-subject-access-request-.html

 

Regards.

 

Scott.

[thedynamix]

Thanks man.. Also, do I enclose cash or cheque and does anyone know the address where I should send my student Natwest Mastercard tto?

[thedynamix]

Hi guys,

 

what sort of Court Work Type am I looking for?

 

And do I print the N1 along with my schedule of charges 3 times and hand ALL 3 into the court?

 

Thanks CAG!

[saintly_1]

You need to print 3 N1's 3 Socs and you will proberbly need to print out the 3 POC's seperately ( they wont fit in the space on the N1) and take all to your court

[thedynamix]

what sort of court do I need?

[yourbank]

Local County Court.

[thedynamix]

just any local county court? what about waiting times etc?

[saintly_1]

Its a county court you need.

 

You can find your local one here The requested resource (/HMCSCourtFinder/tiles/Her Majesty's Courts Service - Court Information and Addresses) is not available

 

 

saint

[yourbank]

just any local county court? what about waiting times etc?

What do you mean waiting times? To get the N1 form?